Are there any safe investments? + MORE

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here’s why.
Today I’m posting Proverbs 22:7, a verse that talks about the impact of being in debt. From the NIV:The rich rule over the poor, and the borrower is slave to the lender.

Another phrasing from the Contemporary English Version:

The poor are ruled by the rich, and those who borrow are slaves of moneylenders…

This guest post is from William Cowie, who has contributed to Get Rich Slowly and other personal finance blogs. He also blogs about investing and offers a free Investing Basics course on Bite the Bullet Investing. Earlier this month our readers were asked, regarding your personal financial journey: “What is the next step?” The answer J…

Whenever I talk about investing in stocks, I usually suggest that you can earn a 7% annual return on average. That percentage is based on a few assumptions.
First, I’m assuming that you’re investing for longer than ten years. That’s because in a given year, the stock market is very volatile…

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What is your background with debt and how did you conquer the financial obstacles in your life?
I started with debt in college, risking my financial future on the guarantee of a good paying job. I had a couple of small limit credit cards, student loans, and a car loan waiting on me when I graduated (Mom and Dad handed over the payments)…