What You Should Know When Looking for a First Home

There is nothing happier or scarier than buying a home for the first time. It can take years to find the home you want to purchase and almost as long to find the financing you need to get into the home. There are a few tricks that will help you to get the kind of home you are looking for and make it affordable. You will need to make sure that you are aware of what your budget is when looking for a home, get a good rate on your mortgage, and ensure you have the right insurance for protecting...

VA Loan Volume Continues to Increase

With 2012 seeing the highest volume of VA-backed mortgages in 18 years, it’s becoming more and more apparent that VA loans are the best choice of home loans for veterans. Private, more conventional loans can be extra difficult and much more expensive for veterans to acquire. VA-backed loans were literally made for veterans. Being backed by the VA allows lenders to offer things like no money down, competitive rates, and make it easier to qualify for a loan. It’s no wonder why there’s been a rise in loan numbers. But how does the VA loan process work? Getting Started The...

How to Secure a Great Home Loan in These Tough Financial Times

Most people dream of owning their own homes, however not everyone has the funds and means to be able to do so, particularly in these tough financial times when home loans are more difficult to obtain, or housing prices, way out of our reach.  For the majority of us, securing a home loan is the only way to reach our dreams of owning a home.  However difficult this may seem in the current market, financial experts say that it is achievable to secure a great home loan in these current financial times. Firstly, you have to assess your current financial...