Investor Class Video # 13 – Here’s Where People Invest If They Don’t Know How To Invest + MORE

I don’t know about you, but after discussing the best languages to learn in a recent post, I’m wondering where I could put them to use once I’ve managed to master them.  While there is much that can be accomplished with knowledge of foreign languages without leaving your native land (greatly increasing your job prospects being the first of many options), one of the true advantages to speaking a foreign language is that it is that much easier to communicate with other people as you travel the world…

Starting a legitimate home-based business will take a lot of self-discipline and planning. If you’re motivated, determined, and excited about growing something that is all yours, becoming an entrepreneur may be the right opportunity for you. Once you know what type of business you want to start, the key is doing everything right from the …

Good morning Dinks.  Today we are going to discuss our jobs.  Now at 32 years old I definitely feel differently about my job than I did when I was 22 years old and I would like to know if you feel the same way.
Career vs. Relationship: Where is your focus?
Our jobs are our bread and butter – they help us bring home the income that we need to enjoy our lifestyle, save for retirement and experience all of the things in life that we want to…

Education (Photo credit: Sean MacEntee)
Getting a quality education is often seen as an expensive endeavor and something only the middle class and higher can afford. Lower wage earning jobs usually are stuck believing that they have to settle for a sub-par education for their children.
As such, this post is part of my series on money issues affecting blue collar workers…

Seriously, my mom wants to own a new car, with payments, and everything else involved.  She went to look at a new car on Monday and fell in love with it.  OK, maybe I should back up a little. It … Continue reading →The post My Mom Wants to Own a New Car, because Mine Scares Her appeared first on Financial Black Sheep…

Ok let’s be honest, this asset allocation stuff we talked about can be crazy confusing. In order to alleviate the confusion and make money off you, asset managers offer funds that do your asset allocation for you. They’re called Multi-Asset funds.
Multi-Asset funds have been in the news over the last few weeks, mostly because, nobody knows where to but there money…

As many of you probably know, I went to Ohio last week in order to visit the in laws.  While we were there we got to go see a Reds baseball game.  It happened to be the night that the Red’s pitcher, Homer Bailey, threw a no hitter.  This is extremely rare and for a huge baseball fan like myself, it was pretty cool to watch…

Here is a post by my staff writer Jordann. She submitted this post before I announced that my student loans are gone, so hopefully that will clear up any confusion below
Student loan debt is something pretty much everyone reading this blog can relate to. Most people who go to University will graduate with some form of debt, whether it’s federal loans (like mine), bank loans, or a personal loan…

I, sometimes, wonder if I have good timing. Just when we have enough money to put 20% down on a home, interest rates and home prices start rising.
Technically, we could bought a home with less than 20% down in January, and paid less for a house, as well, as taken advantage of a lower interest rate. We would have had PMI, but at the rate we save money, we could have attacked our mortgage to get rid of PMI…

Using a credit card responsibly can be a great way to build credit and take advantage of cash back and travel rewards. But you may be wondering if your credit score is good enough to get a credit card.
There’s no general minimum credit score to get a credit card. Some credit cards, particularly those with excellent rewards, do have a very high minimum credit score requirement…

Mom the “Money Manager”
Growing up my mother was always the designated money manager. I vividly recall watching her pull out the bill basket and sit at the kitchen table meticulously scrutinizing every statement and bill to make sure that each was correct. She laid out the calendar, pulled out her checkbook and carefully addressed each and every envelope (yes folks that those were the 90′s and people still paid their bills with actual paper checks via postal mail…

Not the Actual Property
Today we welcome back our regular Thursday contributor, Jen from The Happy Homeowner!
13,519 square feet. 50 acres of pristine, waterfront property. 12 bedrooms, 9 bathrooms, tennis courts, an apple orchard, and an 1,800-foot-long driveway to welcome you home each day. No, this property isn’t a figment of your real estate imagination…

As a relatively new investor outside of the standard 401(k), I have been intrigued by the other options that are out there.  Unfortunately, I have found that there are too many different types of investments that it can be overwhelming.  Investing can be scary for those that have never done it before, but that shouldn’t scare  you away from it…

I would like to welcome back Jen from The Happy Homeowner who’ll be joining us every Thursday from now on. 
As Kermit the Frog once lamented, “It isn’t easy being green.” I think he was on to something, especially if you apply his wisdom to being frugal. For most of us, being frugal isn’t easy…

Cash Money: $7,230 in June Income, Blog Updates, and Goals
Club Thrifty – Stop spending. Start living.Good morning, Club Thrifty enthusiasts!
If you read my blog, you’ve probably noticed that I never post any specific income numbers.  I stay pretty vague most of the time and I generally don’t tell people how much cash money I bring in…

If you ever ask me about how to get out of debt, I have a variety of answers, depending on the situation.  Probably the number one answer I give is “spend less than you make”.  When you start asking more questions about how to get started, I’ll usually tell you that the first step is to cut up your credit cards…