Debt Free Story: How one family became debt free living in the most expensive city in the U.S.
Today’s Debt Free Story comes to us from Linda, who has a unique debt story. Her family resides in the...
Category: Debt
Different Types Of Loans Should Be Paid Down In Different Ways
There is nothing more discouraging than getting your mail toward the end of the month. Whether it is credit card...
Ally or Enemy?: Too Often Credit Cards Are Enemies
Statistics on retirement savings in the USA are fairly disturbing. There are many who have already reached retirement without the...
No Excuses to Carry Wasteful Debt
How many times have you heard someone say that they have never been any good with money as though it...
Debt Free Story: How one family paid off over $50,000 debt and paid cash for their house
Today I am introducing the new Debt Free Stories series on Centsibly Rich. The series will feature stories...
5 essential things to do to keep your debt payoff goal on track
You’ve decided enough is enough. You’re fed up with the payments, the stress, and the feeling of having your debt...
What is Manufactured Spend, and Can it be Achieved in the UK?
Manufactured Spending in the UK Manufactured spending occurs when an individual tries to liquidate funds by purchasing a gift card,...
Investing vs. Mortgage Payoff Experiment: Suggestions, opinions, and our progress
Back in May, I made an announcement on the blog that my husband and I had opposing viewpoints on investing...
How the idea of early financial independence inspired us to get out of debt
My husband and I once had a bad car-buying habit. We would finance cars, pay them off, keep them...
Don’t let the emotional side of buying a house keep you from making an informed decison
I fell in love on the drive by. The front door was open and I could see all the way...
The right time to start working on your finances will never come (so start today)
“Action expresses priorities” – Mahatma Gandhi We talk about how badly we want to pay off our debt, how desperately...
Proven strategy to help you successfully pay off your debt
You know the formula – spend less than you earn and use the difference to pay down debt, utilizing the...
To pay off the mortgage or not, that’s the question: Our experiment
To pay off the mortgage or not, that is the question. And a highly debated one, indeed. But the answer...
Don’t let the appeal of the monthly payment lead you away from your path to financial security
As we were sitting in the salesman’s office, I remember thinking we were totally rocking our negotiation skills. Our sole...
6 ways to stop your desire to keep up with the Joneses
The Joneses I know shop at the high end stores and are always dressed in the latest name brand clothing....
Forgive yourself and leave money mistakes in your dust
We’ve all made money mistakes that make us wince every time we think about them. You know, that sinking feeling...
4 strategies for sticking to your financial goals
“When it is obvious that the goals cannot be reached, don’t adjust the goals, adjust the action steps.” – Confucius We’ve all...
What works better than a budget?
A few years ago, we paid all of our consumer debt and students loans and boosted our savings for retirement,...
Exercise your way out of debt? Creating habits to get to your financial goals
Use your exercise routine to pay off debt? Who knew that a healthy exercise habit can have a positive impact...
What to do when you have financial regrets
Recently I was discussing my age (ahem, 40) with some acquaintances, telling them it didn’t really bother me since I...
How we paid off $100,000 in debt on one income
We saved a six month emergency fund, paid off $100,000 in debt and built up our retirement fund on...
Your success is all in your head
When it comes to paying down debt and saving money, most advice is the same. In a nutshell, your income...
How To Find A Loan To Get You Through The Rough Times
When financially rough times hit, it’s tempting to bury your head in the sand and pretend it will all blow...
How to Minimize Student Loans?
You’re child has just entered their senior year in high school and is determined to pursue a college degree. You...
Fixed Rate vs. Variable Rate: Find the Right Loan for You
When availing loan whether, home loan, car loan or personal loan, you have to choose between fixed-rate and variable-rate terms....