Ways to Have Fun Without Dipping Into Savings + MORE

Check out my staff post on Dimespring. It’s titled Ways to Have Fun Without Dipping Into Savings.
It seems like bills never end. I finish paying off the electricity bill, only to have the Internet bill show up. I know lots of families struggle to make ends meet. My husband and I jokingly say that at this point in our lives, we work to survive…

With money, things can be more than a little confusing when you get down to what you need to do.
Saving for a rainy day is all very well, but when there is debt to deal with, is it wise to keep saving?
Choosing the best move
If you have a mortgage to pay off or a credit card that needs attention, the best thing to do is concentrate on that…

Commodities, as opposed to stocks, currencies and indices, derive their value from intrinsic properties rather than associated ones. The value of a penny or a cent often greatly exceeds the value of the metal from which it is made, whereas the value of gold is directly related to intrinsic characteristics, such as weight and purity…

Today’s post is by my lovely staff writer Jordann. She is getting married this week!
I haven’t been a very good minimalist lately.
It’s not that I don’t want to be, my desire to live a minimalist life is as strong or stronger than it’s ever been before.
The problem is, I don’t have time to be as minimalistic as I’d like…

Photo: darrenleno

With companies such as SMR Research predicting a quick rise in mortgage rates over the next couple of years, many first-time homebuyers are looking to snap up a home now. If you’re one of them, you may be struggling to figure out how to gather up a down payment so that you can buy a home before the rates start climbing back up…

As some of you may know Mrs. Frugal Rules and I have three little ones; the oldest little Frugal Rule will be turning six in just a few short months. Just like her parents she is very inquisitive about things and life which has made it quite natural for us to begin the process of teaching her about money and how much things cost…

One thing that I strive for in life is to become a magnificent bastard.  Given that I was born in wedlock and that I am far from magnificent, this is a very audacious goal.  But today gave me two opportunities to practice.

First, you probably noticed that the market took a nose dive.  The Dow fell 353 points…

Credit cards are one of the most common things in the world today. It is a card which is used by a person to pay for goods or services. They can be used instead of direct cash payment. There are many organizations which offer credit card services. They are one of the most useful things … Continue Reading »

Good morning Dinks. Let me ask you a question, have you ever been to couples therapy? You don’t have to answer out loud but I am just wondering how hard Dinks work on their marriage.  I keep reading about couples who take a vacation as a way to save their marriage and I am just wondering what kind of problem can be solved by a vacation…

I quit school, yes it is correct.  I decided I needed to cut myself some slack.  I have been keeping myself extra busy since the move, so I didn’t have to deal with anything.  I wanted to just keep moving … Continue reading →The post I Quit School appeared first on Financial Black Sheep…

What the “Red Wedding” Can Teach Us About Money
Club Thrifty – Stop spending. Start living.Spoiler Alert! Spoiler Alert! Spoiler Alert! Spoiler Alert!
There. I warned you. Don’t say I didn’t. But, just in case you don’t get it, let me break it down for you. If you ever plan on reading or watching the Game of Thrones series – heck, even if you think you might ever plan on getting involved with it – stop reading this post now…

So, I know it’s summer, but I have some cool pictures from ice fishing last year.  Being that I live in Minnesota, we have ice on our lakes for about 5 months a year.  This means that I end up doing quite a bit of ice fishing each winter.  It’s fun (and you get some great views) as long as it’s not too cold out…