4 Moves to Consider Before Interest Rates Rise + MORE

$2,569 (or 58%) of the $4,369 in average 2-person household health care costs comes in the form health insurance premiums.
Finding affordable health insurance is a big deal.
And with upcoming changes brought on by the Affordable Care Act, it’s going to be something that every one of us should be paying close attention to over the coming year…

If you have acquired sufficient savings, it must be high time that you look for an investment option that has a better potential of increasing your money. Most of you already know that depositing your money in the bank is the safest way to keep your money, but the interest banks will pay you is very minimal that it could hardly be called an investment…

There once was a boy with dreams of doing great things someday. Ever since he was old enough to talk, he asked his parents questions about anything and everything. “Why are there hurricanes in Florida and earthquakes in California, but only Tornadoes in Minnesota? Why are cars now front-wheel drive instead of rear-wheel drive? Why do they make cars that go faster than the speed limit? How do trees stay alive in the winter? What would happen if our house got struck by lightening?”

This little boy saw a world full of things to learn…

Don’t buy it! You’re happier just lusting after it, according to the research.
Ever since I was about 14 years old, I have lusted over the early 1970s-era Porsche 911 RS. My ideal dream car has not changed in twenty years, and to this day, I can still see myself speeding around curvy mountain roads in my Superman blue 911 with a tan leather interior…

The one year anniversary party will be held in Las Vegas! Just kidding – maybe the 10 year??? 😉
It’s hard to believe it’s been a year since the first post went up on Young Adult Money. Over the past year I have stuck with a 5+ posts per week blog schedule, met some truly awesome individuals, and have built a blog that I am truly proud of…

Disappearing Blog Update
It has been a wild few days in the blogosphere.  My former blog host decided to suddenly stop their business and I had to scramble to find a new host and get everything transferred.  This was a challenge because I could not get on to my own blog because of the giant, evil hacker attack originating in Asia and targeting my friendly little blog host in Kentucky…

Whenever I spend an afternoon playing with my children – actually focusing on them instead of being half-distracted by my cell phone or a conversation with a friend or something else – I always learn several new things about them.
I learn how their relationship with each of their siblings is going…

Capital One 360, the online bank formerly known as ING Direct, is offering special deals for new customers. I’m a long-time customer, and I opened my account when ING Direct was offering one of the best interest rates available among online savings accounts. The interest rate, like all interest rates, has shrunk over the course of the last several years, but that’s my only complaint…

My apologies, but I misspoke last week.
The most dangerous, wealth-destroying investment in the world right now isn’t cash. It’s leveraged exchange-traded funds (ETFs).
By my count, there are at least 174 of these in existence. And on the surface, these ETFs promise to double or triple the movements of the underlying markets they track…

I have a very simple way for any investor to make more income using a very easy and less risky means of adding a few stock options to your portfolio.
Before you stop reading, I want you to know that I’m absolutely serious. You can increase your income and not have a whole lot of trouble or complex trading schemes…

Some of you FMF old-timers may remember when I wrote posts like How to Afford Retirement: Move to a Foreign Country. The basic premise: it’s often much cheaper to retire in a foreign country than it is in the US. So if you’re not able to stop working because of money until you’re 70+, why not think about retiring at 65 (or less!) in a foreign land?This topic came to mind recently when ABC ran a piece on Americans finding an affordable retirement paradise…

This post is from staff writer Holly Johnson. Last year, I was talking with a friend right after she had returned from a relaxing week in the Caribbean. “We did an all-inclusive,” she said to me with a glimmer in her eyes. “A what?” I had no idea what she was talking about. After chatting about it for a quite a while, she clued me in on how an all-inclusive vacation works and what some of the perks were…

When you think of air pollution, you probably envision big cities cloaked in a blanket of smog created by car exhaust and industrial factories. But did you know that the air you breathe in your house is polluted as well? In fact, according to the EPA, the air we breathe indoors is often 100 times [….

Link for teaser title:http://www.wisebread.com/deals

Saveur Magazine 1-Year $4.99,  J.Crew Swimwear: 40% off, Gucci, Dolce & Gabbana, Prada from $60, and more!

WOO!! I’m keeping it! Literally just deposited the check seconds before starting this post (thanks USAA for deposit by phone!), and the whole car crash dilemma is now officially behind us 🙂
For everyone new to the story, here’s a recap:I crashed my car into a girl’s car (her fault)
And Progressive (her insurance) considered my car a “total loss…

Because many new state and local laws kick in this month, it’s a good time to check out the financial consequences of what your lawmakers have been up to lately.Some things are to be expected, like increases in gas taxes. Others are a bit more unusual.For instance, teen bullies can now be fined in Monona, Wis…

There are expectations that interest rates could rise soon. With the Federal Reserve announcing earlier this month that it will begin tapering asset purchases, and with Treasury yields starting to creep up, the signs are there for some higher interest rates.
While there is no way to completely predict what will happen next with the markets or with monetary policy, there are some things you can consider now in order to prepare for what might be higher interest rates later:
1…

My husband’s current career path has been largely influenced by his mentor. When my husband was an undergraduate student, this mentor encouraged him to consider teaching and to focus on research.
As a result, my husband knows a great deal about research design and has found an interest in teaching…

“I sold my gold,” a family member told me a couple weeks ago.
“We probably sold at the bottom,” he told me. “But we sold.”
He was dejected when he told me this, as if he should have sold closer to the peak in gold. But who knows when the peak is?
I was proud of him. He limited his loss…

Welcome to the Million Dollar Journey June 2013 Net Worth Update. For those of you new to Million Dollar Journey, a monthly net worth update is typically posted near the end of the month (or beginning of the next) to track the progress of my journey to one million in net worth, hopefully by the time I’m 35 years old (end of 2014 – soon!)…

If you end up in life with assets that you would like to use or from which you need to receive income, yet also want to donate to charity, there may be ways for you to do both. With the help of an estate planning lawyer and your accountant you might be able to use one of these “have your cake and eat it too” ideas…

I’ve been missing in action lately because I spent a long weekend in Boston with Girl Ninja. On our flight back to Seattle last night, I opted to watch Pitch Perfect with GN over write you all a new blog post. Maybe one of the best decisions I’ve ever made.  While I might not have a new blog post for ya, I do have a list of things I liked and didn’t like about Boston…
Likes:Everything is WICKED old (see what I did there)…