There used to be a time when if you heard that someone was attending a college overseas, there was a natural assumption that they must be wealthy. However, as of late, there are actually many articles which indicate that some people are choosing to go to school abroad because one, they feel that they are able to get a more quality education and two, it is more affordable. If you find that second point to be pretty hard to believe and you would like some reasons why more and more people are coming to that conclusion, we have provided you...
Most people shy away from conversations about death. And that’s understandable; a vast majority of people find it very hard to come to terms with our mortality. But in truth, death is a part of life, and so making allowances for the inevitable is both responsible and financially beneficial. It’s true that we cannot put a price on our lives, but we can save money on life insurance. Here are some great tips to help you do just that. Do Your Research The widespread prevalence of the internet in recent times has meant that businesses in general are becoming far...
All of us are looking for ways to save money. So, if you haven’t taken out a life insurance policy yet because in your mind, you feel like it’s an additional expense that you don’t need, we want to take out a moment to provide you with a few solid reasons why having life insurance is a good idea. For one thing, should you happen to pass, it will provide your family with the monies that are needed to pay for any medical bills and funeral costs. Secondly, if you happen to leave any unpaid debt or taxes behind, life...
A number of things affect our insurance premiums, none so more than our lifestyle. How we live and how well we look after our health, property, and other belongings has a direct bearing on how much we pay for them in the form of insurance premiums each year. Whether it’s your house, your car, or your health, you can bring down the premiums for each of them by taking good care of everything you own. Seriously, the good ole sense of responsibility is universally rewarded! In this post we look at how a bit of carelessness here and there can...
Some people just aren’t well-suited for the demands of collegiate programs. In some cases they simply don’t want to continue going to school when they could start working instead. Or they may have learning disabilities that make academic coursework more of a struggle than it is for other students. But if the reason you’re not chasing your dreams of earning a college degree has to do with the fact that you’re lacking in funds, you should know that an MBA program isn’t out of your reach simply because you’re low on cash. Even broke students can find ways to continue...
Looking at the changing role of risk management and how people from a variety of sectors and backgrounds are beginning to accept the value of effective risk management strategy across numerous settings. How the strategy has infiltrated everything from cyber security to tackling poverty in recent times and asking where else it can be used within modern society. There so many new factors which have to be considered in risk management assessments now, such as social media, that didn’t exist years ago. Does this make the initial assessment process tougher? Are risk management strategies becoming more popular? Many people probably...
These days, people are looking for different ways to make extra money. Some people take part-time jobs, some people start a side business, and other people sell some of their excess stuff. One of the best ways to make some extra cash is by selling DVDs, CDs, and games over the Internet. This is an easy way to get needed cash quickly. There are many ways to sell these items over the Internet, but increasingly people are turning to large online companies that buy such items. These companies typically buy most DVDs, CDs, and games. The prices they pay are...
There are so many fun ways to spend money. With a smartphone and a $5000 credit limit, you can buy a diamond encrusted Bluetooth headset without ever having to get up from your bar stool. Wants and needs can be hard to tell apart, but it’s time to come down from the consumption-induced high and realize that you didn’t really need the gold plated staples or the Jedi bathrobe. Don’t succumb to feeling guilty. Shame about where your priorities were in the past isn’t going to help you now. Focus instead on changing your habits today. Here are a few...
It seems some companies will go to great lengths to find ways to generate additional income. Some may use ethical means, such as diversifying products and/or services or slightly raising prices with fair warning to customers. Then, there are those who resort to sneaky, unethical tactics to boost income quickly. Although I will not name the corporations involved, I will provide you with real-life examples of some billing “scams” by well-known companies – two of which you probably either use or, at the very least, see their commercials on television everyday. My opinion is that when most people get a...
A person with their financial house in order enjoys the benefits of credit cards while keeping up with the monthly bills. But finding the right credit card that promotes valuable rewards at affordable rates can be challenging, especially with so many options on the market. One of the biggest credit card rewards is the air miles program, which helps travelers save hundreds, sometimes thousands of dollars on a flight. Anything to reduce the cost of travel is a welcomed benefit for most people, who can use many of the travel rewards benefits with a variety of airlines. American Airlines is...
There are all kinds of insurance for all kinds of different things. If you own a business, you have undoubtedly thought about getting business insurance. Businesses need several different types of insurance to protect them from financial ruin; the decision between getting insurance or not is the decision between whether you, your company and your employees are safe or at risk of losing hard earned money. Having business insurance ensures that you will not be left out of pocket if you encounter a disaster that effects your business operation either from damage to property or loss of finances. It is...
Hiring legal counsel to represent you in the instance of a civil or criminal trial can be expensive. When it comes to a criminal proceeding after you have been convicted of a felony or a misdemeanor, you definitely get what you pay for. The same goes for civil and tort law, you could hire a back alley lawyer to stand by your side in a divorce or bankruptcy trial, but what if you get a bum deal because of their incompetence? Fortunately, there is always a way to save money on legal counsel without sacrificing quality. Here are 5 strategies...
