If your creditor has sold your debt to a 3rd party debt collector, you are undoubtedly going to be contacted by phone. Debt collectors can be ruthless in their efforts to secure the money owed to them, continuously calling and using various threats to do so. Some debtors opt to ignore these harassing phone calls, but that is almost never the best course of action to take, even if the calls are aggressive and uncomfortable. What is the best way to deal with phone harassment about my debts? Determine if the Debt is Yours The first thing you have to...