Net Worth Update: May 2013 + MORE

Ameriprise Financial (AMP) is a financial services company.  AMP was spun off from American Express in 2005, so it doesn’t have that much history upon which to draw from.  AMP currently manages over $700 billion worth of client assets.  AMP has five main business units.  1)  Advice and Wealth Management which provides financial advice, brokerage, and banking services to retail clients…

Good morning Dinks. Something happened this week at my office and I was absolutely surprised by my co workers reaction to gender roles in 2013. I would like to share with you because I am not sure if it’s just my relationship that is completely out of the ordinary or if my co worker is just old fashioned…

In my world they do haha.  Having two part time jobs, is pretty close to one full time job, but of course I don’t receive benefits.   I got a call the other day offering me another side job working … Continue reading →The post Do Two Part Time Jobs Make One Full Time Job? appeared first on Financial Black Sheep…

My view when working from home…
Hey everyone. Happy Monday!  I published my May Goals Update along with my June Goals yesterday. I decided to split up the posts, so don’t forget to read that This is a whale of a post today, so make sure to grab a cup of coffee beforehand…
May was yet another good month with extra income…

The global economy has been facing a low recently and the property rates have since then been more or less on a low. For investors this is the best chance to buy new properties since they could get some of the best deals in the market at astounding prices. You may be one of those … Continue Reading »

Okay, I know what you’re thinking, “Here’s yet another money pincher trying to save a few bucks every month.”  I would be lying if I said that money didn’t factor into the equation at all, but it definitely was not the main reason.  My wife and I decided, together, that we just didn’t want it anymore for a variety of reasons besides the monthly cost…

As I have shared before, I had the pleasure or mis-pleasure of working in the online brokerage industry for a number of years. I learned many things while in that role, but what I saw more than any circumstance or event was investors not knowing how to invest in stocks and ultimately derailing their investing goals or their retirement planning as a whole…

On the heels of learning about how I left free money on the table, I decided to see what my readers were doing.  If you didn’t read my Friday update, I was leaving free money on the table when my employer upped their match and I wasn’t contributing the full amount like I was before.  While I was still contributing to my 401k to get the original match, I needed to up it to get the full match…

Photo: Ben Spark

Students of Dave Ramsey’s Financial Peace University learn a lot about how to manage money. While we at Dough Roller don’t necessarily agree with all of Dave’s views, we do think his basic Baby Steps method can be great for those struggling to gain financial control in their lives…

Image Credit: Bill Rice
This is a guest post from Ree at Escaping Dodge.  Ree believes (as I do) that prosperity happens when you change your relationship with money.  I enjoyed her message the moment I discovered her site, so check it out!
It’s true that for many, living in misery is beyond their control…

Image courtesy of FrameAngel / FreeDigitalPhotos.net
“Are you making yourself old again?” I heard Tori’s friend say to her from behind me as we headed off to dance class.
I had never heard the phrase before, but I immediately understood what she meant. She was referring to the scrunched look on Tori’s face which was a result of the unusually rough time that just occurred at home as I had to continuously poke and prod her to get dinner eaten, dressed, and out the door on time for class…

Ah, June is here.  Summer is all but upon us, and for most college students, summer vacation is already here. If you’re anything like I was back in my school days, I can guess that you’re planning to spend most of the summer resting and relaxing, enjoying the time you have been this semester and the next…

It’s time for another net worth update! All of the numbers are in the right direction this month, but I’m not expecting that to last forever. Later this month it will be time to buy the plane tickets to travel back east for my best friend’s wedding. Meanwhile, it looks like we are getting sued for a debt we are already paying…

Job Titles, Income and Net Worth
Club Thrifty – Stop spending. Start living.
The following is a guest post from our friends at Snarkfinance. Snarkfinance is what you get when you mix insult humor with a finance blog.  Always entertaining and informative, Snarkfinance focuses on unique, applicable approaches to financial concepts and business in general…

Image: Freedigitalphotos.net/Vlado
One of my guilty pleasures is watching Suze Orman every Saturday. I know she tends to polarize people faster than a Tea Party Presidential candidate, but I do enjoy her show. Suze was actually the first financial show I discovered.  I found it while flipping channels on vacation…

Building your net worth isn’t difficult nor does it require a complex money system, but it isn’t easy in the beginning. Most times, getting ahead in your finances means changing your habits and routines and that can be difficult. Over the years, I’ve written posts on how to save money, get out of debt, invest for retirement and other goals, and earning more income…

Why I’m So Passionate About Student Loan Payoff.
After 6 years dragging myself through the ivory tower, I owed over $30,000 in student loan debt. That student loan debt was like a giant “debt elephant” sitting on my shoulders. Paying off my student loans was one of the best financial decisions I’ve made to date…

To see last month’s net worth, check out May 2013 Net Worth.
It’s June! Wow, time just passes by! I turned 23 last month, and I look forward to having an amazing year!
Summer is here, finally! I have been working out and eating healthier to get ready for the summer. I have been working out five times a week…

This last weekend my wife and I have been entranced by the show 16 and Pregnant and the follow up series Teen Mom. Normally I don’t like to watch too much TV, but seeing these kids having their own kids made for some interesting viewing. I was particularly taken by one of the stories featuring a couple that was still at school when they fell pregnant and had a child…

Whew! Who knew that owning rental properties, often spoken of as the holy grail of passive income, could be so much work? OK… so I did know it’d be a lot of work up front, but it is taking a bit longer than I had initially expected. Why? I wanted to do everything myself in the beginning to learn the ropes…