10 Awesome Tips to Help You Save Money
The usual saying of ‘Money can’t buy you happiness’ may be more than accurate to describe life. It may not...
Tag: money
Guide to Passive Income
Lots of people talk about making a passive income but is it really possible? A lot of passive income ideas...
How to Manage your Money with Able2Extract Professional 8
If you are responsible for overseeing the financials of your business or simply trying to keep up with your day-to-day household budget, you probably already have plenty of productivity tools that you use to make the process easier. Various software, pre-made financial spreadsheets, calculators and online tools have made keeping track of your money easier than ever before. However, there is one aspect that still might be inconvenient when keeping tabs on your finances in the electronic world, and that is dealing with paper receipts. If you want to archive these spreadsheets and receipts, you are most likely scanning them...
Save Money on Expenses for Pets
Have a budget for pets Pets are already considered as part of the family and for people who are living alone or away from their families, pets are even considered as companions. For years now, pets, especially cats and dogs, have been living in thousands of households all over the world and are being valued. When it comes to expenses for pets, this also takes a chunk off the family’s budget for the month. But as always, there are numerous ways to cut on costs and save money while dealing with the expenses for pets. From food to crates and...
Personal finance rules – Don’t let money control you
Are you someone who is not being able to keep your debts under control due to the lack of funds at your disposal? With the sluggish job market growth and the lack of money in the hands of the consumers, an increasingly large number of people are not being able to control their funds as they’re spiraling out of control. Managing your personal finances is certainly an intimidating task but when you have too many debt obligations to handle, personal finance management becomes a necessity. There are personal finance tips that you need to follow and if you’re not aware...
Top Personal Finance Blog of 2012
Good Morning, While you are enjoying your cup of morning Average Joe, make sure you get out there and vote for your favorite personal finance blog of 2012. If you cannot decide do not worry you can select up to 3!! Receiving this nomination has been a humbling experience just seeing the list of names that my site is apart of. So what exactly comes with being the best personal finance blog of 2012, well it means $100 will be handed out to one of my lucky readers, how is that for starters??? Now that the Money Life and More...
Plan Ahead for Short Term Emergencies
An emergency may be unexpected, but it is not necessarily unforeseeable. If you’re not planning for life’s emergencies ahead of time, you may end up turning to short term loans as your only way to finance them. However, there are other ways to stash away emergency cash for when life hand’s you one of its little emergencies. Medical Expenses Health insurance is one way to plan for medical problems you can’t predict, but are due to happen. To plan even further to pay for co-pays and the deductible, you can also set up a flexible spending account with your company....
Do you really need money?
Have you ever heard of the cave dweller? Dumpster forager? What about Daniel Suelo? Well I have news for you they may all be one in the same. Daniel Suelo is a man who decided he didn’t need money anymore. What did you say? That is right he decided he didn’t need money anymore. So one day he walked out and put his last $30 dollars in a phone booth and hasn’t looked back. That was 12 years ago. He has been wandering the country since living off the land and others generosity. He really takes it to heart when...
WTF (Wait That’s Finance) Part I: Deep in the Money Naked Calls
Oh no here come the financial concepts, time to clear the cob webs we are going to talk about derivatives. Want to sound smart at work today, drop the word derivative in some random sentences and wait for the looks you get. This is how my wife fell in love with me. Except this was back in college and I was a Chemistry major at the time. I started dropping some names of the elements off the periodic table and the rest is history. What is a derivative? What does the word mean, let’s take the root, derive. Derive means...
Shhh…. What do you think of that B*****?
Now that I have your attention, you are probably scratching your head wondering why that would be on a personal finance website. Shame on you for thinking that!! What would your mother say? The word is in the news all over the world now. That magical word is BUDGET. The congressional budget, state budget, city budget, your personal budget, budget for that trip, some websites use that as part of their web address…this budget that budget… What in the world does the word budget even mean? According to my good friends over at Merriam Webster here are the origins of budget: Middle...
Side Hustle: The Real Mobile Hot Spot
The bulk of us that read and blog have regular full time jobs. Many of us do this for fun or as a side hustle trying to make some passive income. I have been an avid reader for a few years and have seen some interesting side hustles over at Budgets Are Sexy side hustle series. This one that I am about to tell you about takes the cake. A New York marketing firm, Bartle Bogle Hegarty’s Labs (BBH), created a stir at the South by Southwest Music Conference and Festival (SXSW) recently. The festival held in Austin, Texas is...
From My Frugal Side: 5 ways to cut costs in the bathroom
I don’t know where this one came from. I was sitting there yesterday thinking (not thinking in the bathroom) and I started rattling off ways to save some money in the bathroom. These ideas are not going to require any major design changes to your bathroom. Sure you look at the picture above and think where can I possibly save any money. The bathroom is probably one of the most frequented locations in the house and these simple changes can add up over the year. Water Saver – add a water saving showerhead to your shower and this can cut up...
Week 5 Recap: A Month in and I am here to stay for the long haul!
Well here it is the Five For Friday. Another week has come and gone and we continue to pump out the articles. It has had its share of ups and downs over there past month and a half, from late nights to early mornings. A lot of great comments and plenty of feedback received via email. Thank you and keep those suggestions coming. I really appreciate it. Here is what I have been reading this past week that has really kept my interest and even provoked some commenting. Homeownership may not be for everyone but here are some lessons learned. ...
The Peyton Manning Story: A few days short of that big bonus!
Peyton Manning – Franchise Quarterback of the Indianapolis Colts is a free agent. I am not a regular follower of football but I have heard who this gent is. Potentially the best quarterback to ever play in Indy or maybe best quarterback ever in all of football. This article isn’t going to talk about all those statistics that he has amassed, but we really could because finance covers stats and various ratios. If he was on the roster at the start of the league year he was to be owed $28 million dollars as a bonus. Did you hear that...
Finance and Malware: A Love Hate Relationship!
After nearly 3 days of inactivity on my part on my blog I am ready to hit the ground running. Wow those last 3 days have been hectic. I woke up Monday morning to find my site acting a little funny. I didn’t think anything of it so I went about the day. Monday night I get home and try to check the site to see some the statistics and how things are going. I get a redirect that takes me to Adfly. First thoughts are this could get expensive. I have only been blogging 2 weeks if this gets...
Who said that being on a Board of Directors scholarship isn’t cool ?
As I slowly reveal more about myself you will see that I have my hand in a lot of things. I am currently on the board of directors for a local non profit organization that works to promote awareness for endangered structures in the community. In particularly buildings that have historic significance, we are the voice for them so that they are not destroyed to make way for a new house or store or whatever. I was elected in November 2011 as a board member. Since then I have embarked on organizing their membership directory into a usable format in...
Valentine’s Day for an MBA student – Celebration
Yesterday I was sitting there pondering the meaning of Valentine’s Day you know very well about me i am MBA student which always focus on MBA study, when it struck me that it must have been made up by retailers to make it through the slow winter months. Well at least here in the Northern part of the United States, it is bitterly cold and we tend to hibernate. I saw earlier today on the National Retail Foundation website that the average person celebrating Valentine’s Day is going to shell out a whopping $126.03. Men will spend about $168.74 compared...