If we’re talking about a common sense approach to finance – as is the motto of This That & the MBA – the Consumer Financial Protection Bureau’s proposed solution to the stay-at-home mom credit crisis certainly doesn’t qualify.  In fact, it might even create a rack of far more serious issues, such as a trend toward mediocre credit card terms and overall banking instability. Do I have your attention yet? Hopefully I do, even if you are a bit confused at this point.  A bit of background is obviously in order if you’re to fully understand the issue at hand,...