Have a budget for pets Pets are already considered as part of the family and for people who are living alone or away from their families, pets are even considered as companions. For years now, pets, especially cats and dogs, have been living in thousands of households all over the world and are being valued. When it comes to expenses for pets, this also takes a chunk off the family’s budget for the month. But as always, there are numerous ways to cut on costs and save money while dealing with the expenses for pets. From food to crates and...
I was talking with my husband recently about my plans/dreams for extra income. I babbled on and on for a few minutes about plans I have for my blog and how I really want to start ramping up my extra income. Several minutes in, my husband interrupted…”Um, why are you so worried about making extra money?” Hm. Good question. It got me really thinking about why I want to try and make a little money outside of my regular job. Unlike most of the PF community, I don’t have a lot of debt and am not trying to pay off...
Lots of people talk about (or write about) when to buy certain things like appliances, cars, or other equipment to get the best deal. They say to buy cars at the end of the year, houses in the spring, and furniture in the summer. But what about the smaller stuff? What can you do seasonally to save on the small stuff? Since Spring is just around the corner (hopefully) I thought I’d share my favorite ways to save money this season. 1. Turn off the heat and open those windows! Once the weather is nice, I’m all about leaving the windows open...
There are thousands of gadgets you can buy for your vehicle, but it’s hard to know which will be worth the money. Some car gadgets claim to improve fuel efficiency, while others make the undercarriage of your vehicle glow neon purple. If you’re looking for a car gadget that’s both practical and worth the cost, consider one of these car devices. GPS – No device has changed the way we drive in recent years quite like the GPS navigation system. Whether you use GPS navigation on your mobile phone, or as a stand-alone unit, this device can help you find...
I recently read a press release from Spring Arbor University, a Christian university in Michigan, that they will automatically enroll new students in their loan repayment assistance program. The program guarantees that the college will help repay the student’s loans if their income does not meet the “upper-income threshold” of $37,000. The school’s main motivation for this new program? According to Spring Arbor President Charles Webb, it is to provide “students and their families with peace of mind”. This is a fascinating concept. Spring Arbor College has essentially taken a bold stand against the rising costs of tuition. They have...
Are there places you want to go to or even eat but can’t afford to pay full price? Well, maybe Rather-Be-Shopping.com will assist because there are methods to save money. The only thing that is a must to do is use your time to go online and find it. The reductions that we are referring to are just like these discount coupons that you’ll normally find when you look at the newspaper, magazines or flyer given out by the grocery store. When you are able to discover these web sites, your savings can be huge. You typically don’t have to...
Ever since the internet took off a few years back, we have moved a lot of our shopping from brick and mortar to online shopping. There have been a few times where I wanted a custom T shirt and we ordered the shirts at CafePress. Being an internet savvy person, and the fact that I hate paying full price for something that I may not have to I stumbled across a CafePress coupon code on Coupon Chief coupon codes. If you have never used Coupon Chief, I highly suggest you take a look at them. CafePress Coupon Code At the...
Saving for your children’s future has never been more important. With the increase in tuition fees hitting this year’s freshers, the cost of University in the future is starting to become clear. And with so many young people struggling to get on the property ladder, it’s never been clearer the need to put some kind of savings plan in place for your kids. For those children born after 2nd January 2011, a junior ISA seems like the ideal option. But, with so many junior ISA providers on the market, all offering different products; which do you choose? Here’s a quick...
If you are looking for a great way to save money on your UK car insurance premium, you are not alone. Car insurance is a legal requirement mandated by the European Union, and your car lender may also impose an additional requirement for cover on you. Of course, even if you did not have these requirements in place, you may still purchase car insurance because of the financial protection it can provide if you get in an accident, if your car is stolen and more. There are a few key ways that you can save money on your coverage. Check out...
Sometimes people think that spending consciously is a total waste of time and incredibly difficult. Fortunately, this isn’t always true, and there are tons of little ways to save money. Sometimes this means going to the grocery store on a full stomach, and sometimes it means skipping on the yoga classes and buying some exercise videos at home instead. But there are even some common sense ways to save a buck or two – and you can do it right from your computer. How, you ask? By taking advantage of a browser feature that has been around for more than...