Best Lenders for FHA Loans

An FHA loan is a mortgage loan founded and moderated by The Federal Housing Administration (FHA). This administration is responsible to make sure that the quality and, safety standards of the construction projects in America are up to the mark. They also protect the home buyers by keeping them informed of scams and pitfalls present in the real estate market.  Only an FHA-approved lender can provide you loan to buy a house. Here are the best lenders for FHA loans.  1) QuickenLoans QuickenLoans is an FHA-approved lender and is one of the leaders in the mortgage loans sector. QuickenLoans lends...

Does a Traditional IRA Benefit me more than a Regular Investment Account?

Individual retirement account, abbreviated as IRA is an investment aimed at offering tax advantages to its users. There are two types of IRAs, traditional and, which are almost similar to each other. As compared to regular investment accounts, IRAs have great benefits which would attract the investors. The primary reason why IRAs are preferred is that there are no taxes charged on the investments, and this is a win-win situation. It is a good idea to look at the pros and cons of a traditional IRA and then decide whether to invest in it or not. Pros of investing in...

Who can Collect Social Security Survivor Benefits?

Overview: Social Security Any government system that provides monetary support to people with inadequate or no income is called social security. It is an essential social program in the U.S. It is a program that helps not only the elderly but keeps millions of people out of poverty. It provides them support for their bread and butter. It is mainly funded by taxes collected from the paychecks of workers. There are four types of people who can claim benefits: they are: 1) People who are 62+ years old. 2) Workers who are disabled 3) Survivors of a recipient (spouse or...

How does the Concept Behind Rebalancing Work?

Rebalancing: Meaning and Importance Rebalancing is the process by which an investor re-establish or realign their portfolio to its target allocation. Through rebalancing, you can bring back your collection to the expected asset mix. It is done using outperforming investment and underperforming assets. In this, the profits of the outperforming venture are taken out and are reinvested in underperforming assets.  The portfolio rebalancing is done to establish a better risk control. Rebalancing ensures that your portfolio is not only dependent on the success or failure of the particular investment or any fund type. It has a safer side associated with...

Top 5 Nasdaq Stocks for the Last Year by Performance

The NASDAQ or Nasdaq Composite Index is a popular stock exchange in the United States. It is where small pieces of companies (called shares) are bought and sold. It is the National Association of Securities Dealers Automated Quotations exchange, which is the first electronic exchange where investors can buy and sell the stock. Second is the Nasdaq Composite Index, which is a statistical measure or you can say benchmark index for the technology stocks of the U.S market. It is quite young, as it exists since 1986. It is a capitalization-weighted stock market index. There are companies listed from all...

Top IPO’s of 2018

IPO stands for Initial Public Offering. IPO is a concept which is associated with those companies who would want their shares to come on the Stock Market. So, if anyone wants their shares to go on the stock exchange, they will take re-cost to the phenomenon known as IPO. Thus, their shares would be coming for the first time in the market, which is what “I” of the IPO is used. It is the first time that a company offers its shares to the public through a medium, and that medium is stock exchange. For the Indian person, it can...