Should You Make Extra Contributions to Your 401(k)?

Many people struggle to decide just how much they should contribute to their 401(k) plan to get the biggest benefit for themselves. Most people try to contribute at least as much that their employer agrees to match to their 401(k) account, if their employer offers matching contributions to its employees, to get the most out of their plan. However, you should also consider if you want to make extra contributions to your 401(k) in addition to those your employer matches. Things to Consider Before you decide if you want to contribute more than the amount your employer will match to...

Selling Your Own Home: 5 Common Mistakes to Avoid

It’s not really that common to see home listings that are for sale by owner (FSBO) because very few homeowners opt to sell their property without the representation of a qualified professional, which is to say, a real estate agent. Of course, there is some appeal to the prospect of going it alone. You will be able to avoid some of the fees incurred by using a selling agent, meaning that you have the potential to earn more on the sale of your home. But you will miss out on the valuable guidance that this trained and experienced professional can...

5 Hard and Fast Rules for First Time Home Buyers

Purchasing your first home is a really big deal – it’s what puts you in the big leagues. No more do you have to keep shelling out money for rent and not really seeing any return except for the comfort of having a roof over your head. Of course there will always be that section of people who believe renting is better than buying, but if you are truly financially and emotionally settled in your life, you should definitely purchase. However, there are a few basic and fundamental rules that you must follow before you do. Owning a home is...

5 Important Things to Look for When House Hunting

House hunting is an exciting experience. You are searching for a new home where you will be able to share your life with your family and enjoy countless memories. While this is an experience to look forward to, it can also be an overwhelming and stressful experience if you are unfamiliar with the real estate process. When house hunting, here are 5 important things to look for so that you can invest wisely in a new home. Location is the most important factor to consider when searching for a home. You could find your dream home, but if it is...

Buying a Home for Resale Value: 5 Major Factors to Consider

Although most of us are looking for a place to call home when we seek property to purchase, very few people totally disregard the prospect of resale value in the decision-making process. The majority of us look for a house that we can envision ourselves living in and loving. But we are also cognizant of the fact that buying real estate is a big investment – one that stands to deliver a major payoff one day when we’re ready to sell. And the nice thing about having such an asset is that even if it never appreciates in value, you’ll...

Top 5 Rental Property Investing Tips

Right now, the real estate market is at a healthy middle point between profitability and the slump that it was in only a few years ago. This means that now is the perfect time to start investing in rental properties. When it comes down to it, investing in property with the purpose to rent out apartments and houses to tenants is one of the smartest investment moves you can make. Not only are mortgage rates at an all time low, but also there are a lot of available properties out there that can offer a significant return on your investment....

5 Benefits of Buying a Home During the Holiday Season

Most people would probably rather not find themselves in search of a new place to live during the busy holiday season, but if the timing is right, you’ve just sold a home, or you’ve finally saved up enough to get out of your tiny apartment and into a house, then perhaps the best present you could give yourself and your family is a home for the holidays. Although it is already a stressful time of year and you’re likely not keen on the prospect of heaping on the additional pressures of house hunting, filling out loan paperwork, and moving, you...

Re: I need beginner advice beyond the basics + MORE

Strong Earnings Can't Save Honeywell Stock – fool.com Forget about the Boeing transmitter. Honeywell’s real problem is that it costs too much.     Continue Reading On fool.com » Re: I need beginner advice beyond the basics – bogleheads.org pour it up wrote:pennstater2005 wrote:50/50 at age 28 is awfully conservative. Why did you pick that?I’m 50% US, 50% international. No bonds.That’s awfully aggressive. Why no bonds? What will you use for ballast or re-balancing if the markets were to tank tomorrow? Continue Reading On bogleheads.org » ETF Pop Quiz: Junk Bonds, Jordan, and Jefferies – investopedia After another week in the global...