Today’s Debt Free Story comes to us from ESI Money. The ESI family has been debt free for 20 years, enabling them to retire early and live life on their terms! Their story, strategies and advice are priceless to those of us still working toward financial freedom. Without further ado, take it away, ESI! When we got married we both had debt. Between the two of us we had two mortgages, a car loan, and a bit of student loan debt (owed to my grandmother). It totaled $155,000. Neither one of us was in a hurry to pay it off...
Today I’d like to share my guest post over on Apathy Ends. Here’s a snippet, but please click on over to read the top 10 Simple Ways I keep my grocery spending low each month. Is your grocery bill killing your monthly budget? It’s likely food is one of your largest expenses. Food expenses rank fourth in consumer expenditures, right behind housing, transportation and insurance. Yet, grocery expenses are also one of the most flexible, controllable expenses you have. Lowering your grocery bill could add up to hundreds, even thousands of dollars each year. So what are you waiting for?...
Moving to a new city can be exciting, but stressful at the same time. Housing decisions can play a huge part in the excitement and the stress. Is renting better than buying when moving to a new city? When my husband and I relocated to a new city several years ago, we made the decision to buy a townhouse, even though it was clearly a bad financial move for us. In the rush to find something (anything really) in our neighborhood of choice, we purchased a new townhouse and moved in quickly. Fast forward just a few short months,...
