Should You Always Write Down What You Spend? + MORE

Changing area codes and finding new jobs has not only been an adventure, but quite a good idea, at least when benefits come into play.  My retail job offered, some pretty poor benefits, even if I compare to some of … Continue reading →The post New Benefits Package appeared first on Financial Black Sheep…

Photo: Images_of_Money
Are you getting ready to sell your home? If you’re like most home sellers, your main concern is to get the best possible price for your home – without having to spend a fortune.
Luckily, there are many simple ways to boost your home’s sale price for a small upfront investment of time or money…

Last week at work I was having a conversation with a few of my colleagues about spending money now vs spending money later. My view was that if you have debt you should be spending the majority of your disposable income into paying off your debt ahead of time. Obviously there are a lot of factors to consider before making that call, but for my situation I feel like paying off debt early is the best course of action so that I can achieve some of my long term financial goals…

If you see this man in real life, your odds of survival may decrease significantly.
New information has been released from the Social Security Administration, and it may shock you: You are going to die. Well, eventually. Actually, odds are that you’re going to die a lot further down the line than you might think…

Your bond funds have been losing money.

Do you buy more bonds because they’re cheaper?
Or do you sell some of your bond funds because they’ve been losing money?
The pros are buying bonds.
The pros have been wrong.
The most important thing to consider when making an investment decision is the risk vs reward…

The amount of debt owed by American households has fallen to its lowest level since 2006, which analysts are suggesting will help strengthen the wider economic recovery. Household debts fell in the first quarter of the year by over $110 billion, down to a total of just over $11.2 trillion, with credit card and mortgage balances taking the brunt of the hit…

Continuing with my goal of financial transparency, I’m posting my portfolio as it is at the beginning of July of 2013.

Under the portfolio tab above is where I am keeping a more or less current list of my positions.  The below is where my portfolio stands as of July 1, 2013.  Also, check out the dividends and options pages where I am tracking each of those…

Today we welcome back our Tuesday contributor, Catherine Alford!
A Fancy Envelope System
I’ve written before about using the envelope system and how I always try to write down what I spend. Although I’m usually really good about maintaining this system, sometimes I fall off the wagon, and I proved that a few nights ago…

Hey everyone! Many of you may have noticed that I haven’t been keeping up with my regular posting schedule lately. You may even have triedThe post Changes are Coming appeared first on .

Hey everyone. Happy Tuesday! To the left is one of our engagement photos. I promise a post FULL of them will be soon
As you can see from the title of this post, June was a great month. I don’t know if July will be a repeat of this, but I’m hoping so. I have been adding more and more to my side hustles, and my lack of free time definitely shows for it…

Though they can be secured easily by cash strapped borrowers in times of urgent need for money, payday loans have been considered as dangerous alternatives to normal bank loans. The practice of payday lending has drawn flak from experts, primarily owing to the high rates of interest involved. However, if looked at closely, it might …

Most of us who spend multiple years in college or in training for a particular career plan on using those skills to obtain gainful employment. Emily at Evolving Personal Finance had an excellent post recently about how she has no desire to retire early because of that and many other reasons. I used to think the same way…

June Budget Recap and Updates
Club Thrifty – Stop spending. Start living.SPOILER ALERT: We had another rough month!
Good morning, everyone.  I wanted to take a few moments to publicly disgrace myself….again.  Remember how our May budget was an epic fail?  Well, unfortunately our June budget turned out to be even more horrific and off balance…

The following is a guest post from Troy at The Financial Economist. If you’re interested in submitting a  guest post,  please consult my guest posting guidelines and contact me.
 
Are you new to investing? If so, then the first thing that you probably heard was “invest in a stock that’s of value…