Making a frugal home budget is an art and to accomplish this art, one needs to have an insight to the capability of handling the finances.  Organizing a frugal budget will not only be helpful to maintain a stable financial situation, but it will also indicate your financial prudence for the near future. Steps toward making a frugal home budget There are certain small, but effective tips which will enable to you to make a frugal home budget.  They are as follows: Getting a clear idea of financial ability – It is the most important factor in making a frugal...