LastDollar February 2013 Net Worth – consumerismcommentary.com/ Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis, and February is “insurance month.” I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series… Continue Reading On consumerismcommentary.com/ » Living for Today Doesn’t Require You to Drain Tomorrow – thesimepledollar.com “Why would I want to live in misery just so I have a few more dollars when I’m old?” This is an exact quote from a recent reader...
4 Steps to Take When Unemployed – free money wisdom Unemployment is not a beloved term in our language, and it is one of the last situations an adult wants to find themselves in. But sadly, for those who entered the workforce right before or during the Great Recession, unemployment has become a fact of life. The most recent numbers from the Bureau of Labor Statistics put the unemployment rate at 7… Continue Reading On free money wisdom » The Smart Way to Inherit an IRA – moneyning.com/ Even though the majority of Americans are worried about the possibility of...
5 reasons to refinance your mortgage – getrichslowly.org/blog This post is from staff writer Holly Johnson. A few weeks ago, I wrote about how I refinanced my mortgage for the second time in a year. The second refinance wasn’t actually part of my master plan, but I ended up having to refinance in order to remove my private mortgage insurance. And although refinancing our home again proved to be a huge pain, we are now saving $135 per month by no longer paying private mortgage insurance premiums… 4 Things You Can Learn from Your Mortgage Statement – moneysmartlife.com Most of us, when...
Extended Warranties: 4 Questions to Ask – moneytalksnews.com As many guys will tell you, we tend to get attached to our barbecue grills the same way we get attached to our dogs.Let’s face it, a good barbecue grill, like a good dog, is something to be revered, and as such it’s always tough for their owners to recognize when it’s time to finally say goodbye… Continue Reading On moneytalksnews.com » The Perks and Quirks of Having a Home-Based Business – financialhighway.com/ If you’re reading this article, it’s a pretty safe bet that you’ve already considered a number of inexpensive business ideas and are...
Insurance: An easier way to comparison shop – getrichslowly.org/blog This post is from staff writer April Dykman. I had procrastinated until I could procrastinate no longer. I was in the middle of buying a house, and one of the many, many things on my ever-growing to-do list was to find a home insurance policy. My auto insurance policy also was up for renewal, and so I hoped to get a decent discount by buying both policies from one company… 3 Reasons You Should Blog – youngadultmoney.com/ I started Young Adult Money less than a year ago, but I’ve actually been...
Cyprus Reminds The World To Diversify Our Assets And Never Trust The Government – financialsamurai.com Imagine diligently saving $100,000 over 10 years only to wake up the next day to see $93,250 in your account. Now imagine having to fork over $99,000 of your $1,000,000 nest egg right before you plan to retire. The Cyprus president has basically negotiated a 6.75% tax on all deposits under €100,000 and a 9… Continue Reading On financialsamurai.com » 10 Uses for All Those Chopsticks – moneytalksnews.com This post comes from Donna Freedman at partner site DonnaFreedman.comWhen cleaning out a jammed-full junk drawer recently, my new roommate...
Negotiating for perks when raises are off the table – getrichslowly.org/blog This guest post is from David Lye. David is an expert on novated leasing, which is a “company car” type perk that many Australian companies offer their employees. In today’s uncertain economy, many employers are reluctant to offer raises to their employees. You may be lucky enough to keep your job, but chances are that you may not get a raise, or if you do, it could be a very small raise… Continue Reading On getrichslowly.org/blog » Overview of CPP Disability Benefits – canadianfinanceblog.com One of the scariest situations...
Debt Scholarship Sponsor: David Ning, MoneyNing – debtmovement.com/blog/ Name David Ning Website or Company MoneyNing.com What is your background with debt and how did you conquer the financial obstacles in your life? David Ning here, a proud father or two trying to create an enjoyable and nurturing environment for my family. I started a personal finance website in 2007, MoneyNing… Continue Reading On debtmovement.com/blog/ » Battling Perceptions – thesimepledollar.com Let’s say you have three choices for your work commute. Option A will cost you about $2. It will get you outside your office in forty minutes, but you won’t have...
How Rich People Think – budgetsaresexy.com/ Happy Friday, y’all! Rescued this gem out of my spam emails this morning and thought it would make for some good thought over the weekend… Ended up being a pitch about a new book out there called “How Rich People Think,” and whether it’s good or not (I have no idea), the funny part is that it was published back in 2010!! 🙂 Why it’s getting promoted NOW I have no idea, haha, but it does look interesting nonetheless… Continue Reading On budgetsaresexy.com/ » 6 Questions Before Dropping Out of College to Be an...
Expert: The Economy Is Picking Up Steam – moneytalksnews.com JP Morgan economists Michael Feroli, Robert Mellman and Daniel Silver think the economic growth rate will hit 2.5 percent by Christmas, and that not even the sequester, higher gas prices, or the payroll tax hike will stop that.They told MarketWatch, ““If the consumer were down for the count, we’d have a different story… Continue Reading On moneytalksnews.com » How to Build a GIC Ladder – canadianfinanceblog.com Guaranteed Investment Certificates (GIC) provide a guaranteed form of income, provided you lend your money for a set amount of time. In return for the ability...
Persistence Can Pay Off When Dealing with Customer Service – canadianfinanceblog.com So last week I was struggling with Bell to get my phone unlocked. Eventually, after three phone calls with their customer service department, escalating to a Supervisor, and $84 later, I was finally able to unlock my phone. As I was now planning on switching phone providers, I researched my options, settled on a company that had fair pricing plans, a deal going on, and most importantly – no contracts… Continue Reading On canadianfinanceblog.com » 8 Questions About Your Money and Your Spouse 🙂 – budgetsaresexy.com/ Hidey-ho! Came across...
Three Reasons to Consider Investing in Silver – free money wisdom Lately, in an effort to balance out my finances, I have been converting some of my savings into silver by investing in American Silver Eagle and other silver coins. I did so for a number of reasons. One was because I had friends who had invested in either gold or silver who suggested I do so to as a simple way to invest… Continue Reading On free money wisdom » Capital One 360 Checking Review – ptmoney.com Today I’m going to give you my Capital One 360 Checking review....
Being Frugal Without Giving Up Your Social Life – wisebread.com Whenever I write a frugality post, I get comments asking some version of, “That’s fine if you’re happy being a hermit in your cheap apartment, but what about people who have friends?” (See also: Not Driving Your Less Frugal Friends Crazy) I think there are three general strategies for dealing with the issues around having a social life while still being frugal… Continue Reading On wisebread.com » The Average Net Worth For The Above Average Married Couple – financialsamurai.com One of the most popular posts on Financial Samurai with over...
Cheap Health Insurance Options For The Unemployed, Self-Employed, Or Early Retiree – financialsamurai.com Restless in Warnemunde, 2012. Whether you are unemployed by choice or due to unfortunate circumstance, having health insurance is a must. According to The American Journal Of Medicine, 62% of all bankruptcies in 2007 were health related and that’s before the economic meltdown. What’s more frightening is that back in 2001, health related bankruptcies were “only” 45% of total… Continue Reading On financialsamurai.com » Learning About Investing With the Stock Market Game – consumerismcommentary.com/ In my mind, no child is too young to learn about the basic concepts...
Signs You May Be A Shopaholic And 6 Things You Can Do To Change It – genxfinance.com/ We’ve all made purchases on impulse, whether it be that candy bar at the checkout line in the grocery store or that pair of shoes that you come across that would go perfectly with your new tailored suit or the dress you bought last week. Impulse buying is a major weakness for many, and has its own problems… Continue Reading On genxfinance.com/ » Biggest Challenges to Retirement, Part 1 – freemoneyfinance.com The following is an excerpt from READY FOR PRETIREMENT: 3 Secrets for...
February 2013 Goals and Finance Update – retireby40.org/ February Highlights and Lowlights 2013 Financial Goals: No progress in February. It’s a bit disappointing because we did so well in January by maxing out the IRA and setting up Mrs. RB40′s 401(k). 2013 Personal Goals: I tried several new beers in Feb. and met up with local bloggers for a drink… Continue Reading On retireby40.org/ » White House Supports Unlockable Cell Phones – moneytalksnews.com It recently became illegal to unlock your smartphone for use on another network without the current network’s permission. We covered it here.A petition to the White House...
Can You Have It All? 4 Tips for Doing More With Your Time – wisebread.com I recently started a demanding job as a first year associate at a large law firm. During law school, I attended numerous presentations focused on women in the law, and the issue of time and work-life balance always came up. Soon-to-be women attorneys wanted to know how to have it all… Continue Reading On wisebread.com » 12 Ways to be a Financial Extremist in 2013 – debtmovement.com/blog/ Welcome to The Debt Movement! You have become a financial soldier in the war on debt, and in...
