Money Market Accounts The modern savings account in a bank is a horrible investment. Many people looking for alternatives to it end up putting their money in a money market account (MMA) with an investment brokerage or other financial institution. The question is whether this is a good choice or not? How do money market accounts work? Well, it depends on the specific account. Generally, they take the money they receive, pool it and then buy ultra low risk investments like treasury notes. These produce a small, but stable return that beats anything a traditional savings account will produce. Will you get rich from the return? Not a...