Side Hustle Series: I Wash Cars! + MORE

Here’s an email I recently received from a reader:

I need to see how everyone would proceed in the following situation:

I’m 27
I make around $85k from my regular job
I own a side business with my business partner investing in rentals and real estate (relatively new, but want it to become more serious)
I own a rental house that cash flows around $1k per month…

It just hit me the other day: my 10 year high school reunion is this year. Woah!
So I’m officially not a kid anymore. I have some gray hairs, I can’t workout for more than 30 minutes without feeling like I’m gonna die, and it’s been a decade since I was in high school.
When I think back to 10 years ago I was a starry eyed kid…

“Make every day your masterpiece.” – John Wooden
I have a really simple standard by which I live my life.
At the end of each day, when I’m getting ready for bed, I try to write an entry in my journal, which means I reflect on the day that just passed.
Mostly, I ask myself a single question about that day…

SJR Primecorp Parkway Homes | Pre launch offer for limited period!!!

It is likely to be announced a change in the PF contribution by the employees. In the present scenario, PF is deducted 12% on Basic + Dearness  Allowance (DA). The same amount is contributed by the employers on employees account…

Many businesses compete on cost. If you can deliver a similar product or service as other companies, but can charge less, you are can usually get a decent market share off that fact alone.
I’ve talked in the past about how email is better than talking on the phone, and my main argument is that it can be a more efficient form of communication…

Those who’ve been waiting to refinance for the past 12 months have missed the boat with the US 10-year treasury yield surging to 2.15% as of 5/29/2013 vs. a low of 1.4% in July, 2012. Everything from 5/1 adjustable rate mortgages to 30-year fixed rate mortgages have all moved higher by similar, but not exact magnitudes due to durational differences…

When it comes to kids clothes, I’ve recently changed my mind about dealing with the pileup that always seems to collect at the turn of the seasons. Every fall and spring, I dread the task of sorting through each child’s entire wardrobe to pack away what’s been outgrown, what’s too worn to keep, and what won’t be appropriate for the oncoming season’s weather…

Although my mother made her own preserves for years, I didn’t bother to learn. I could always pick up exotic chutneys or fancy jams in local stores. We didn’t live in places where we had fruit trees or many berries, so I didn’t find any compelling reason to learn…

Father’s day is just around the corner and we thought we would share some ideas for Frugal Father’s Day gifts. I find it harder to find gifts for father’s day than for mother’s day, often father’s like electronic gadgets which do not really qualify as frugal father’s day gifts. Well here are some frugal father’s day gift ideas; finding affordable gifts for father’s day…

This post is from staff writer Holly Johnson. A few weeks ago, I wrote about my hesitation to hire out our yard work. After working 60 or more hours per week for the past year at our full-time jobs and side jobs, my husband and I had come to a crossroads. Basically, putting in so many hours meant that we were having difficulty finding time to do anything else…

Since before the recession, an increasing number of mothers say they’d like to work full-time. The Pew Research Center analyzed new data from the U.S. Census Bureau and conducted a survey to discover this and other family financial dynamic trends. In 2007, 20% of mothers called full-time employment their ideal situation, while by 2012, that number increased to 32%…

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit.
The first step is to understand what goes into your score…

Polenta always sounds great when you see it on a restaurant menu. But can you really make it at home? Today’s Frugal Family Feast is an easy and affordable recipe for creamy Italian polenta with sausage and peppers.Chef David Rosov, owner and executive chef of Palm Beach Personal Chefs, shared his technique with Money Talks News founder Stacy Johnson…

Amongst Gen X and Gen Y, there now seems to be an overwhelming belief that Roths are the better alternative when compared to Traditional retirement accounts.
When I talk to the fine folks I work with and on this blog about why they choose a Roth 401K or Roth IRA versus their Traditional counterparts, the response is something like this,
“Roths allow earnings to accrue tax free, I’ll comparatively save more money for retirement, and I won’t pay taxes on withdrawals in retirement…

(Guest post by Cameron from Your Budget or Your Life. As part of our Side Hustle Series.)
First off, I LOVE cars, and the older and rarer the better. And since they’re much nicer to drive when gleaming in the sun – I love cleaning and washing them!
I have been doing it since I got my first car, and it’s a good hobby to get into…

Decades ago, our parents would spend hours flipping through those tourist guides or driving up and down the street looking for certain things on vacation like a place to eat or a bathroom. As technology has advanced, things have gotten so easy, that you have more information at the tip of your finger than you know what to do with it all…

When we moved a few years ago, we had switched from a conventional mortgage at RBC to Scotiabank’s Scotia Total Equity Plan mortgage. We chose Scotiabank as they had the best rate at the time, but we chose their STEP as it will allow us to continually borrow 80% of our home equity.
How a Regular HELOC Works
You may be familiar with a Home Equity Line Of Credit (HELOC)…

I know many of you are interested in beginning a taxable investing account and so I’m back with a quick review of another online stock broker to help you do your cheap stock trading. OptionsHouse is an options-focused broker that also offers extremely cheap stock trades.
As you may or may not know, options trading isn’t for everyone…

Last weeks poll made it pretty clear food is an important part in our financial journey. It is the biggest line item in most PDITFers budgets after housing costs. You could be a family of eight, spending $1,000/month on groceries or a bachelor spending $1,000/month on take out and beer. Food is something we can all relate to as every single one of us has to eat, of course, some more than others
Today, we will be doubling up on the poll action…