Today I am venturing to the doctors as I near my 30th birthday to get a tune-up.  Last night we rushed out 1 year old to the doctor’s office after she broke out with a rash on her body from the MMR vaccine she just received.  Sure I used my flex card to make the payments for the co pays while at the office but that is such a small fraction of the bill. I looked over the desk to see that for rushing the baby to the doctor’s office was going to set my insurance carrier back $150.00.  I...