It’s never the wrong time to spruce up your finances – making savings, whatever the time of year, will always be beneficial. Saving a few pounds here and there adds up quicker than you think and cutting back on various aspects of your finances can help massively overall. You may not think that cutting a few quid from your British Gas energy bill or assessing your shopping bill will make much difference but you’d be surprised. In fact, tackling your energy usage alone can be enough for you to see a considerable change over the year. But, how do you...