Interest rates are at all-time lows but does any of it really matter if you cannot secure the loan that you need?  Take an inventory of your accounts before you go out to secure the loan.  Here are 5 tips that you need to take notice of to ensure that you are credit worthy. Do not close accounts that you do not use This is a big no-no you do not want to close accounts that you have had open for a long time.  One of the factors in determining your credit score is the length of time the accounts...