It has been a while since I dove into a topic that is relatively straight forward but so many people have trouble with, that’s it Budgeting.  I have trouble with it as well, we are soon to be receiving our income taxes and we have some credit card debt.  What should we do with that money?  In comes budgeting, sit down and prepare a list of all the expenses that you are paying on a monthly basis.  Wait what, what are expenses…hold a minute..expenses are just that what are you paying out each month as an expense.  Bills!  Student loans,...