OMG i missed it, I wish the emails would come with the dates that the carnival is scheduled to be posted for 🙂 Well.  I missed it and here it is without further adieu.
BUDGETING AND ECONOMICS
Jester @ The Ultimate Juggle writes How Much Money Can You Save By Breastfeeding? – Babies are expensive – breastfeeding can save money. Read my personal analysis and see how much I saved this way.
Dividend Growth Investor @ Dividend Growth Investor writes Do not despise the days of small beginnings – In this article I argue why it is important to start investing, even if you have small initial amounts of funds to invest. The most important thing about investing is simply to get started.
Harry Campbell @ The Four Hour Work Day writes “Unpaid Vacation vs. Regular Vacation “ – One of the perks of having a day job is getting paid when you go on vacation. Most companies start employees off by giving them 2 weeks of vacation plus holidays but that never seems to be enough. A lot of employers(especially in my field: engineering) are actually starting to give an extra week around Christmas time to New Years since not much work gets done during that time anyways. So that’s about 3-4 weeks of combined vacation and holidays for the average worker.
Sam @ Grad Money Matters writes Making Money on Etsy – Some Etsy owners make a very minimal amount of money by selling their products on Etsy. Can you make a liveable wage? Would you be able to make more money per hour by working somewhere else?
Lily @ Paying Debt Down writes How to Invest like an Old Pro (even if you’re a Young Amateur). – Something that your Wall Street broker never wants you to find out is that investing like a Pro is actually pretty easy. The fact is, practically anyone can put together a portfolio that’s well diversified with stocks, bonds and other investments with only a small amount of effort.
Christopher @ This That and The MBA writes Five Ways to Wreck Your Budget – Paychecks never seem to go as far as you think they should and your piggy bank is looking pretty empty these days. Some of the choices you make every day could be hurting you financially. By identifying the extraneous items you’re spending money on and eliminating those purchases, you can make a significant difference to your finances over the course of a few months or a year.
Brock Kernin @ Clever Dude writes What Happens When Couples Disagree About How To Spend Their Money? – All couples disagree about how to spend their money – how do you handle it?
CAREER AND INCOME
Jim @ Save College Money writes All Colleges Are Not The Same – At one time in the past, all you needed to do to get a decent job was get a college degree from practically any college… but not anymore! Now the college you go to matters more than you think!
Tushar @ Earn More and Save writes 5 Ways to Earn Money on the Side – You’re busy. I get it. You want to earn extra money but don’t have enough time to dig through a pile of ideas to find the perfect one. Luckily, choosing a side job doesn’t have to be hard. You can and should do something you enjoy to bring in money on the side.
Little House @ Little House in the Valley writes Could a Financial Manager for ADHD Clients Be a Trendy Job in the Future? – I recently read an article targeted toward ADHD adults, “Managing Your Money When You Have ADHD.” The article listed a few solutions for forgetful, distracted folks, but it made me think about how this could lead to a potential niche job market; Financial Managers for ADHD clients.
Brian @ Luke1428 @ Luke1428 writes Even Jesus Had a Side Hustle? – Side hustles help individuals earn money aside from their full time job. Maybe that’s how Jesus and his disciples made ends meet.
DEBT AND CREDIT
Maria @ The Money Principle writes The Best Ways to Start Investing While Still in College – It is never too late to start investing so you may as well start while in college; still have to do it right.
Lindy @ Minting Nickels writes How to Get Back on Track… (Infographic) – Have you been given the yellow card in the game called, “Life?” Maybe this will jog your memory, that yellow card is a financial crisis, most likely puttin
Alexa @ Defeat Our Debt writes How to Pay Off Payday Loans and Credit Card Debt – It is not uncommon to fall victim to payday loan scams and credit card debt. It is just so easy to swipe a credit card without even blinking. After quite a few swipes you are unable to pay your bills on time.
INVESTING AND SAVING
SavingMentor @ How To Save Money writes Do You Really Care Who I Am? – There’s nothing really all that interesting about me. There. I said it. I’m just a normal guy working as a software developer who lives in a small city, makes a normal middle class income, had a pretty privileged upbringing, and who has a passion for not wasting money when I don’t have to. Spending all kinds of money on ridiculous things that add real value to your life is A-OK with me, that’s why I’m all about spending as little money as possible on your day to day living expenses s
Minimalist @ Minimalist Finance writes Ways You Are Wasting Your Money on Your Phone – While we all try to be good with money, it’s not always easy to consistently save when and where we are wanting to save. We end up splurging on things that we don’t need, or wasting our money unknowingly.
Suba @ Broke Professionals writes 6 Reasons Your Stuff is Worth Less Than You Think – My Aunt and Uncle, now in their nineties, loved their things. They tend to cherish their possessions, but should they?
Mrs. Accountability @ Out of Debt Again writes 6 Common Mistakes to Avoid with Annuities – Annuities are one of the most popular investments made by investors under 44 years of age.
SBB @ Simple Budget Blog writes Balancing Act – Why Reconciling Your Bank Accounts is so Important – Balancing your bank accounts is an important part of your budget. Don’t believe us? Read here to learn why it can help you.
Luke @ Learn Bonds writes Income Investing – Looking Beyond Stocks and Bonds – In this 4th article in our series on income investing, we explore opportunities for income investors outside of stocks and bonds.
Tushar Mathur @ Everything Finance writes Ideas for Cheap Halloween Costumes – Whether you’re thinking of putting together a cheap Halloween costume for your company potluck or needs some ideas for Halloween costumes for your children
Crystal @ Budgeting in the Fun Stuff writes How Being A Credit Card Delinquent Saved Me Thousands of Dollars! – This is his personal story about (Lyle at the blog: The Joy of Simple) battle with credit cards and what he has learned.
Rich @ Growing Money Smart writes What is a Stock? – What is a stock, is one of the first financial lessons I taught my kids!
Don @ Money Reasons writes Was the Removal of the Uptick Rule Stupid? – The “Uptick Rule” was removed back in 2007 after a pilot study said that no manipulations occurred.This is what the pilot study found “The general consensus from these analyses and the roundtable was that the Commission should remove price test restrictions because they modestly reduce liquidity and do not appear necessary to prevent manipulation.
Pauline @ Make Money Your Way writes How to Identify the Short Term Market Peak – This post will show you how to recognize the short term market peak when it happens.
Alexa @ Single Moms Income writes Tips from an Insurance Agent: How to Really Save Money on Insurance – I have been an insurance agent for a little over a year now. Even though I sometimes complain about my job, I promise you, I know personal lines insurance like the back of my hand.
Robert @ The College Investor writes What Happens If I Lost My Stock Certificates – When I was little, I used to love looking at paper stock certificates – I thought that they were so pretty. As I got older, I liked to look at paper stock certificates because I really was looking at money! However, now, I find dealing with paper stock certificates to be a hassle
John @ Frugal Rules writes OptionsXpress Review: An Online Brokerage Worth Looking At – Investing in the stock market is vital to building wealth and with the variety of options available of where to invest it can be confusing. Choosing a good brokerage that has good offering and low fees can be a great way to help grow your retirement portfolio and get your investing on the right foot.
RISK MANAGEMENT AND INSURANCE
Wayne @ Young Family Finance writes What You Need to Know About Flood Insurance – Do you need flood insurance? It could be a saver if you’re in an area prone to floods. Here is some information to make that determination.
REAL ESTATE AND PROPERTY
Mr. Frenzy @ Frenzied Finances writes Moving Out: When You’re Ready to Buy a Home – Home-owning can quickly turn into a nightmare when not prepared. There are several factors to consider when deciding when you’re ready to buy a home.
Oscar @ Money is the Root writes Why You Should Buy A House Before 2014 – If purchasing a new home is something that you are planning to do in the next year, making that purchase during the last quarter of 2013 might just be an excellent idea.
RETIREMENT AND TAXATION
Jon @ Novel Investor writes Roth IRA Rules: Everything You Need To Know – The Roth IRA has its advantages. But is it a good fit for you? This guide covers everything you need to know about the Roth IRA rules and more.
Thanks for hosting this carnival and including my post!