Ever gone out with a friend who impulse buys, and then that leads to you spending money that you don’t have?  Ok I will turn around if you want to raise your hand.  Sure we have all done it but sometimes we spend too much and do not have enough for that bill that is due at the end of the week.  While I do not generally advocate for this type of behavior but I hope you have learned your lesson.  Go out and get a loan to make sure that you have adequate cash flow to pay your bills. ...