Credit Suisse to reorganize electronic trading after departure of trading chief

Credit Suisse reportedly plans to reorganize its equities business, separating electronic trading from block trading of large orders. The separation of the trading units comes as word came out that the trading chief under whom the units were united plans to leave the company. Daniel Mathisson, who joined Credit Suisse in 2000, was promoted to oversee all U.S. stock trading in 2012. At the time he was head of the firm’s electronic trading, called advanced execution services (AES). He retained oversight of AES when he was promoted to oversee the rest of US equities trading. The plans to separate electronic...

Debt Settlement vs. Bankruptcy – What Should You Choose?

When you are neck-deep in debts, you start searching for ways and means to get out of it. Both of them have the ability to eliminate your debt however they are not similar to one another with regard to the cost, time and the number of loans you can reduce. When you are comparing debt settlement and bankruptcy. Here, you need to compare the basic features of each of them when you wish to compare one another.  Reduce the amount of debt you owe to creditors  Debt settlement is the process whereby you can reduce the amount of debt you...

Who can Collect Social Security Survivor Benefits?

Overview: Social Security Any government system that provides monetary support to people with inadequate or no income is called social security. It is an essential social program in the U.S. It is a program that helps not only the elderly but keeps millions of people out of poverty. It provides them support for their bread and butter. It is mainly funded by taxes collected from the paychecks of workers. There are four types of people who can claim benefits: they are: 1) People who are 62+ years old. 2) Workers who are disabled 3) Survivors of a recipient (spouse or...

5 Ways to Lower Your Auto Insurance Deductible

Everyone needs car insurance, however everyone also wants to save money and get the best rates possible. In addition to lowering your monthly payments or premiums, maybe individual also look for ways to lower their auto insurance deductibles. Here are 5 ways to effectively and successfully lower this deductible and save money on your car or auto insurance. Shop around for different rates. It is always best to compare rates between difference car auto insurance company to get a feel for what each company has to offer. Also, be sure to mention that you re shopping around since often times...

5 Major Credit Union Member Benefits

When considering where to keep your money and bring your business, there are lots of options available such as local and national banks as well as credit unions. Often, credit unions are a great option since they provide incentives to customers in the form of rewards, money, discounts and scholarships. If these benefits interest you, a credit union membership may be right for you and your financial needs. Here are the 5 major credit union member benefits. Credit union membership can often provide you with college scholarship opportunities that are exclusive to credit union members. College is a huge expensive and investment,...

5 Good Paying Jobs That Don’t Require an Advanced Degree

With a little creativity and resourcefulness, you can find a good paying job – even without an advanced degree. Most people will tell you that you need an advanced degree to get anywhere in life, but this just isn’t the case. When it comes down to it, there are employers out there that simply want smart creative thinkers that can be an asset to their work environment. Plus, there are some jobs that don’t even require you to visit an office at all. So, if you have a special talent or if you have a love for a specialized field,...

5 Ways to Enjoy Luxury Travel for Less

Many people dream of living the high life. However, many people just don’t have the money to travel like the deep-pocketed jet setters of the world. The truth is, though, that just because you don’t have the capital, it doesn’t mean that you can’t experience a luxury travel experience. With a little bit of resourcefulness and creativity, you can see parts of the world that you have always dreamed of seeing. Plus, you can take modes of transportation that you have always dreamed of taking. When it comes down to it, if you look hard enough and do your research,...

Major Business and Operational Expenses for Truck Drivers

If you’re someone who likes to spend time traveling while being out on the open road, have you ever thought about becoming a professional truck driver? There several benefits that come with taking this kind of position. For one thing, you don’t need any kind of previous experience in order to apply. Also, once you are hired, you are able to receive top-notch affordable training that can give you a high-income earning potential. In fact, many owner-operators factor freight bills in order to pay for the upfront costs involved in operating a truck. That’s not to say that there aren’t...

5 Ways to Cut Overhead Expenses When Starting a Restaurant

Starting a restaurant can be one of the most challenging businesses to open. Most restaurants fail within the first year. The main reason why they fail is because they run out of money before they start to become profitable. Indeed, in the restaurant business, it is all about survival of the fittest – or the tastiest, for that matter. When it comes down to it, there are a number of ways to cut overhead expenses – without sacrificing the quality of the food. No matter how much money you save, one bad review and you could wind up going out...

5 Budget-Friendly International Travel Tips

Traveling light may also mean traveling on a budget. In most cases, there aren’t a lot of opportunities where you can plan your dream vacation and make it become reality. Most people don’t have the budget for this kind of spontaneity or frivolity. However, just because a certain dream vacation doesn’t fit your budget, it doesn’t mean that you can’t tailor and customize your dream vacation so that it does fit. Sure, you may not get the expansive villa and you may not fly to your destination first class, but you will get to enjoy the sights, sounds and smells...

5 Steps for Reducing Flood and Water Damage to Your Home

There are a number of reasons why you may be experiencing floods or water damage. Floods can be caused by the simple fact that your town or community is on sea level and it becomes inundated every time there is a major storm, or the flood can be caused by a number of different factors. Floods can cause water damage and loss of personal property. Not to mention, floods can be incredibly stressful and tragic, especially if you lose your home and prized possessions. Moreover, many people have no idea how to better protect their home from water damage. When...

A must on any shop’s shopping list

Sadly, it is a fact of life that things go wrong. Any shrewd business owner knows they need to protect themselves and their livelihood against possible accidents or crime. If you are in charge of a shop, whether it’s brand new or well established, you need to make sure you are properly covered against all eventualities. Government statistics report that last year, 7.7 million crimes were committed against wholesale and retail businesses, the most of any business sector, which shows just how important the right cover is. Here are 4 things that you’re looking out for when taking out shop...