There used to be a time when if you heard that someone was attending a college overseas, there was a natural assumption that they must be wealthy. However, as of late, there are actually many articles which indicate that some people are choosing to go to school abroad because one, they feel that they are able to get a more quality education and two, it is more affordable. If you find that second point to be pretty hard to believe and you would like some reasons why more and more people are coming to that conclusion, we have provided you...
Some people just aren’t well-suited for the demands of collegiate programs. In some cases they simply don’t want to continue going to school when they could start working instead. Or they may have learning disabilities that make academic coursework more of a struggle than it is for other students. But if the reason you’re not chasing your dreams of earning a college degree has to do with the fact that you’re lacking in funds, you should know that an MBA program isn’t out of your reach simply because you’re low on cash. Even broke students can find ways to continue...
Hiring legal counsel to represent you in the instance of a civil or criminal trial can be expensive. When it comes to a criminal proceeding after you have been convicted of a felony or a misdemeanor, you definitely get what you pay for. The same goes for civil and tort law, you could hire a back alley lawyer to stand by your side in a divorce or bankruptcy trial, but what if you get a bum deal because of their incompetence? Fortunately, there is always a way to save money on legal counsel without sacrificing quality. Here are 5 strategies...
Toys and games are essential during the early development of your child. Researchers say that toys can increase a child’s cognition, spatial awareness and willingness to share. In addition, some toys are great for building muscle and learning about physical fitness. For instance, gardening toys, bikes, and building blocks can be a great exercise for our little tots. Furthermore, toys like crayons, paints and paper are great for a child’s intellectual development. Yet, most of these toys can be a little costly, especially if you buy a number of different kinds of toys to find out what your child likes...
When it comes to giving a personal gift, you have many options depending on your relationship with the recipient and your knowledge of his or her personal tastes, wants, and needs. Husbands and wives buy each other jewelry, vacation packages, and even more intimate gifts; parents get their children clothing and toys; siblings and long-time friends trade gag gifts that they know will get a laugh thanks to some inside joke from their childhood or school days. But if you’re looking to give a truly personal and one-of-a-kind gift, you can’t go wrong with photos. And rather than offering up...
Whether it’s for business or personal use, having a good broadband internet connection is a necessity for many people in the world today. High speed connectivity, however, always comes at a price. To effectively reduce your broadband internet bill without sacrificing service, you’ll need to approach this problem from a critical angle. Follow these 5 tips to help you cut your internet expenses while keeping the broadband connection you need. Bundle Up Your Service Plans One of the best ways to cut your monthly internet bill is, strangely enough, by paying more. Most of the major internet service providers on...
Indoor climate control is a major concern for people everywhere, and it’s one of our most significant sources of energy consumption. Inefficient heating and cooling systems are some of the main offenders in our energy crisis, and things need to change in order to continue. Energy costs rise as resources become more scarce, and it is imperative that everyone take measures for greater efficiency at home. There are many great ways that you can save both money and energy at your thermostat by making a few easy home improvements and lifestyle changes. Run a home energy audit. This can either...
For several years, many people have been suffering under the delusion that a healthy lifestyle is expensive. In fact, nothing could be further from the truth. Healthy life choices can actually help save you lots of money every day, and the reduced need for healthcare will continue to help you save throughout your life. Get yourself on track for wholesome living and easy budgeting by following these tips to save money by adopting a healthier lifestyle. While we hate to admit it, many of us are practically enslaved to our automobiles. The option of driving everywhere may be a wonderful...
It can be a serious investment to stay beautiful. If you think about all the monthly beauty expenses, it can be a little daunting: hairstyling, manicures, pedicures, cuticle treatments, facials, waxing, hair removal and not to mention makeup costs. Yes, it can cost a lot to be beautiful in the 21st century, but it doesn’t need to break the bank. Here are 5 tips for managing monthly beauty expenses. You can save a lot of money by not coloring your hair. A good, professional hair dye treatment can cost upwards of $400 a month – that’s close to $5,000 a...
Being broke and in college is not at all fun. You don’t get to enjoy the simple things in life, like getting a burger or a milkshake after a tough exam or cram session, because every little expense adds up and fast. It seems that you spend money without even thinking about it and then wonder where it went when your bank account shows a zero balance. Typically, with your course load and the amount of studying you have to do, it can make it virtually impossible to get a part time job, which leaves you having to ask mom...
If you’re someone who likes to watch home improvement shows on HGTV or you have subscriptions to a couple of décor magazines, then you’ve probably heard or read, on more than one occasion, about all of the benefits that come with making eco-friendly home improvements. The thing is, while they all can ultimately prove to be a wise investment for your home, many of them (like putting in solar panels, installing a metal roof or adding some double-pane windows) can actually prove to be quite pricey. However, even if certain ones are not currently in your budget, that shouldn’t deter...
The days of carrying a fat wad of cash overseas to take care of expenses are largely over. Credit cards have become more and more common over the past few decades. Today, just about everyone has at least one credit card at some point in their lives. Those who travel or live abroad for their work should try to use a business card if possible. Here are four major benefits of using a business credit card. 1. A Credit Card Is Safer Carrying large amounts of cash around is not a good idea. Even if the money is to be...
Truck drivers know that fuel costs are rising to astronomical levels. Every time they fill up their 18-wheelers their wallet practically screams. As the cost becomes more and more exorbitant it is making the trucking industry, which relies heavily on fuel, more and more untenable. It used to be easy to get from one part of the country to the other and still make a profit after delivering a load, but with rising costs many truckers are having trouble breaking even and some of them are even claiming losses. You might think it’s a lost cause and perhaps you might...
Although most people are now aware of looming environmental threats such as global warming, pollution, waste, deforestation, habitat loss, and so on, and many are keen to find ways to reduce their carbon footprint and adopt a greener lifestyle, the truth is that many balk at the prospect of paying more for eco-friendly goods and services, especially in a recession. And while the prices on many products have come down thanks to increased demand and subsequent supply, it cannot be denied that going green can cost a pretty penny. On the other hand, there are plenty of ways that green...
Every business needs a website in today’s tech-obsessed world, but the cost of designing a website can be a major burden for businesses operating under tight budgets. If you need a professional website, but lack the funds to pay for top dollar design work, then you’ll need to get creative. Consider these 5 ways to save money on web design costs for your business. Be Clear About What You Want If you’re working with a designer, it is important to take all the guess work out of the scenario before you begin working on website development. Designers can’t read your...
It is recommended that you start a college saving plan for your children the very day they are born. By putting a money away in an interest accruing, tax deferred account, by the time your child is 18 and ready to go to college they will have a sizable savings that be put towards not only their tuition, but living expenses as well. College can be expensive for parents and many times it is just not feasible if they have not saved up for a long enough time. Moreover, you don’t want your son and daughter to have to apply...
Many people want to decorate for Christmas but simply cannot afford to. Christmas lights a popular but the costs of purchasing them can add up quickly. The best time to purchase Christmas lights is during the off season. A person can save money on the lights and pass half price or less. There are many places to purchase these lights during the off season. Stores such as the Dollar Tree keep left over Christmas lights on the shelves all year round. They do not order more until the Christmas season but the leftovers will stay on the shelves until they...
