5 Common Investing Mistakes and How to Avoid Them

Financial investment is a tricky business. On one hand, you’ve heard all the stories about the self-made millionaires, the folks who read the market, chose wisely, were in the right place at the right time and are now set for life. On the other hand, you only have to go back to 2008 to see how destructive poor investment strategies can be. It is a viable way to set up residual income, make your money work for you and generate a nest egg that will see you through your retirement and hopefully leave something behind for your children. But it...

How to Save Money on Closing Costs

Purchasing a home is one of the biggest financial moves that most individuals ever undertake, although it is also one of the most rewarding. Unless you can afford to pay cash for your home, you are going to need a mortgage to buy the property. While most consumers are familiar with the interest charges that will come with the mortgage, many don’t pay much attention to the closing costs that are charged as well. Closing costs can amount to a very big chunk of money that you have to pay on the front end of the deal. Although closing costs...

What It Means To Motif Invest: The Concept of Investing On Ideas

The world of finance and investment is a real tricky industry. Different plays and game plans constantly change to accommodate the tides of the economy, dictated by the upsurge of demands of the general public. Investors need to constantly come up with new and better ideas to use as platform for their business ventures. Simply put, you need to motif invest strategically for ideas that will blossom into massive profitable businesses. To understand the concept of motif investing, it is important for any investor, rookie or veteran, to have a tight grip of the principles behind the industry. Having a...

The Folio Invest Platform

Stock market trading and investing still hold the highest spot for the best business ventures anywhere around the world. However, the industry can get to crowded or in some sense, overwhelming for other people. This is why a lot of people shy away from this potentially profitable venture. The good news is, there is one great vehicle for your to be in this vast industry; and that is to folio invest. The Uncharted Territory of Folio Investing Majority of the people know all about the amazing opportunities provided and offered by different investment ventures, but not known to many are...

Beginners Guide to Investments

The basic definition of a financial investment is any use of cash or assets for the expectation of future financial gain. For many people, investments take the form of purchasing stocks in a company. There are multiple methods for investing in stocks, from fully featured brokers to online investing in stocks and shares ISAs using Money Super Market. Regardless of how you choose to make your investment, it’s important to know the basics of investing in stocks before you begin. What To Do Before You Invest Before you consider investing in the stock market, you should ask yourself a simple...

Creating a Basket of Dividends Paying Stocks can Make You Wealthy

Long-term investments assure good education for your kids, relaxed retirement, and of course accumulation of wealth from return on investment. There are plenty of proven investment plans that could make you richer and double your wealth many folds, but only a few guarantee steady income. Investing in dividend paying stocks is one great method to accumulate wealth. The whole concept of stock investment revolves around buying shares of profit-making and dividend paying companies after checking their track record. Usually, when people with money look for stock investment options, they end-up contacting stock broking firms. These companies (not all) give vague...

Facebook Shares are not a Buy…Until Proven Otherwise

Founded in Harvard University’s dorm room by Mark Zuckerberg and his friends, Facebook is the leading social networking site and the behemoth in it’s respective industry. It has over 900 million active users as in April of 2012. The growth chart is phenomenal and mind-boggling that make it oh so tempting to buy into. In 9 years, Facebook has come a long way – from Harvard University’s dorm to it’s IPO. It’s been a number game for Mark ever since Facebook was launched. Though Facebook wasn’t commercialized initially, it later went on to earn billions of dollars just from ad...

Don’t Have Enough Money to Invest? Think Again!

Tens of thousands of people forbid from investing money simply because they think they don’t have enough money to do so. If you have that kind of mind set, then please change it. The big controversy of whether it takes money to make money isn’t out of context, but personally I think it takes consistent hard work to make money, and it takes money to make a lot more of it. So stop thinking you don’t have enough money and start evaluating the options that are present in the market. There are plenty of investment options out there in the...

How to Make Profits from Soaring Oil Prices

Oil prices have been soaring for the past few years. While it is hurting people’s pockets real bad, there are few smart chaps who’re benefiting from it. If you’re also feeling the heat on your wallets and instead want to make money from it, this blog post shall be helpful to you. Buy Oil Futures Some people trade crude oil and futures in the commodity market. However, although the market is really huge, not a lot of people really do it. Why? Well, most people don’t know about oil futures contract. The purchase contract basically tells that you can buy...

Understanding IPO’s and How to Invest in Them

An IPO – Initial Public Offering is an event where a company sells its first stock to the public. IPO’s are basically are of two types – public and private. A privately held company has lesser number of share holders and they have maximum authority over the company. Whereas a publicly held company has a lot of shareholders and the company is more liable, accountable to the shareholders. The great thing about a large public IPO is that, anybody can invest and purchase its shares. The advantage is – since it is a new IPO, the share price would be...

Getting to Grips with Forex Market Terminology

Entering the world of Forex trading can be a daunting experience for anyone who has not previously been exposed to the workings of the financial markets. Forex terminology can seem like a foreign language to beginners. There are a variety of buzz words and common market terms that are used daily to discuss the state of the Forex market and the methods employed to trade within it. It can often be helpful to look over the general and more complex Forex market terms before immersing yourself in educational material. There are a few common buzz words that are worth familiarising...

5 Vital Things You Ought to Know Before Investing in Gold

In an economy when everything – from real estate to stocks – looks gloomy, gold appears to be the most viable investment. Not because of its shine or because women love it, but because it does provide some great returns to its investors. The fact is, gold prices are not unpredictable like stocks and bonds and has witnessed stable growth. In fact, trends have shown that the prices of this precious yellow metal have simply surged in the last decade. And, it is going to continue to grow for several years to come due to: 1. Volatility in Stock Market...

How to Forecast Profitable Stock Options

Before investing in the stock market you need to be well versed with two aspects of the market; how it works and how you can make it work for you. Understanding the stock market is necessary. Before you invest in any company, you must look at its current success and speculate its future growth and success. One must learn how to forecast profitable stock options and invest in them. In order to have a fool proof strategy, information about stock option trading is necessary. There is a lot that you can do with the stock options at your disposal. It...

The Wall Street’s List for Investing Money in 2012

The Wall Street releases a list every year to guide investors to invest in companies which have the highest possibilities of turning your investments into more valuable assets. For this it sets up a panel of expert strategists who give their take on the market. This list is a quick guidance for the companies you should invest in. And hence, this year’s Wall Street list is as follows – List of the Names of Strategists on the Panel • Richard Bernstein – CEO and Chief Investment Officer, Richard Bernstein Advisors • Dan Chung – CEO and Chief Investment Officer, Fred...

Don’t Play the Lotto; Play the Game of Money

Lotto. Yes, Lotto. It is something that you love to take a shot at. But the Lotto is like a Leprechaun. Even if you finally win a lottery, you’ll probably lose all the money, in the coming years. The lottery is risky and the chances of you winning are so less that even being struck by lightning is more of a probability. Everyone starts with the small lotteries. They go for $1 lottery or $3 lottery, and soon they feel that they must go for the bigger ones. That is when the ‘Win it all or Lose it all’ is...

Small-Cap Stocks should be a part of Your Portfolio

The market is filled with “un-sprouted” small-cap stocks; these are companies that have a market cap of less than $500M. These investments are risky, but they can also offer returns of up to 1000 percent if you invest in them smartly. Many big time investors will overlook these small-cap investments because of their potential risk, but because of the huge return potential I really feel that they should be part of every investor’s portfolio. Small-cap stocks are from businesses with small market capitalization and if you invest wisely you can beat the big institution investors to the punch. When looking...

Importance of Identifying Market Trends

Do you know the difference between a bear and bull market? Before investing in a new stock it is imperative that you understand the differences between these two market trends, but that is just the beginning. Knowing how to read stock charts is crucial because they will show you when profits reach their peak and ultimately, when you should sell. Determining where the market is, and where a specific stock is, isn’t always easy, which is why people make their living attempting to predict something that is rather unpredictable, like the stock market. Luckily there are some tricks to helping...

Leveraging Your Investments Doesn’t Give You Much Leverage

Much of the conversation around our current economic mess has been around leveraging. This might sound like the buzz word of the week, but leveraging is a system of investing that is used by banks, financial firms, and independent investors. In the most basic sense it works by borrowing money to invest with. Businesses are ‘leveraging’ their debt against future investments and potential returns. When done right it can pay off – big time, but as the current economic situation shows, rarely is it done right. Leverage is false equity. Here is a way to break it down as simply...

Do You Have What It Takes?

As a financial investor, you know that you have to overcome fear or risk in order to hit it big with an investment. The same is true as a business owner. Think of your business venture as crossing an unstable bridge that’s connected to two huge cliffs. You are going to be pretty nervous to make your way to the other side, right? In order to be a successful business person you have to make it to the other side safe and sound. Millions of people all across the continent work at jobs that they hate every day because fear...

Diversifying Your Stock Investments

To have a happy, secure, and financially stable retirement it is important that you are smart with your money and diversify your investments now. If you haven’t already started diversifying then you need to be, your future depends on it. If you are already spreading your money out between stocks, index funds, and mutual funds you are off to a great start, but there are many more ways to diversify your portfolio if you want to truly be a smart investor. Small Cap Funds One of the lesser known ways for the average investor to diversify is with small cap...