Still Beware of 3 Musketeers of Online Conning Industry + MORE

Everyone experiences lifestyle inflation to a degree, but one of the biggest causes of lifestyle inflation is trying to keep up with the latest changes in technology. Things like smart phones, computers and even the beloved household TV.

It seems that for many people, having the latest and greatest gadgets has become a life priority…

Photo Credit
Today’s post is by my awesome staff writer Jordann. Enjoy!
One of the best things about personal finance is that it’s so personal. Everyone has their own strategy, tailored to their own specific personality. I think this is why there can be so many personal finance blogs out there, yet somehow we all still manage to come up with unique and interesting content day in and day out…

The other day I received an email from the IRS about IRA contributions. Believe it or not, the IRS has done a lot over the last few years to provide really helpful information about everything tax related. So I signed up for the emails, and they have been extremely helpful.
So today I thought I’d share the tips the IRS sent out about making contributions to an IRA…

I need an emergency savings plan, especially since I went over my budget in spending.  I got that itch for spending and it kicked my butt this month.  I still don’t regret overspending, only because I know I am still … Continue reading →The post Emergency Savings Plan appeared first on Financial Black Sheep…

How many investment funds do you really need? I will tell you. But first…..watch Investor Class Video #2 if you haven’t already. Once you’ve watched that, and you know your “proportions,” we can talk about how many funds you actually need in your portfolio.
Here’s the link to the email script I mention in today’s video…

Good morning Dinks.  It’s that time of the year again, the time of the year when young ladies my age are sending out their wedding invitations for their summer weddings.  Apparently I am at that age when I should be getting married, getting pregnant and settling down.  It seems like everywhere I turn and every time I open my mail box I am receiving another invitation to attend someone’s baby shower or wedding…

This is a guest article by Liran.  If you are interested in contributing to Debt RoundUp, please follow our guidelines.
I’ve been an independent life insurance agent for over a decade now which means I never know who’s going to walk through my door or be on the end of the line. I’ve helped business professionals, twenty-somethings, and sweet, little old ladies get the right term life insurance policy for them and I’ve come to realize that there are some things across the board that trip people up about term life insurance…

If you don’t pay attention to your business’s  finances, and its profits vs. costs, your business can end up in debt  and on the road to bankruptcy. When this happens, it can be near  impossible to get it back on stable ground. Understanding the financial decisions that can get your business in trouble is crucial because it  will allow you to stop poor spending habits in its track before it leads  to you running your business into the ground…

“Hi, I’m trying to get better at understanding my investments. I noticed on my statement I have a lot of individual funds I’m invested in. The more funds I’m invested in the harder it is for me to follow. 
Do I need that many funds? I’m curious if there is overlap between funds…

How Much Energy Are You Using?
Club Thrifty – Stop spending. Start living.Recently, I have been getting frustrated with our energy bills.  For the past few years, our electricity and gas bills have been slowly creeping up on us.  It makes sense to a certain extent.  I mean, there are four of us now instead of just two…

Michelle @ The Shop My Closet Project is a personal finance/lifestyle blogger with a love of all things encompassing: finance, food, fashion and fun! If she’s not blogging you can find her exploring Colorado, riding her cruiser, or sitting on a patio talking to nice strangers who always seemed to find her during her wanderings of the lovely state of Colorado…

The following is a guest post from my good friend Laurie at The Frugal Farmer. If you’re interested in doing a guest post, please see my guest posting policy and contact me.
My husband and I are on a mission: a mission to be debt free.  Many, if they saw our numbers, would consider the mission an impossible one…

John D. (Jay) Rockefeller IV, Chairman of the U.S. Senate Committee on Commerce, Science, and Transportation, a while back announced the release of a new investigative report named as, “Aggressive Sales Tactics on the Internet and Their Impact on American Consumers.” The Committee named three online companies – Affinion, Vertrue, and Webloyalty – that have …

Whenever someone tells me about their flagrant financial habits my blood pressure rises and I’m pretty sure I start steaming from my ears. It takes everything inside me to not grab people by the shoulders and let the negative energy explode from my mouth with a raging verbal assault.
Back in February of this year I attended a class hosted by a government subcontractor who on occasion liked to brag about how lofty his salary is…