Cloud Looms over Portfolio Management Software

For fund managers, financial advisers, and Registered Investment Advisors, getting a holistic view of the risk/reward value of all the assets under management has not been easy.  A great deal of the portfolio management software currently available is still somewhat “clunky”: customized spreadsheets cobbled-together with various specialized programs, some of which depend on data uploaded from public sources. “In the past most portfolio management software has largely been accountant-driven,” explains Daniel Rotherford, investment fund officer at Legal & General Unit Trust. “But fund managers gain immensely from a global view what is happening throughout their holdings. This is now much...

Tips on How to Get Ahead of the Financial Game

There are so many fun ways to spend money. With a smartphone and a $5000 credit limit, you can buy a diamond encrusted Bluetooth headset without ever having to get up from your bar stool. Wants and needs can be hard to tell apart, but it’s time to come down from the consumption-induced high and realize that you didn’t really need the gold plated staples or the Jedi bathrobe. Don’t succumb to feeling guilty. Shame about where your priorities were in the past isn’t going to help you now. Focus instead on changing your habits today. Here are a few...

Why You Should Watch Your Bills

It seems some companies will go to great lengths to find ways to generate additional income.  Some may use ethical means, such as diversifying products and/or services or slightly raising prices with fair warning to customers.  Then, there are those who resort to sneaky, unethical tactics to boost income quickly.  Although I will not name the corporations involved, I will provide you with real-life examples of some billing “scams” by well-known companies – two of which you probably either use or, at the very least, see their commercials on television everyday. My opinion is that when most people get a...

The importance of email marketing for your small business

As a small business owner, I’m always looking for ideas on how to improve my service and save money. It wasn’t until I received an email from a company promoting a service that would buy back my old video games that I asked myself why I wasn’t using this marketing method. Needless to say, I used this service to sell video games, which prompted me to look into how I could use email marketing on my own terms to grow my business. More than anything, I wanted to know–if that service could hook me as a customer with a simple...

More Homeowners are Turning to Equity Release

There has been an increase in the number of people taking out equity release loans against their property. There have been more than half a billion pounds unlocked in equity release products in the first six months of 2013. This is a rise of 12% compared to 2012. Equity release is eligible for those aged 55 years or over, and is a way for homeowners to release cash against the value of their property. Equity release can provide you with a single substantial payment, a regular income, or both, without the need to move. In order to be eligible for...