5 Ways to Cool Down Air Conditioning Costs in Summer

Although there are a lot of things about the summertime to enjoy, if there’s one that none of us looks forward to, it’s the increase in our energy bills; ones that are usually directly related to how much we use our air conditioner. In fact, it’s during the summer months that many of us find ourselves spending more money on electricity than any other time of the year. The good news is that there are a few things that you can do that will help to cool down your air conditioning costs. If you’d be interested in knowing what some...

5 Ways to Save Money on Activities and Tours When You Travel

With all the money you’re spending to book airline tickets and hotel rooms when you travel, not to mention what you’ll have to pay for food during your trip, you might not have a lot left over to spend on entertainment, including activities and tours. Luckily, there are ways to cut costs in this area and still have a lot of fun. Here are some tips that should help you to stick to your travel budget while finding the entertainment options that suit your preferences. Plan your own tours. With travel guides, websites dedicated to delivering tourist information, and plenty...

5 Ways to Save Money on Wintertime Home Maintenance Costs

You’ve no doubt found countless ways to protect your home from the assault of winter weather, including snow, storms, and freezing temperatures. Storm windows and shutters are a good addition if your region suffers severe storms. And having a backup plan that includes batteries, flashlights, and a stockpile of wood for the fireplace is essential preparation for potential power outages. But while these steps could certainly prevent damage to your home and your family, possibly saving you from extra expense and hardship down the road, they won’t necessarily help you to cut costs when it comes to standard home maintenance...

5 Ways for Small Business Owners to Reduce Packing and Shipping Costs

Packing and shipping is a critical part of any business. If the packing and shipping costs are too high, it could drive away customers. Because of this, it is critical for business owners to find ways to cut costs. For small businesses on a bootstrap budget, this is even more critical, because you don’t want to wind up coming too far out of pocket or alienating your customer base. Luckily, there are a lot of options and with enough resourcefulness, you can cut down costs – to the point where the costs are manageable for your business and for your...

Buying a New Computer: 5 Simple and Effective Ways to Save Money

Computers are often essential to our everyday lives and work habits. In order to get things done, we need to have a computer that works efficiently and has various features. Once you are ready to buy a new purchase, you expect it to be a large investment. Luckily, it doesn’t have to be as expensive as you’d expect. Here are 5 simple and effective ways that you can save money when buying a new computer. Buy a refurbished computer. Often companies get returned items or those that fail quality control checks. These computers are then restored and repaired in order...

How to be a frugal shopper in 2014

Hitting the shops can be a stressful affair for many, as shops are there to tempt us to buy things we want but don’t need, so how do you achieve the perfect balance between spending but not overspending? Some people avoid shops altogether, some shop online and other just accept they can’t help but spend impulsively but read our guide to being a frugal shopper in 2014 and you will gain a renewed sense of hope that you can become an effective, efficient and frugal shopper. Pride yourself on the ability to have and exercise willpower Willpower is so important...

House Rules to help you Save Cash

Right so you may have a rota in your house, which requires a certain person to do the dishes on a given day, do the washing or take out the rubbish. We all establish house regimes to help us keep our house ticking over and in good shape. Have you ever thought of making your house regime one that achieves a dual purpose though? So for example having an environmentally friendly regime, or a ‘reduce energy’ regime, or a regime which centres on saving money. Read on and we will show you how to turn your simple house routines into...

Leaving Town: 5 Ways to Save Money on Moving Expenses

Moving can take a serious toll on you. People say that the simple act of moving to a new apartment or house can be more stressful than anything else in your life. Most of this stress has to do with how expensive it is to move. Not only do you have to worry about paying for your first month’s rent and a deposit, but you also have to pay for other expenses too, like hiring a moving truck, boxing up all your items, fuel and purchasing furniture for your new house or apartment. However, there are a few ways to...

Should You Consider Attending College Abroad to Save Money?

There used to be a time when if you heard that someone was attending a college overseas, there was a natural assumption that they must be wealthy. However, as of late, there are actually many articles which indicate that some people are choosing to go to school abroad because one, they feel that they are able to get a more quality education and two, it is more affordable. If you find that second point to be pretty hard to believe and you would like some reasons why more and more people are coming to that conclusion, we have provided you...

Low-Cost MBA Options for Broke Students

Some people just aren’t well-suited for the demands of collegiate programs. In some cases they simply don’t want to continue going to school when they could start working instead. Or they may have learning disabilities that make academic coursework more of a struggle than it is for other students. But if the reason you’re not chasing your dreams of earning a college degree has to do with the fact that you’re lacking in funds, you should know that an MBA program isn’t out of your reach simply because you’re low on cash. Even broke students can find ways to continue...

5 Strategies for Saving Money on Legal Fees

Hiring legal counsel to represent you in the instance of a civil or criminal trial can be expensive. When it comes to a criminal proceeding after you have been convicted of a felony or a misdemeanor, you definitely get what you pay for. The same goes for civil and tort law, you could hire a back alley lawyer to stand by your side in a divorce or bankruptcy trial, but what if you get a bum deal because of their incompetence? Fortunately, there is always a way to save money on legal counsel without sacrificing quality. Here are 5 strategies...

5 Tips to Help You Save Money on Toys for Your Toddler

Toys and games are essential during the early development of your child. Researchers say that toys can increase a child’s cognition, spatial awareness and willingness to share. In addition, some toys are great for building muscle and learning about physical fitness. For instance, gardening toys, bikes, and building blocks can be a great exercise for our little tots. Furthermore, toys like crayons, paints and paper are great for a child’s intellectual development. Yet, most of these toys can be a little costly, especially if you buy a number of different kinds of toys to find out what your child likes...

Creative and Inexpensive Photo Gift Ideas

When it comes to giving a personal gift, you have many options depending on your relationship with the recipient and your knowledge of his or her personal tastes, wants, and needs. Husbands and wives buy each other jewelry, vacation packages, and even more intimate gifts; parents get their children clothing and toys; siblings and long-time friends trade gag gifts that they know will get a laugh thanks to some inside joke from their childhood or school days. But if you’re looking to give a truly personal and one-of-a-kind gift, you can’t go wrong with photos. And rather than offering up...

5 Tips to Save Money on Your Broadband Internet Bill

Whether it’s for business or personal use, having a good broadband internet connection is a necessity for many people in the world today. High speed connectivity, however, always comes at a price. To effectively reduce your broadband internet bill without sacrificing service, you’ll need to approach this problem from a critical angle. Follow these 5 tips to help you cut your internet expenses while keeping the broadband connection you need. Bundle Up Your Service Plans One of the best ways to cut your monthly internet bill is, strangely enough, by paying more. Most of the major internet service providers on...

How to Save Money and Energy at Home With Your Thermostat

Indoor climate control is a major concern for people everywhere, and it’s one of our most significant sources of energy consumption. Inefficient heating and cooling systems are some of the main offenders in our energy crisis, and things need to change in order to continue. Energy costs rise as resources become more scarce, and it is imperative that everyone take measures for greater efficiency at home. There are many great ways that you can save both money and energy at your thermostat by making a few easy home improvements and lifestyle changes. Run a home energy audit. This can either...

How to Save Money by Adopting a Healthy Lifestyle

For several years, many people have been suffering under the delusion that a healthy lifestyle is expensive. In fact, nothing could be further from the truth. Healthy life choices can actually help save you lots of money every day, and the reduced need for healthcare will continue to help you save throughout your life. Get yourself on track for wholesome living and easy budgeting by following these tips to save money by adopting a healthier lifestyle. While we hate to admit it, many of us are practically enslaved to our automobiles. The option of driving everywhere may be a wonderful...

Top 5 Tips for Managing Monthly Beauty Expenses

It can be a serious investment to stay beautiful. If you think about all the monthly beauty expenses, it can be a little daunting: hairstyling, manicures, pedicures, cuticle treatments, facials, waxing, hair removal and not to mention makeup costs. Yes, it can cost a lot to be beautiful in the 21st century, but it doesn’t need to break the bank. Here are 5 tips for managing monthly beauty expenses. You can save a lot of money by not coloring your hair. A good, professional hair dye treatment can cost upwards of $400 a month – that’s close to $5,000 a...

Top 5 Frugal Living Tips for Broke College Kids

Being broke and in college is not at all fun. You don’t get to enjoy the simple things in life, like getting a burger or a milkshake after a tough exam or cram session, because every little expense adds up and fast. It seems that you spend money without even thinking about it and then wonder where it went when your bank account shows a zero balance. Typically, with your course load and the amount of studying you have to do, it can make it virtually impossible to get a part time job, which leaves you having to ask mom...