Your credit score and credit card rewards: 10 tips + MORE

MarketWatch reports that Tax Freedom Day will come five days later than last year, on April 18.The day was created by a businessman in the 1940s and has been carried on by the Tax Foundation, a 76-year-old think tank. It marks the day when Americans will have earned enough at work to pay their collective tax bill for the year…

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here’s why.
Today I’m posting Proverbs 21:20, a verse that talks about the impacts of over-spending. From the NIV:

In the house of the wise are stores of choice food and oil, but a foolish man devours all he has…

This is the second post from Hilary Stockton, who is the founder of TravelSort, which helps savvy travelers earn millions of miles without flying, redeem them for first-class flights, and stay in luxury hotels at wholesale prices. Follow her on Twitter @TravelSort. I often get asked about the impact on one’s credit score of churning or signing up for multiple rewards credit cards, especially by those new to earning a million or more frequent flyer miles and points via credit cards…

Several readers have sent me rather concerned emails over the past week over the banking situation in Cyprus, where the government, facing a deep financial emergency, essentially took money from every bank account in the country, anywhere from 6.7% to 9.9% depending on the size of your balance. Here’s a detailed description of what happened there…

This past week I decided to convert my 401(k) into a rollover IRA and I’d like to share with you why. As I wrote in a previous article, I took profits in my 401(k) after the S&P 500 reached the 1,551-1,555 range. That’s a 9% gain for the year and inline with my 2013 forecast which now seems conservative with every pundit on the street calling for 1,600+…

 
 
I have been getting several questions lately about tax write offs. In my inbox this morning I had a great question that made me take things back a few steps. It was
“I have been hearing all about tax write offs lately and I think I am missing something. I ended up paying a lot into my taxes this last year, mostly because I just started a new job as an engineer last year so I made a lot more money…