My Plan for Handling a Big Windfall – thesimepledollar.com Kelly writes in: What would you do if you won the lottery? Since I don’t play the lottery, I’ll answer this question under the assumption that instead I’m just receiving a very big inheritance from my unknown Uncle Rockefeller and Aunt Vanderbilt. The first step I’d take is to make absolutely sure all taxes on that income were paid… Continue Reading On thesimepledollar.com » Over-Indulgence – freemoneyfinance.com For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here’s why. Today I’m posting Proverbs...
Does Paying Cash For A Car Make Me Crazy? – solvingthemoneypuzzle.com/ I drive a 2005 domestic sedan that is in good shape and has just under 100,000 kilometres on it. It is in good shape mechanically (I knocked on wood as I typed those words) and it’s only problem is the driver’s door. The door freezes shut or open on really cold days. On really cold days I just leave it shut and climb in through the passenger seat… Continue Reading On solvingthemoneypuzzle.com/ » The Best 0% Balance Transfer Credit Cards – wisebread.com Updated March 2013 Those who live under a mountain of...
Energy Efficiency Programs/Financial Incentives – Saskatchewan and Manitoba – milliondollarjourney.com This is the final post of the series on energy-efficiency programs and financial incentives. We will conclude the series by looking at offers for Saskatchewan and Manitoba residents. Saskatchewan: SaskEnergy Programs Energy Efficient Rebate for New Homes This program is offered by SaskEnergy on behalf of the Ministry of Environment to SK residents who buy or build an energy efficient home… Continue Reading On milliondollarjourney.com » Southwest Airlines Rapid Rewards Premier Credit Card Big Bonus is BACK – ptmoney.com Update: The Southwest Airlines Rapid Rewards Premier Credit Card has just...
Calvin February 2013 Net Worth – consumerismcommentary.com/ Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Calvin is in his early 40s, earning a salary of $120,000 plus bonus as an IT project manager in New Jersey… Continue Reading On consumerismcommentary.com/ » What the Heck is the Alternative Minimum Tax? – moneyning.com/ Our country has a decades-long history of trying to make sure that high...
Anonymous S February 2013 Net Worth – consumerismcommentary.com/ Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Anonymous S is a 24-year-old engineer earning $67,000 a year plus bonus… Continue Reading On consumerismcommentary.com/ » 7 Tips for Using Social Media to Land a Job – moneyning.com/ Social media is more than a way to share images on Facebook for your family and friends. It’s a...
Designer Checks Stinks – freemoneyfinance.com Before I get into this post I want to say one thing: Yes, I still use checks. Get over it. You all know that I use credit cards and have a debit card as well. So not all of my financial transactions are using instruments that were very popular in the 80’s. But I’m not going to give certain companies my bank account information for electronic payments — I simply don’t trust them… Continue Reading On freemoneyfinance.com » Avoiding credit card traps – getrichslowly.org/blog This is a guest post from John Ulzheimer. John is a...
LastDollar February 2013 Net Worth – consumerismcommentary.com/ Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis, and February is “insurance month.” I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series… Continue Reading On consumerismcommentary.com/ » Living for Today Doesn’t Require You to Drain Tomorrow – thesimepledollar.com “Why would I want to live in misery just so I have a few more dollars when I’m old?” This is an exact quote from a recent reader...
4 Steps to Take When Unemployed – free money wisdom Unemployment is not a beloved term in our language, and it is one of the last situations an adult wants to find themselves in. But sadly, for those who entered the workforce right before or during the Great Recession, unemployment has become a fact of life. The most recent numbers from the Bureau of Labor Statistics put the unemployment rate at 7… Continue Reading On free money wisdom » The Smart Way to Inherit an IRA – moneyning.com/ Even though the majority of Americans are worried about the possibility of...
5 reasons to refinance your mortgage – getrichslowly.org/blog This post is from staff writer Holly Johnson. A few weeks ago, I wrote about how I refinanced my mortgage for the second time in a year. The second refinance wasn’t actually part of my master plan, but I ended up having to refinance in order to remove my private mortgage insurance. And although refinancing our home again proved to be a huge pain, we are now saving $135 per month by no longer paying private mortgage insurance premiums… 4 Things You Can Learn from Your Mortgage Statement – moneysmartlife.com Most of us, when...
Extended Warranties: 4 Questions to Ask – moneytalksnews.com As many guys will tell you, we tend to get attached to our barbecue grills the same way we get attached to our dogs.Let’s face it, a good barbecue grill, like a good dog, is something to be revered, and as such it’s always tough for their owners to recognize when it’s time to finally say goodbye… Continue Reading On moneytalksnews.com » The Perks and Quirks of Having a Home-Based Business – financialhighway.com/ If you’re reading this article, it’s a pretty safe bet that you’ve already considered a number of inexpensive business ideas and are...
Insurance: An easier way to comparison shop – getrichslowly.org/blog This post is from staff writer April Dykman. I had procrastinated until I could procrastinate no longer. I was in the middle of buying a house, and one of the many, many things on my ever-growing to-do list was to find a home insurance policy. My auto insurance policy also was up for renewal, and so I hoped to get a decent discount by buying both policies from one company… 3 Reasons You Should Blog – youngadultmoney.com/ I started Young Adult Money less than a year ago, but I’ve actually been...
Cyprus Reminds The World To Diversify Our Assets And Never Trust The Government – financialsamurai.com Imagine diligently saving $100,000 over 10 years only to wake up the next day to see $93,250 in your account. Now imagine having to fork over $99,000 of your $1,000,000 nest egg right before you plan to retire. The Cyprus president has basically negotiated a 6.75% tax on all deposits under €100,000 and a 9… Continue Reading On financialsamurai.com » 10 Uses for All Those Chopsticks – moneytalksnews.com This post comes from Donna Freedman at partner site DonnaFreedman.comWhen cleaning out a jammed-full junk drawer recently, my new roommate...
Negotiating for perks when raises are off the table – getrichslowly.org/blog This guest post is from David Lye. David is an expert on novated leasing, which is a “company car” type perk that many Australian companies offer their employees. In today’s uncertain economy, many employers are reluctant to offer raises to their employees. You may be lucky enough to keep your job, but chances are that you may not get a raise, or if you do, it could be a very small raise… Continue Reading On getrichslowly.org/blog » Overview of CPP Disability Benefits – canadianfinanceblog.com One of the scariest situations...
How Rich People Think – budgetsaresexy.com/ Happy Friday, y’all! Rescued this gem out of my spam emails this morning and thought it would make for some good thought over the weekend… Ended up being a pitch about a new book out there called “How Rich People Think,” and whether it’s good or not (I have no idea), the funny part is that it was published back in 2010!! 🙂 Why it’s getting promoted NOW I have no idea, haha, but it does look interesting nonetheless… Continue Reading On budgetsaresexy.com/ » 6 Questions Before Dropping Out of College to Be an...
Expert: The Economy Is Picking Up Steam – moneytalksnews.com JP Morgan economists Michael Feroli, Robert Mellman and Daniel Silver think the economic growth rate will hit 2.5 percent by Christmas, and that not even the sequester, higher gas prices, or the payroll tax hike will stop that.They told MarketWatch, ““If the consumer were down for the count, we’d have a different story… Continue Reading On moneytalksnews.com » How to Build a GIC Ladder – canadianfinanceblog.com Guaranteed Investment Certificates (GIC) provide a guaranteed form of income, provided you lend your money for a set amount of time. In return for the ability...
Persistence Can Pay Off When Dealing with Customer Service – canadianfinanceblog.com So last week I was struggling with Bell to get my phone unlocked. Eventually, after three phone calls with their customer service department, escalating to a Supervisor, and $84 later, I was finally able to unlock my phone. As I was now planning on switching phone providers, I researched my options, settled on a company that had fair pricing plans, a deal going on, and most importantly – no contracts… Continue Reading On canadianfinanceblog.com » 8 Questions About Your Money and Your Spouse 🙂 – budgetsaresexy.com/ Hidey-ho! Came across...
Three Reasons to Consider Investing in Silver – free money wisdom Lately, in an effort to balance out my finances, I have been converting some of my savings into silver by investing in American Silver Eagle and other silver coins. I did so for a number of reasons. One was because I had friends who had invested in either gold or silver who suggested I do so to as a simple way to invest… Continue Reading On free money wisdom » Capital One 360 Checking Review – ptmoney.com Today I’m going to give you my Capital One 360 Checking review....
Being Frugal Without Giving Up Your Social Life – wisebread.com Whenever I write a frugality post, I get comments asking some version of, “That’s fine if you’re happy being a hermit in your cheap apartment, but what about people who have friends?” (See also: Not Driving Your Less Frugal Friends Crazy) I think there are three general strategies for dealing with the issues around having a social life while still being frugal… Continue Reading On wisebread.com » The Average Net Worth For The Above Average Married Couple – financialsamurai.com One of the most popular posts on Financial Samurai with over...
How To Know When To Take Profits? A Discussion Of Fear And Greed In Stock Market Investing – financialsamurai.com There are two things investors need to battle on a constant basis. The first thing is fear. We must eradicate fear when markets are collapsing because we know great fear is when fortunes are made. I distinctly remember when the S&P 500 closed at its low of 666 on March 6, 2009. The mark of the devil was such an insult to injury on Wall Street that hardly anybody decided to buy that day… Continue Reading On financialsamurai.com » Being Kind...
Cheap Health Insurance Options For The Unemployed, Self-Employed, Or Early Retiree – financialsamurai.com Restless in Warnemunde, 2012. Whether you are unemployed by choice or due to unfortunate circumstance, having health insurance is a must. According to The American Journal Of Medicine, 62% of all bankruptcies in 2007 were health related and that’s before the economic meltdown. What’s more frightening is that back in 2001, health related bankruptcies were “only” 45% of total… Continue Reading On financialsamurai.com » Learning About Investing With the Stock Market Game – consumerismcommentary.com/ In my mind, no child is too young to learn about the basic concepts...
Signs You May Be A Shopaholic And 6 Things You Can Do To Change It – genxfinance.com/ We’ve all made purchases on impulse, whether it be that candy bar at the checkout line in the grocery store or that pair of shoes that you come across that would go perfectly with your new tailored suit or the dress you bought last week. Impulse buying is a major weakness for many, and has its own problems… Continue Reading On genxfinance.com/ » Biggest Challenges to Retirement, Part 1 – freemoneyfinance.com The following is an excerpt from READY FOR PRETIREMENT: 3 Secrets for...
February 2013 Goals and Finance Update – retireby40.org/ February Highlights and Lowlights 2013 Financial Goals: No progress in February. It’s a bit disappointing because we did so well in January by maxing out the IRA and setting up Mrs. RB40′s 401(k). 2013 Personal Goals: I tried several new beers in Feb. and met up with local bloggers for a drink… Continue Reading On retireby40.org/ » White House Supports Unlockable Cell Phones – moneytalksnews.com It recently became illegal to unlock your smartphone for use on another network without the current network’s permission. We covered it here.A petition to the White House...
Can You Have It All? 4 Tips for Doing More With Your Time – wisebread.com I recently started a demanding job as a first year associate at a large law firm. During law school, I attended numerous presentations focused on women in the law, and the issue of time and work-life balance always came up. Soon-to-be women attorneys wanted to know how to have it all… Continue Reading On wisebread.com » 12 Ways to be a Financial Extremist in 2013 – debtmovement.com/blog/ Welcome to The Debt Movement! You have become a financial soldier in the war on debt, and in...
