Today I’d like to share my guest post over on Apathy Ends. Here’s a snippet, but please click on over to read the top 10 Simple Ways I keep my grocery spending low each month. Is your grocery bill killing your monthly budget? It’s likely food is one of your largest expenses. Food expenses rank fourth in consumer expenditures, right behind housing, transportation and insurance. Yet, grocery expenses are also one of the most flexible, controllable expenses you have. Lowering your grocery bill could add up to hundreds, even thousands of dollars each year. So what are you waiting for?...

Many of us start off our debt repayment journey with a bang, diving in head first, ready to demolish that nasty debt. We make up our mind we want it gone, and we want it gone now! While our vigorous enthusiasm to tackle debt is a crucial part of motivation, many of us fall victim to some common mistakes that can slow, or even stop, our progress on the road to debt freedom. By learning from others’ mistakes and doing a little planning and prep work, dreams of debt freedom are more likely to become reality. Click on over to...