What If You Can’t Pay Your Taxes This Year? + MORE

How Does The Stock Market Work? – genxfinance.com/ Stock Market Basics: Traditional and Electronic Trading I was talking with a friend and the question came up “how does the stock market work?” This got us talking about how the stock market and trading has evolved through the years. The financial markets are a complex entity with their own institutional and economic structures that play a vital role in how stock prices are established… Continue Reading On genxfinance.com/ » Wanting More Money Is NOT a Bad Thing…Usually – youngadultmoney.com/ I was talking to a friend yesterday who said that wanting more...

Things On Your Tax Return That Can Get You Audited By The IRS + MORE

Facebook Wants Even More Personal Information – moneytalksnews.com The social network has over 600 million daily users who regularly post details about their lives and personal interests, but that’s not enough information for Facebook.The Boston Globe reports that Facebook is starting to buy data from more data brokers – companies that create massive databases of personal information by combining records from retailers and online tracking cookies… Continue Reading On moneytalksnews.com » Gassed Up And Ready To Go – libertyinvestor.com Resource markets can be tough markets in which to make profits consistently. The trouble is that most companies in the resource businesses, from energy...

How to Save $50,000 in Two Years After Getting Out of Debt + MORE

How to Save $50,000 in Two Years After Getting Out of Debt – youngcheapliving.com I thought that title might get your attention. It just so happens, I saved $50,000 in the first 24 months after becoming debt free. My average salary throughout that time period was….. well… let’s just say it was less than $55,000 per year. Can you do it too? Of course you can. Here’s how: Step 1: Track Your Finances – How do you think I came up with that $50,000 number and the 24 month timeline? The data is sitting in my Mint… Continue Reading On...

Lazy People (Like Me) Can Still Save Money + MORE

Face Retirement Head On – retireby40.org/ Message for RSS readers Sorry to interrupt, but if you are reading this on Google Reader, you will need to figure out a different way to follow us. Google is getting rid of Google Reader soon and you should switch to other RSS readers such as Feedly instead. Subscribe to have every article delivered to your inbox and you won’t have to worry about the RSS problems… Continue Reading On retireby40.org/ » Top 10 Canadian Dividend Growth Stocks for 2013 – milliondollarjourney.com Dividend investing is a popular strategy these days, especially with low interest rates, and not a lot...

Your credit score and credit card rewards: 10 tips + MORE

We’ll Work an Extra Five Days to Pay Taxes This Year – moneytalksnews.com MarketWatch reports that Tax Freedom Day will come five days later than last year, on April 18.The day was created by a businessman in the 1940s and has been carried on by the Tax Foundation, a 76-year-old think tank. It marks the day when Americans will have earned enough at work to pay their collective tax bill for the year… Continue Reading On moneytalksnews.com » Over-Spending – freemoneyfinance.com For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here’s why. Today...

Ten Pieces of Inspiration #120 + MORE

Capital One Venture Rewards vs. Barclaycard Arrival – moneysmartlife.com There has been an airline mileage backlash brewing for some time as carriers have made it near impossible to redeem their miles for awards seats at the lowest levels. This backlash extends from the skies right down to our wallets as credit card holders no longer see nearly as much value in airline mileage cards as they once did… Continue Reading On moneysmartlife.com » Are You Confident You Can Retire? – freemoneyfinance.com Here’s a piece from CNN Money that says most Americans think they won’t be able to afford retirement. The...

Ask the Readers: Do you save more or less than your parents? + MORE

“Why Work If We’ve Got Obama?” Said My Rich Friend…. – financialsamurai.com Jaabir, one of the poorest richest friends I know, decided to take a vacation from not working by driving down to Indian Wells, California to watch the BNP Tennis Open last month. The tennis tournament is considered “The Mecca” for tennis fans everywhere given the terrific turnout of the world’s top pros and the intimate setting… Continue Reading On financialsamurai.com » PTM 029 – How to Launch a Tech Startup Part-Time with Kristen Carney of Cubit – ptmoney.com This episode of the Part-Time Money podcast is with Kristen...

How to Get Rid of Your Old Electronics + MORE

5 Ways to Get the Most Value out of a Gym Membership – youngadultmoney.com/ There’s quite a few bloggers out there who will tell you that a gym membership is something you can go without. While I do not necessarily disagree with this, I think most people are far more likely to work out and get in shape if they have a gym membership. 1) Wait for the right deal Just last week my wife and I signed up for a gym membership for just $10/month… Continue Reading On youngadultmoney.com/ » Hidden Expenses of Buying a New (or Used) Car...

Whoever told you “looks don’t matter” lied. + MORE

What to Do if You’re Having Trouble Paying Your Student Loans – moneysmartlife.com We’ve all heard it said that student loans cannot be discharged in bankruptcy, so what do you do if your financial situation is a wreck – or if you’re unemployed – and simply don’t have the money to repay? There actually are a couple of ways to manage the situation even if the bankruptcy option doesn’t exist… Continue Reading On moneysmartlife.com » Dirty Money Spends Faster – libertyinvestor.com If you’re looking for a creative way to save a couple of bucks each day, perhaps you should consider...

Girl Selling Virginity for Millions of Dollars. + MORE

How to make money with your photography using Foap – genxfinance.com/ Make Money Off of Your Photography with Foap Do you snap photos with your iPhone?  Are you amazed at how well they turn out?  If you are, I have a money making opportunity for you.  It’s called Foap and it’s an iPhone app for stock photographers. If you’re looking for ways to make money or even just ways to make money on the side why not sell the photos you’ve taken?  Foap is free to sign-up for and you earn $5 each time one of your pictures sells… Continue Reading On...

Happy Birthday to Me! + MORE

Net Worth: April 2013 – punchdebtintheface.com Well the last 30 days have been anything but normal  for the Ninja household. I don’t know if you keep up with MANteresting at all, but the media gods had favor on us last week. It started with this BuzzFeed article, which snowballed in to a few dozen more articles being written about us and a buttload of traffic… Continue Reading On punchdebtintheface.com » Have Huge Medical Bills? Get Crafty with Your Payments – moneyning.com/ How many times have you skipped a doctor visit you needed because you didn’t have health care coverage? After...

Reader Stories: I bought a duplex to save money on rent + MORE

My Plan for Handling a Big Windfall – thesimepledollar.com Kelly writes in: What would you do if you won the lottery? Since I don’t play the lottery, I’ll answer this question under the assumption that instead I’m just receiving a very big inheritance from my unknown Uncle Rockefeller and Aunt Vanderbilt. The first step I’d take is to make absolutely sure all taxes on that income were paid… Continue Reading On thesimepledollar.com » Over-Indulgence – freemoneyfinance.com For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here’s why. Today I’m posting Proverbs...

11 Tools Everyone Should Have + MORE

Quick Money Tips: Break Free of Materialism – ptmoney.com Are you swimming in a sea of “stuff”? In today’s edition, we take a look at materialism. It’s one thing to want to steward your money well so that you can live a comfortable life. But we need to deal with the root problem that got us into so much debt to begin with: our addiction to material goods… Continue Reading On ptmoney.com » 10 Good Places to Volunteer – Opportunities & Organizations – moneycrashers.com There are plenty of reasons to volunteer your time for a good cause. I do it because...

11 Tools Everyone Should Have + MORE

Does Paying Cash For A Car Make Me Crazy? – solvingthemoneypuzzle.com/ I drive a 2005 domestic sedan that is in good shape and has just under 100,000 kilometres on it.  It is in good  shape mechanically (I knocked on wood as I typed those words) and it’s only problem is the driver’s door.  The door freezes shut or open on really cold days.  On really cold days I just leave it shut and climb in through the passenger seat… Continue Reading On solvingthemoneypuzzle.com/ » The Best 0% Balance Transfer Credit Cards – wisebread.com Updated March 2013 Those who live under a mountain of...

4 Keys to Dealing with Your Landlord + MORE

Energy Efficiency Programs/Financial Incentives – Saskatchewan and Manitoba – milliondollarjourney.com This is the final post of the series on energy-efficiency programs and financial incentives. We will conclude the series by looking at offers for  Saskatchewan and Manitoba residents. Saskatchewan: SaskEnergy Programs Energy Efficient Rebate for New Homes This program is offered by SaskEnergy on behalf of the Ministry of Environment to SK residents who buy or build an energy efficient home… Continue Reading On milliondollarjourney.com » Southwest Airlines Rapid Rewards Premier Credit Card Big Bonus is BACK – ptmoney.com Update: The Southwest Airlines Rapid Rewards Premier Credit Card has just...

Save Money By Checking the Energy Star Ratings on New Appliances + MORE

Calvin February 2013 Net Worth – consumerismcommentary.com/ Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Calvin is in his early 40s, earning a salary of $120,000 plus bonus as an IT project manager in New Jersey… Continue Reading On consumerismcommentary.com/ » What the Heck is the Alternative Minimum Tax? – moneyning.com/ Our country has a decades-long history of trying to make sure that high...

10 Ways to Acquire Cheap Formal Wear + MORE

Anonymous S February 2013 Net Worth – consumerismcommentary.com/ Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Anonymous S is a 24-year-old engineer earning $67,000 a year plus bonus… Continue Reading On consumerismcommentary.com/ » 7 Tips for Using Social Media to Land a Job – moneyning.com/ Social media is more than a way to share images on Facebook for your family and friends. It’s a...

Avoid These 8 Tax Mistakes + MORE

Designer Checks Stinks – freemoneyfinance.com Before I get into this post I want to say one thing: Yes, I still use checks. Get over it. You all know that I use credit cards and have a debit card as well. So not all of my financial transactions are using instruments that were very popular in the 80’s. But I’m not going to give certain companies my bank account information for electronic payments — I simply don’t trust them… Continue Reading On freemoneyfinance.com » Avoiding credit card traps – getrichslowly.org/blog This is a guest post from John Ulzheimer. John is a...

Good Investments in a Recession + MORE

4 Steps to Take When Unemployed – free money wisdom Unemployment is not a beloved term in our language, and it is one of the last situations an adult wants to find themselves in. But sadly, for those who entered the workforce right before or during the Great Recession, unemployment has become a fact of life. The most recent numbers from the Bureau of Labor Statistics put the unemployment rate at 7… Continue Reading On free money wisdom » The Smart Way to Inherit an IRA – moneyning.com/ Even though the majority of Americans are worried about the possibility of...

Improving Your Career by Going Back to School + MORE

5 reasons to refinance your mortgage – getrichslowly.org/blog This post is from staff writer Holly Johnson. A few weeks ago, I wrote about how I refinanced my mortgage for the second time in a year. The second refinance wasn’t actually part of my master plan, but I ended up having to refinance in order to remove my private mortgage insurance. And although refinancing our home again proved to be a huge pain, we are now saving $135 per month by no longer paying private mortgage insurance premiums… 4 Things You Can Learn from Your Mortgage Statement – moneysmartlife.com Most of us, when...

Anne and Matt February 2013 Net Worth + MORE

Extended Warranties: 4 Questions to Ask – moneytalksnews.com As many guys will tell you, we tend to get attached to our barbecue grills the same way we get attached to our dogs.Let’s face it, a good barbecue grill, like a good dog, is something to be revered, and as such it’s always tough for their owners to recognize when it’s time to finally say goodbye… Continue Reading On moneytalksnews.com » The Perks and Quirks of Having a Home-Based Business – financialhighway.com/ If you’re reading this article, it’s a pretty safe bet that you’ve already considered a number of inexpensive business ideas and are...

7 Inexpensive Powerhouse Foods to Add to Your Diet for National Nutrition Month + MORE

Insurance: An easier way to comparison shop – getrichslowly.org/blog This post is from staff writer April Dykman. I had procrastinated until I could procrastinate no longer. I was in the middle of buying a house, and one of the many, many things on my ever-growing to-do list was to find a home insurance policy. My auto insurance policy also was up for renewal, and so I hoped to get a decent discount by buying both policies from one company… 3 Reasons You Should Blog – youngadultmoney.com/ I started Young Adult Money less than a year ago, but I’ve actually been...

Why Catastrophic is Better than No Health Insurance at All + MORE

Cyprus Reminds The World To Diversify Our Assets And Never Trust The Government – financialsamurai.com Imagine diligently saving $100,000 over 10 years only to wake up the next day to see $93,250 in your account. Now imagine having to fork over $99,000 of your $1,000,000 nest egg right before you plan to retire. The Cyprus president has basically negotiated a 6.75% tax on all deposits under €100,000 and a 9… Continue Reading On financialsamurai.com » 10 Uses for All Those Chopsticks – moneytalksnews.com This post comes from Donna Freedman at partner site DonnaFreedman.comWhen cleaning out a jammed-full junk drawer recently, my new roommate...

Today’s Deals: Barbie, Tax Prep, and Kindle Fire + MORE

Negotiating for perks when raises are off the table – getrichslowly.org/blog This guest post is from David Lye. David is an expert on novated leasing, which is a “company car” type perk that many Australian companies offer their employees. In today’s uncertain economy, many employers are reluctant to offer raises to their employees. You may be lucky enough to keep your job, but chances are that you may not get a raise, or if you do, it could be a very small raise… Continue Reading On getrichslowly.org/blog » Overview of CPP Disability Benefits – canadianfinanceblog.com One of the scariest situations...

Biggest Challenges to Retirement, Part 2 + MORE

Debt Scholarship Sponsor: David Ning, MoneyNing – debtmovement.com/blog/ Name David Ning Website or Company MoneyNing.com What is your background with debt and how did you conquer the financial obstacles in your life? David Ning here, a proud father or two trying to create an enjoyable and nurturing environment for my family. I started a personal finance website in 2007, MoneyNing… Continue Reading On debtmovement.com/blog/ » Battling Perceptions – thesimepledollar.com Let’s say you have three choices for your work commute. Option A will cost you about $2. It will get you outside your office in forty minutes, but you won’t have...