How Can First Time Home Buyer Get The Best Deal + MORE

Please welcome Jen from The Happy Homeowner as my first staff writer! She’ll be sharing her insight with us every other Thursday. Without any further ado, I’ll turn it over to Jen…
When it comes to saving money, I’m always on the hunt for creative ways to reduce my expenses and keep more dollars in my pocket…

(Photo credit: Wikipedia)
Today, I’d like to talk about the bane of traffic controllers everywhere: bicycles. If we have issues with regular traffic obeying our signs and temporary lanes, bicyclists will almost uniformly ignore us all together. Recently at work I had a conversation on the question: should bicycles be registered like cars so that bicyclists paid road taxes?
As cities along the Colorado Front Range compete with each other to be considered the most bike friendly, a number of the road construction projects I’ve been working on have consisted of road widening projects to add bike lanes…

My family and I went to a neighbor’s house the other night for dinner, and I did the strangest thing:
I left my cellphone at home.  On purpose.
And, as much as I am ashamed to admit it, I went through a bit of withdrawal.
Over the course of the 4-hour visit, I had a few hankerings to check email and Facebook, but I survived…

Photo: wwarby

Are you completely new to the world of credit cards? Interest rates. Cash back bonuses. Credit limits. It can all be quite confusing! This quick credit card guide will get you started in understanding all the credit card basics:
Credit Card Pros and Cons
As with all other financial products, credit cards have their pros and cons…

Today I’d like to welcome our newest regular contributor, Jen! Her blogging home is The Happy Homeowner, but you’ll find her here on Money Life and More on Thursdays. I’m sure you’ll love her insights, so let’s get to her first piece!
When I was 19, my grandmother secured me my first professional internship at her office…

Marriage and Money: How We Make it Work
Club Thrifty – Stop spending. Start living.Still married!
Although our early twenties were spent wasting most of the money we made, we eventually matured enough to realize what we were doing.  In fact, becoming pregnant with our second daughter made us freak out…

Starting a garden is an easy way to save money while enjoying organic produce.  I love starting a garden every year, because not only do I get to enjoy the food I have grown, but I get to see the … Continue reading →The post Starting a Garden appeared first on Financial Black Sheep.

In part 1 of the REIT series, we discussed what REITs are, why we should be interested in investing in them, and compared them to being a more traditional landlord.  Here, we’re going to review some of the basics of evaluating  REITs.  While REITs can be great dividend producing investments, they can’t be evaluated in exactly the same way as traditional stocks…

Owning a dream house and the feeling associated with it is perhaps one of the best in the world. The presence of a roof above the head which solely belongs to you is infact a great achievement. House-owning is a vital aspect in any person’s life. Your financial, mental and physical wellbeing depends a great …

Diamond Dave says: “Pay yourself first skibity bop owww!”
Here’s an obvious yet terrifying fact: Nobody’s going to save money for you. So, if you’re not willing to save then you’re kind of shit outta luck with no one to blame (besides yourself). The government may be saving money for you too, but who really wants to rely on that?
While it doesn’t hurt to wish that you had a few extra zeros in your bank account, wishing won’t actually make the zeros appear…

Sorry, this is not my house…
Today’s post is by my wonderful staff writer Jordann. Enjoy!
Last week’s post got a lot of responses to the fact that I live with my fiance, my dog and my cat, in a 400 sq. ft. house. Really, it’s more of a cottage. The story of how I came to live in this house is one of luck and a good relationship with relatives…

Good morning Dinks. We all try to track our income and expenses, we try to live within a budget and we save for our future. But let me ask you a question – do you really know how much money you are spending and saving. If I asked you what percentage of your income you spend on food every month and you had to answer this question right now would you know?
LearnVest and Chase Blueprint recently published an article where 8 readers share their secrets to not spending…

With summer just around the corner everyone wants to have some fun, but not spend much money in the process.  It can be pretty difficult to stay within budget when there are always open patios and get togethers with friends.  That being said, with the nicer weather there are also a lot of activities that you should take advantage of (especially when we only get like 3 good months in MN)…

Going green has become very trendy as more and more celebrities and other public officials have talked about the importance of using environmentally friendly practices and trying to sustain our natural resources. Of course, protecting our environment is important, and adopting green practices is important for that reason alone…

If you’ve been paying much attention to the investing field and what you are able to do with your money, you’ve probably heard about crowdfunding.  In case you haven’t, and this is your first time encountering the term, here’s the basics: Crowdfunding is funding by a crowd.  Simple, hunh?
Alright, all kidding aside, crowdfunding works by allowing companies, groups and individuals to solicit money and support from people out in the broader world using website postings…