10 Quotes Entrepreneurs should Take to Heart

Great people often convey such valuable messages and teachings in a line that ordinary people can’t convey such messages in their life. These lines are inspirational, visionary and are written / said after years of experience by these people. If we, as entrepreneurs, understand and implement these teachings in our lives, then we’ll definitely be successful. Here’s a list of our personal favorite quotes said by some of the biggest names in the world; let’s analyze each of them closely. 1. I have not failed, I have just found 10,000 ways of doing it – Thomas Edison Thomas Edison was...

5 Great Habits of A Smart Retiree

What could be the best thing that could happen to a retiree? A handful of savings, spouse and grand kids around, a healthy body and of course, a financially stable lifestyle. That’s it! If you’re a smart individual, you would be thinking about your retirement from an early age. But if you’re not, don’t worry because today we are going to discuss some of the best habits of smart retirees that you can also adopt in your life. Read on… and learn more about them. 1. Smart Retirees are Great Planners First and foremost, smart retirees are absolutely great planners....

World’s Best Financial Advisors You Should Listen To

One of the biggest reasons why most people suffer with unstable financial life is – they listen to wrong financial advisors. The fact is – the economy is so unpredictable that it is impossible for any ordinary financial advisor to predict how it would be 3 years down the line. Yet, a lot of people believe their advice and get into trouble. Having said that, not all financial advisors suck; some are really great. Anyway, today, we’re going to speak about some of the world’s best financial advisors that you can/should listen to. These advisors are incredible in the way...

6 Ways Household Women Can Make Money from Home

Household women, in spite of being extremely talented, often don’t earn any money from their skills. However, thanks to the advent of Internet, the task of taking projects and delivering the work has become significantly easy. These days, even if a woman is not skillful, she can earn a good living – all from her home. There are so many opportunities for women (and even men) out there, that it is difficult to believe. However, the key here is to focus on your strengths and go for only the most-genuine and helpful ways. Let’s now cut to the chase and...

The ‘4 D Formula’ For Success in Life

Brian Tracy – the renowned motivational speaker and success coach – spoke to hundreds of successful people, interviewed them and found out that, there are 4 D’s of becoming successful. Anyone who has the 4 D’s or learns them can become successful irrespective of his present circumstances. And, today, we want to speak to you about it, so that you can become competent enough to accomplish everything that you desire in life. Desire The first D as Brian describes is the Desire to perform and achieve a particular task. It is the same desire that Napoleon Hill talked about in...

Treating Employees Like Gold Will Help You Sustain Your Business

Without a doubt, the most important asset of your company is your people. There are no second thoughts about it. When Bill Gates established Microsoft, his major focus was on two things – first hiring absolute world class people; second making them create the world’s best software. When Steve Jobs returned to Apple when it was on the verge of bankruptcy, the first thing he did was to retain the best talent. That’s what you also got to do when it comes to treating your employees. Listed below are some tips to treating your employees well and getting the best...

How to Make Profits from Soaring Oil Prices

Oil prices have been soaring for the past few years. While it is hurting people’s pockets real bad, there are few smart chaps who’re benefiting from it. If you’re also feeling the heat on your wallets and instead want to make money from it, this blog post shall be helpful to you. Buy Oil Futures Some people trade crude oil and futures in the commodity market. However, although the market is really huge, not a lot of people really do it. Why? Well, most people don’t know about oil futures contract. The purchase contract basically tells that you can buy...

Understanding R&D Tax Credits

R&D Tax Credits refer to forms of Research and Development Relief, which is covered as part of Corporation Tax bills. Companies who are involved in forms of research and development with positive social outcomes can receive cuts in their Corporation Tax, or a tax credit paid in the form of cash. Qualifying for these credits involves both being a Corporation Tax payer, and being eligible as either a Small or Medium Sized Enterprise, or a Large Company. Differences between the two will affect the tax relief available, and how it can be declared and managed in relation to broader research...

6 Greatest Entrepreneurs of Our Time

Entrepreneurs have always existed. From Henry Ford to Thomas Edison, some entrepreneurs had such amazing vision that they changed the world. Literally! A lot of people these days wonder, who are the top entrepreneurs of our time; well, here is our list of our best entrepreneurs of the modern day from whom… We can learn a lot. Check it out… Steve Jobs Known for his intuitive ability to identify patterns and potential business markets, Steve Jobs is the first person on our list. Steve is considered as a pioneer in revolutionalizing entire tech industry by introducing GUI and Mouse in...

Seeming Money Savers That Can Ruin Your Finances

Sometimes people feel backed in a corner with a tremendous amount of debt. They might have school loans, several credit cards and a car payment on top of the expense of raising a family and paying the mortgage. When people are stressed with late payments, they reach for the first cash solution that will solve the immediate problem. Unfortunately, quick decisions to reduce monthly payments can cause greater harm in the future. Here are three seeming money savers that ruin finances: Quickly Trying to Lower That Mortgage Banks advertise that mortgage rates are among the lowest in history, an appetizer...

5 Steps Businesses should take to Avoid Bankruptcy

Businesses have come under increased pressure during the past couple of years as the economy continues to show signs of deterioration. But as interest rates increase and savings rates continue to be less and less rewarding, many companies are struggling to compete with the bigger, more stable competition. As debt mounts up, people inclined to bury their heads in the sand and hope that the problem will go away. However, hitting it head on will prove far more effective than ignoring it. Many people assume that creditors will file for bankruptcy against an individual or company if debts are not...

Understanding IPO’s and How to Invest in Them

An IPO – Initial Public Offering is an event where a company sells its first stock to the public. IPO’s are basically are of two types – public and private. A privately held company has lesser number of share holders and they have maximum authority over the company. Whereas a publicly held company has a lot of shareholders and the company is more liable, accountable to the shareholders. The great thing about a large public IPO is that, anybody can invest and purchase its shares. The advantage is – since it is a new IPO, the share price would be...

5 Deadly Sins to Avoid While Using Credit Card

In an economy where there is no guarantee of a job, it is up to you to be debt free and enjoy financial freedom. Credit cards are dangerous if you don’t know how to use it. Credit cards have made people go bankrupt. They have made people lose their homes, properties and what not. Why? Only because CC users were not aware of the mistakes, I call them sins, as they needed to be avoided at any cost. Today, you’ll learn some of the most dangerous mistakes that you must be away from. Read on… 1. Having Too Many Credit...

7 Steps to Building a Business Brand Like Apple

Apple is huge. In fact, it is one of the biggest companies in the world. But how did it become so big? A company that was once on the brink of bankruptcy witnessed such rapid growth that it is quite impossible to believe. If you’re running a business and are aiming to build a brand like Apple, then you ought to follow these 7 steps that I have found that made their business successful. 1. Focus Focus is what gets you clarity in your decisions. And clarity one of the most important aspects of building a successful business. The reason...

Hiring a Small Business Accountant

The relationship a small business owner forms with their accountant is an important one. A solid financial backbone will prepare any growing business for rapid expansion and the risks associated with it. So what should a small business owner look for in a small business accountant? Availability This doesn’t necessarily mean your accountants business hours but how quickly they can respond to your queries. Check the promotional blurb on the company’s website for any “24-hour reply” promises and so on… Accountants will rarely promise services they cannot deliver but by the same token they are under no obligation to offer...

Getting to Grips with Forex Market Terminology

Entering the world of Forex trading can be a daunting experience for anyone who has not previously been exposed to the workings of the financial markets. Forex terminology can seem like a foreign language to beginners. There are a variety of buzz words and common market terms that are used daily to discuss the state of the Forex market and the methods employed to trade within it. It can often be helpful to look over the general and more complex Forex market terms before immersing yourself in educational material. There are a few common buzz words that are worth familiarising...

How to Excel at Your Job and Grow Sooner Than Your Peers

Are you worried because you’ve not got the promotion you wanted? Does your manager always tap on your peer’s back when he does something and not on yours? Well, there are many like you. The problem does not lie in the work you do or your ability to excel, the problem lies in the way you leverage your skills and grow in a team environment. Learning the best ways to outperform your colleagues to become the darling of your manager and ultimately excelling at your life long company. Be Curious The proverb curiosity killed the cat doesn’t apply at your...

5 Vital Things You Ought to Know Before Investing in Gold

In an economy when everything – from real estate to stocks – looks gloomy, gold appears to be the most viable investment. Not because of its shine or because women love it, but because it does provide some great returns to its investors. The fact is, gold prices are not unpredictable like stocks and bonds and has witnessed stable growth. In fact, trends have shown that the prices of this precious yellow metal have simply surged in the last decade. And, it is going to continue to grow for several years to come due to: 1. Volatility in Stock Market...

How to Find Unclaimed Assets and Make Money from Them?

Want to make big chunk of money without having to do data entry or any other tiresome job? The process is simple. It only requires you to utilize available resources to find unclaimed assets or money lying in your name in federal agencies in your state. According to the facts and figures related to unclaimed assets and properties in the United States, 7 citizens out of every 10 have some or the other type of unclaimed asset in their name, in different states. These unclaimed assets are in the form of bank accounts that are inactive, insurance policies, houses, tax...

Why You Should Invest in Energy Saving Products

The market is currently filled with energy saving products that make it easier for you to save power and use renewable energy sources. There is a wide range of products which can help you save money on your electricity bill. In this article we will present several of these products. The first on this list is the solar charger. The solar charger is a device that makes use of the sun’s energy to charge the electrical devices that are present in your house, without the need for DIY solar panels. You can charge many electrical devices like digital cameras, PDAs...

How Do Tax Levy and Tax Lien Differ from Each Other?

Have you ever been a tax defaulter? Did you ever have to face Internal Revenue Service (IRS) because of tax debts? If you haven’t been in a situation like that, consider yourself lucky. However if you’ve not faced such situations earlier, there are few terms related to tax debts implied by the IRS that you should be aware of. This will help you protect your property from getting seized against the owed taxes. Tax Lien and Tax Levy are the two terms that you need to know about. Tax Lien Tax Lien is an IRS claim against the property and...

5 Quick Guidelines You Need to Know to Qualify for Cash Loans Unemployed

Pertaining to the current global economic scenario, the job seekers around the world are crowding the employment market from one side, and from the other the market is pushed further by the people who lose their job because of downsizing. As a result, people like you and me are forced to look for other options; options that help us pay our everyday bills, options that allow us some good time with our family without worrying of the living expenses. One such option I’ve come across is Cash Loans Unemployed. It is something that could ease our tension, at least for...

5 Hobbies Life Insurance Companies Hate To Insure

Life insurance companies have the daunting task of insuring individuals who may or may not practice the safest or sanest of occupations, hobbies or extra curricular activities. Yet it is their job to do so at cost of course. It stands to reason that if you play with fire, you might burned and as such if your hobby is one that makes life insurance companies hearts skip a beat, your premium and overall rate might sky dive as well. Below we look at five fun and thrilling hobbies that some individuals take up that insurance companies are not so thrilled...

3 Traits that Engage Customers

It is easy to talk to people about your products, but it can be challenging to get them to listen. Most consumers are bombarded every day by messages from companies that are trying to sell them something. As a result, there are many efforts to make a sale that fall on disinterested ears. How can you make someone want to listen up? You have to engage them. There is not one way to engage customers. The dynamic between a business and its customers varies from one business to the next. In many cases, companies rely on extensive market research to...