How do Guarantor Loans work and are they right for you?

Payday lending has become a highly contentious issue in the UK, after huge criticism from consumers triggered stringent government regulations and a widespread crackdown. Even though we have now reached a point where interest rates have been capped within the sector, there is still criticism regarding the distribution of payday loans to students in the UK. An estimated 25% of undergraduate and postgraduate students in Britain own an average of £342 to payday lenders, which highlights the emotive nature of the sector. Exploring Guarantor Loans: A Viable Alternative As a result of this, a number of alternative, short-term lending options...

Smart Ways Earn Extra Cash & Approach Loans

There are numerous options for earning extra cash. There are also smart ways to reap a greater reward from an extra cash solution. This at times seems to potentially be the best route to take. Investments are at the hierarchy of smart ways to earn cash. Another lucrative solution is to pursue opportunities presented because of acquired “skill sets.” Moreover, if you have an expertise then you are an asset yourself.  You may desire extra cash to cover short term, emergency, and immediate expenses. A smart solution for these types of scenarios can be associated with borrowing money for these...

What to do Wednesday in Personal Finance? How about a personal loan?

What would you suggest as the best course of action in this situation?  If you have been following my blog for the great length of time that it has been around, ok since last week, you would know we recently became a two income household.  Here is where the story starts: One income, two kids and a wife all on a salary of 100k minus 50k.  I was earning close to 50k when we had our second child.  We have 2 cars and a mortgage payment but to help offset some of this we have a rental unit in the...