Budgeting For Beginners

It has been a while since I dove into a topic that is relatively straight forward but so many people have trouble with, that’s it Budgeting.  I have trouble with it as well, we are soon to be receiving our income taxes and we have some credit card debt.  What should we do with that money?  In comes budgeting, sit down and prepare a list of all the expenses that you are paying on a monthly basis.  Wait what, what are expenses…hold a minute..expenses are just that what are you paying out each month as an expense.  Bills!  Student loans,...

Easy Household Budget Strategies

Most people live paycheck to paycheck, and spend what they want whenever they want. But if you keep up that pattern long enough, you’ll soon discover that the money runs out before you’ve paid all the bills, and there is never any left over for special purchases or holidays. To get control of your household spending and start saving you will need to set up a household budget.  Coincidentally I have written a post about easy household budget strategies…. 🙂 The thought of having to stick to a budget might make you cringe. It sounds restrictive and boring. But if...