Author: Kody

Financial Money Tips brings opinion on everything small business, investing and personal finance!

E-commerce Stocks: Why They’re Hot Right Now

Kody
A few decades back, the notion of purchasing commodities in anything but a store might have seemed ridiculous. However, as the world adapts itself to newer forms of technology, e-commerce websites are slowly beginning to replace traditional brick-and-mortar establishments as a whole. The concept of online shopping has taken the world by storm, catching the attention of prospective investors as well. The internet is a massive place, and a whole array of e-commerce companies are listed on the stock market today. This makes investing in the right company a tricky task, as a number of different factors have to be...

Stock Trading for Beginners

Kody
Most beginners are eager to jump into the stock market and start trading. While, it may seem exciting and the desire to make money fast is very appealing, however, there is some basic information that’s required. First, beginner stock traders must understand the ebb and flow of the market, which helps to eliminate risky investing. Before tackling key issues of studying a company’s financials, beginners must take time to learn how to keep track of major market indices. These include the NASDAQ 100, the S & P 500, the Dow Jones Industrials and the NASDAQ composite. What many want is...

Three Tips to Improve Your Car’s Fuel Economy

Kody
Whether we like it or not, cars have become part of our everyday lives – and they generate quite a large share of our regular expenses. The one thing cars don’t run without is fuel, of course – and this is one of the things where we can save considerable amounts in the long run. These three tips can help you improve your car’s fuel economy so it consumes less fuel in the long term. 1. Keep your car in a good shape Keep your engine well serviced, your tires hard and your air filters, exhausts and oil clean, and...

5 Essential Questions to Ask Your Tax Preparer

Kody
If there’s one day that seems to come too fast each year, it would have to be April 15. Yet since tax day is one that none of us can afford to avoid, it’s important that we take all of the necessary steps that we can in order to be as prepared as possible. One of the best ways to do that is to hire a professional to prepare our taxes for us. If you’ve never used a tax preparer before and you’d like a few helpful tips that can connect you to a reputable one, we’ve got five essential...

Paying for Surgery Without Insurance: 5 Surgical Cost Negotiation Tips

Kody
Many people don’t know how to navigate around the tricky arrangement of cost negotiation, especially when it comes to expensive surgeries. Well, if you need a surgery that can save your life, it is time to start practicing your haggling skills now. Indeed, it may seem strange to haggle on such a delicate matter, but if you don’t have health insurance, it may be a difference between life and death. Luckily, the medical industry isn’t a fixed cost industry – some doctors and hospitals bill patients differently, which leaves you plenty of room to negotiate. Here are five surgical cost...

3 Main Ways to Save Money on Home Cooling Costs

Kody
As the flowers begin to bloom and the temperature starts to rise, all of this is a sign that summertime is on its way. And while we all look forward to things like swimming, eating ice cream and wearing shorts an flip-flops all day long, if there’s one thing that many of us don’t really want to deal with, it’s getting our energy bills in the mail. Luckily, there are a few things that can be done that will not only keep the rooms in our homes cooler, but can also save us money on energy costs as well. If...

How to Buy Waterfront Property Without Breaking the Bank

Kody
No matter where you live or what real estate agent you speak with, if you’re interested in purchasing a waterfront property, there are two things that they are going to tell you. One, is that they tend to be hard come by and this brings us to the second point: If you do happen to find one and you really like it, you need to be prepared to spend significantly more than what you would for other properties. This doesn’t mean that you have to totally break the bank in order to have a great waterfront property, though. And to...

5 Ways to Lower Your Auto Insurance Deductible

Kody
Everyone needs car insurance, however everyone also wants to save money and get the best rates possible. In addition to lowering your monthly payments or premiums, maybe individual also look for ways to lower their auto insurance deductibles. Here are 5 ways to effectively and successfully lower this deductible and save money on your car or auto insurance. Shop around for different rates. It is always best to compare rates between difference car auto insurance company to get a feel for what each company has to offer. Also, be sure to mention that you re shopping around since often times...

Energy Savings Advice for New Homeowners

Kody
As a new homeowner, you are learning many new things and taking on new responsibilities. You are now responsible for your mortgage as well as other large expenses such as utilities. Often new homeowners don’t realize how expensive their energy bills can become each month if they are not careful. Here are some helpful energy savings tips and pieces of advice for new homeowners. Use energy efficient light bulbs throughout the house. These light bulbs are a little more expensive than regular bulbs, however they are worth the money and the initial investment. Energy efficient bulbs last significantly longer, so...

5 Money-Saving Tips for First-Time Apartment Renters

Kody
Moving into your first apartment can be a really exciting time – you get to finally have your own space. This means that you can decorate it the way you want, you can play your own music and you can be the master of your own domain. If you are moving out of your parents’ home, moving into your first apartment can be a revelation. However, renting an apartment can be expensive and there may be a lot of costs that you haven’t taken into consideration. For someone that is not used to making rent their number one responsibility, it can be...