How to Choose (and Use) Car Insurance
After we got married, car insurance was one of the first things my wife and I added to our monthly expenses. We each had our own cars and were on our own for the first time. Choosing the right company and the right insurance package was important. And though using car insurance is never fun, it’s sometimes necessary…
Barclaycard Rewards MasterCard vs American Express Blue Cash Everyday
What is Value Added Tax (VAT)?
If you are not aware of the Value Added Tax (VAT), first thing you can do is when ever you go for shopping, please read your bills carefully. There should be one extra component “VAT” at the end of the bill which is added with some specific percentage mentioned in the bill…
Cash Loans for Luxuries
– free money wisdom
Overcoming The “One More Year” Syndrome To Do Something New
Buying your First Car
Regardless of how it is approached, getting your first car is a time-consuming, frustrating but thrilling experience. After all, with a vehicle, you can suddenly cross great distances in a matter of minutes and no longer will be at the mercy of public transportation.
However, with great power comes great responsibility – cars require upkeep, parking fees and a hefty chunk of cash to buy…
The 7 Phases of Retirement
One of the biggest criticisms for my exit strategy is this – you are not really retired if your wife is working…
WE GOT A RENTER!!!!
Holy Komoly! My heart shall palpitate a little less these days, haha… What a relief 🙂
One of the people who checked it out over the weekend fell in love with it, submitted their app right away to our property manager, who then did background checks/pulled credit/etc, and two days later called us up to present everything…
I’m Libertarian Because Unprovoked Violence is Wrong
People have called me everything from idealistic or impractical to stupid or crazy. They don’t understand why I wouldn’t be willing to align myself with one of the two largest parties, just picking the one that is closest to my beliefs, and get behind it 100%…
The Simple Dollar Weekly Roundup: Rain Edition
It was wonderful. Our garden really needed it.
There’s nothing better than a summer rain.
Ten Things You Can Do When You Don’t Feel Motivated to Get Stuff Done Whenever I feel unmotivated, I usually have a short “go-to” list of things that need to be taken care of that I always turn to…
When to Refinance a Mortgage
And right now could still be a great time to refinance.
For a little history, prior to the big 2008 housing crash, the Federal Reserve had started quickly slashing the federal funds effective rate. The rate went from 6.25% all the way down to 0…
Today’s Deals: Computers, Sunglasses and ‘Free’ Lunch Boxes
How to avoid a garage sale letdown
Five Signs That The U.S. Economy Isn’t On The Brink Of Collapse
At least, that’s what many in the financial media would like us to believe, with headlines like USA Today’s “U.S. Economy isn’t Yet a Pretty Picture” and The Wall Street Journal’s “Global Tumult Grips Markets…
Storing Your Precious Metals
We have cautioned you for several years now to take personal possession of your gold and silver and don’t trust anybody with it.
This means avoiding so-called safety deposit boxes…
How Much Financial Information Should You Share?
Sharing Income with the Public
I explained in that post that sharing my income on my blog was just too personal given how many friends and family members read it…
World’s Most Eligible Bachelor, Broker Than Broke And Money Quickies For July 24, 2013
Slowing Down Debt Repayment
More Canadians are in debt and we are paying less on that debt. The Bank Of Montreal has commissioned a new poll to enlighten us on the Canadian debt situation.
We are paying about 13% less toward that debt than in previous years…
Media Collections: Frugality’s Worst Nightmare?
Get Rid of Fleas Without Chemicals
We now own a crib…you know what that means 😉
It’s no secret I’m quite frugal. I rarely pass up a good deal. Take for example the time my grandma passed away and I paid off the $1,700 loan she had on her van. I took possession of the vehicle and rocked a minivan my entire junior year of college. Best part is, I sold it the next summer for $5,500…
What to Do (and Not Do) When You're in a Car Accident
If you’ve ever been in a car accident, chances are that taking photos of the accident scene and remembering to get the other driver’s insurance information weren’t your first thoughts. (See also: Financial IQ Test: Do You Have the Best Auto Insurance Coverage for Your Needs?)
Making sure you, your passengers, and anyone else involved in the accident are safe, and that medical help is on the way, should be the first step…
Motown’s Blunders Bring You Your Next Fortune
And while the city was heading south, politicos eager to keep their own jobs capitulated to union leaders for city workers and gave them the sun, the moon and the stars — in wages and benefits while they were on the job and in golden parachutes when they decided to retire…
How to Read and Understand Business News
And have you ever noticed that at almost any point in time there is an “apocalypse du jour” – a serious event widely predicted in many news stories for months that never happens? Remember Y2K? More recently, we had fears of a debt collapse in the U…
Anne and Matt, June 2013 Net Worth