Most people dream of owning their own homes, however not everyone has the funds and means to be able to do so, particularly in these tough financial times when home loans are more difficult to obtain, or housing prices, way out of our reach.  For the majority of us, securing a home loan is the only way to reach our dreams of owning a home.  However difficult this may seem in the current market, financial experts say that it is achievable to secure a great home loan in these current financial times. Firstly, you have to assess your current financial...