The 5 Best Credit Cards for College Students + MORE

In years gone by, many workers could depend on receiving an annual or semi-annual raise – but unfortunately, for all but a few, this is no longer the case. In fact, many employers continue to cut back on staff or hours just to maintain in operation. With that in mind, you might think that asking […

Start any small business online, and chances are you’ll be sending someone a PayPal invoice before too long. The popular banking site has been commonplace for years, and is a trusted resource of many when it comes to the transfer of funds. Many small business owners have a bit of a love-hate relationship with the PayPal invoice system, due the number of perks and quirks built into the system…

When I was in college, my mom seemed to call me nearly every week to confirm that I was paying my entire credit card balance in full and on time. It was as if she knew that credit cards and college students do not have a good history together…

Wallets are getting squeezed more than grapes, says the Los Angeles Times.Worldwide wine production was down 6.1 percent last year, the worst since 1975. And in the U.S., where more wine is consumed than anywhere else, sales hit a record high last year.That’s driving up prices. Restaurant Sciences, a company that monitors food and beverage sales at restaurants, found per-glass wine prices increasing more sharply in some dining sectors than others, according to the Times:Read 3 remaining paragraphs on MoneyTalksNews…

What up, what up!
Onto net worth update #62! How crazy is that?? One day you’re shooting for $100,000, and the next – 5 years later – $400,000. At least it’s all trending UP! Haha… this blog may may not have lasted as long had it not 😉
But seriously, if you haven’t been tracking your money at all, today’s the day to start…

One of the more interesting things I’ve read recently was a piece about how the wealthy think differently than the middle class.
Steve Siebold, the author of the book How Rich People Think, interviewed more than a thousand millionaires and billionaires and came up with some information on the way that the wealthy approach life…

Recently, Fidelity Investments stated that they had a fifty-three percent rise in the number of Health Savings Accounts (HSAs) that were opened in 2012 vs 2011. This brings the total number of HSA accounts handled by Fidelity Investment up from 119,000 to 182,000.
HSAs are tax-advantaged savings accounts available to people with high-deductible health insurance plans, where money can be saved for qualifying medical expenses…

A couple months ago we finally tackled our on-going TV/internet/home phone set-up that we knew had been costing us too much money. Here was out set-up:

Home phone (landline), AT&T: $45/mo
Internet (DSL), AT&T: $45/mo
TV, Comcast: $95/mo
Total: $185/mo

A few comments on this:

Yes, I know it’s too high…

Yesterday I shared 5 tips for a successful garage sale. Today I thought I would follow up with another garage sale post. It seems like it’s easy to think of stuff to get rid of when your house is cluttered, but when it comes time to actually host a garage sale, you may have trouble thinking of what exactly to sell…

There is a link between wealth and happiness, but it’s not that having more of the former results in more of the latter. The Journal of Consumer Research published a study involving a scientific analysis of the link between money and happiness designed and analyzed by researchers at the University of British Columbia, Harvard University, and the University of Virginia…

I got in to a debate with my friend last week about whether cash or credit card encourages it’s user to spend more money.
My stance is that cash does – definitely! I find that the second cash enters my pocket, it’s gone in 60 seconds. I feel like it’s free money, because it’s here today, gone tomorrow…

Too often, people associate saving energy with high costs, but this belief is no longer accurate. In addition, going green does not require as much effort as many imagine. Here are five ways you can save energy without even trying.
1. Automatically Turn off the Lights
People often develop a habit of leaving the lights, television or other electronic devices on while they are not in use…

This post is from staff writer Kristin Wong. I mentioned in my last post that I read Barbara Stanny’s “Secrets of Six-Figure Women.” Stanny interviewed 150 women who earn more than $100,000 annually and sought to find what traits, experiences and motivators they shared in common…

The following is a guest post. If you’ve ever considered being a full time freelancer, you’ll want to read this!
Freelancers come in all shapes and sizes, from fresh faced 20-somethings to established professionals looking for a change of pace. As NBC News recently reported, one third of U…

SJR Primecorp Parkway Homes | Pre launch offer for limited period!!!

On May 3, RBI cuts repo rate by merely 25 bps after a prolonged request from the banks and other industry veterans. RBI also warned that there is no more room for the rate cut in the future without the drastic reduction in inflation…

Let’s get the scary truth out there: CNN estimates that half of all Americans are saving nothing for retirement.
Half of Americans aren’t saving a dime.
Why? There are a lot of reasons, but one big one, according to the study’s findings, is that people don’t know how retirement plans work…

The economy is finally showing legitimate signs of recovery from the last recession. But millions of people are carrying large amounts of debt owing to long periods of unemployment experienced during the downturn. That experience should strengthen your resolve to avoid the same fate in the future.
How can you stay out of debt when you lose your job? The answer to that question can be given in three parts – what to do before, during, and after a job loss…

I really want to buy a new vacuum cleaner. I bought my first vacuum cleaner shortly before I got married back in 2009. It was by far the cheapest vacuum cleaner that I could find. It was on sale, and it was only $50, so for someone that decided that they needed to clean their carpets for the first time right out of college, it was pretty much the only choice…