Murphy Doesn’t Care if You’re Trying to get out of Debt + MORE

There are some books in the business world that are considered absolute classics, books that provide insights into modern business expressed in the best possible way.  Good to Great, The World is Flat, and How to Win Friends & Influence People are all among these business books, the ones that any businessperson should read…

We had a pretty fun week –not. Our little man has started to get his first tooth and he is none too happy about it. I can’t help but feel sorry for him, I know it hurts, but there just isn’t that much more we can do for him that we aren’t already doing. Hopefully it makes its way out quickly so that he can go back to being a happy little bubba…

I truly love business.  I feel that starting and running a business can be invigorating and life changing if done right.  There are so many aspects to running a successful business that it can be hard to get it all right. I know that I had a hard time when I was running an E-commerce company, but it was still very rewarding…

It’s been a crazy weather week here in Minnesota.  On Tuesday we were outside in shorts and t-shirts enjoying 75 degree weather at my son’s baseball practice.  Yesterday I had to throw on my winter jacket and boots to shovel 13.5 inches of snow that got dumped on us from the largest snow storm ever to hit Minnesota in May…

Before we dive in to the actual asset classes, I want to make sure you’re not over-staying your welcome at the party. Before reading on, make sure you’ve figured out your target asset allocation (I show you how to do that, here).
Seriously, this won’t make sense unless you know your target asset class…

zetson via photopin cc
This is a guest post from Dr. Noa Kageyama. A performance psychologist and Juilliard graduate, Dr. Kageyama teaches musicians how to do their best under pressure.  He blogs at Bulletproof Musician, a website that teaches musicians how to overcome stage fright, performance anxiety, and other blocks to peak performance…

Hey everyone! Today I have a post for my debt payoff series. Many of you have e-mailed me and said that you have LOVED this debt series because you are able to hear about so many different views of debt payoff stories. Glad I can keep this series alive and going! Be sure to come back tomorrow for a $40 Novica giveaway…

Just after I wrote about the costs of owning a dog and cat last week, our cat got sick for the first time in her life.  I know, we probably deserved it being that I didn’t allot much for a vet visit in our costs, but I didn’t expect it would happen the next day.  We learned a valuable lesson through the whole ordeal, so I figured I’d share it here…

In the past, binary options trading was limited to only a few people, due to which the number of brokers was also limited. In the past few years, binary options trading has rapidly gained popularity, as a result of which many brokers have emerged. Many of these are just a hoax being used to steal …..

Happy Friday everyone! It’s been quite the week, but a good week nonetheless. Several months ago I wrote a somewhat contentious post which asked, Is A College Degree Worth it. I tend to fall on the side that a college degree, in general, is worth it for many students…assuming they go into it making an informed decision and not looking to take on massive student loan debt for a degree in underwater basket weaving…

Happy Friday Dinks.  It’s the first Friday in May, what are you up to this weekend? Iron Man 3 starts today so I am hoping to see that movie this weekend.  As I get older I am not as tolerant of crowds as I used to be.  I definitely won’t see Iron Man 3 on Friday night but maybe Nick and I will go see it on Saturday or Sunday afternoon in an attempt to avoid the crowds…

You know you are tired when you sleep like Jenny I wish I could sleep anywhere like Miss Jenny up there.  That would solve all my problems.  I don’t know about everyone else, but I feel like I have been … Continue reading →The post Fun for Friday: You Know You are Tired When… appeared first on Financial Black Sheep…

Tonight my mom is coming to visit, yay! Bf and I are having an unofficial and very late housewarming/Cinco De mayo party on Saturday night. We’re going to have Qdoba catering, margaritas, Dos Equis and pinatas. Survivor dog will be dressing up like a chihuahua and we’ll all don fake mustaches and vintage embroidered Mexican tunics…

The publisher of Keep Your Eye on the Marshmallow sent me a free advance copy of the book to review. The review is 100% my own opinion and was not influenced at all by the fact that I received the book for free.
Also, the links below are affiliate links and if you make a purchase through them I’ll be eternally thankful to you AND I’ll get a tiny commission…

Social Media Rock Star Makes $28,000 Per Year
(The Onion)

Don’t you hate it when you read a post asking for advice, but never learn how the story turned out? Well, because I don’t want to leave you hanging, this is a follow up to Monday’s post about some things I could save money on but choose not to. I was having a dilemma about whether to hire a maid with our new infusion of cash now that we have no student loan payments…

SourceBoy are you in luck today. I have teased many times in previous posts about the financial equation, but I have never discussed it openly. They don’t call it The Super Secret Equation for nothing after all. However, because I love my readers so much, I decided that I would share my super secret today…

Cutting the cord could leave this tv blank!
Over the past decade, more and more people have been “cutting the cord” and canceling their cable or satellite TV subscriptions in favor of streaming online video and a return to free over-the-air network television programming. Read just about any personal finance blog that talks about frugality and eventually they will advise that anyone interesting in cutting costs should ditch cable*…

Did you ever see those commercials where people walk around carrying a giant number under their arm?  This is supposed to represent their magic retirement number, or how much money they need to have saved up in order to retire comfortably.  Apparently, “comfortable” is a very relative term because the numbers these people were toting around seemed to vary by a couple of log orders…

Samsung 50-inch LED HDTV Giveaway!
Club Thrifty – Stop spending. Start living.Photo courtesy of Amazon.com
So, we are smack dab in the middle of Game of Thrones: Season 3…and let’s just say, it is AWESOME! Each week, I think that the episodes couldn’t get any better, but they do. I’ve even read the books, and I’m still blown away by seeing them happen on my television screen…

Over the past couple weeks the traffic to this site has increased rather significantly. Almost half of our current readers are fairly new to the Johnny Moneyseed community, so I’d like to do a little bit of re-introduction to how things go down around here and why this site exists.
First of all, hello!
You should be aware that my main goal for this blog isn’t to teach personal finance, it’s more of a way to document my path toward Early Retirement…