Before we get to the good reads! Check out this beastly resource on why private cloud hosting, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. Climate debt collectors: Occupy wants the 1% to pay up Last year, Strike Debt — a small collective of New York-based academics, filmmakers, and business types published a short book called The Debt Resistors’ Operations Manual [PDF], which alternated between dispensing advice on how to clean up credit scores and chronicling the recent history of the finance industry. (more…)
Before we get to the good reads! Check out this beastly resource on how to start a blog: the ultimate guide, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. How I Finally Paid Off a Lifetime of Credit Card Debt: I’ve been a debtor all my life. My parents first met at a financial loan office—my dad issued loans, my mom worked in the office. They divorced when I was 10 and my mother was left to raise two daughters in Cincinnati, Ohio on a...
If you are responsible for overseeing the financials of your business or simply trying to keep up with your day-to-day household budget, you probably already have plenty of productivity tools that you use to make the process easier. Various software, pre-made financial spreadsheets, calculators and online tools have made keeping track of your money easier than ever before. However, there is one aspect that still might be inconvenient when keeping tabs on your finances in the electronic world, and that is dealing with paper receipts. If you want to archive these spreadsheets and receipts, you are most likely scanning them...
JP @ My Family Finances writes 10 Tips for Choosing the Best Home Loan – Not all home loans are created equally, and some mortgages are more beneficial than others. When purchasing or refinancing a house, consider these tips on selecting the home loan that works best for you. Tushar Mathur @ Everything Finance writes 5 Ways To Save Money When Traveling – Traveling is costly, but add in all the extra fees and it can get even more expensive. Here are 5 ways to save money when traveling so you can avoid them. Don @ Money Reasons writes The...
Before we get to the good reads! Check out this beastly resource on what’s the deal with extra income, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. Don’t Sweat Margin Debt: One data point that has found a home among the bearish community is the total amount of New York Stock Exchange margin debt. It is at record highs, and this supposedly means the end of the bull market is nigh. (more…)
As an eCommerce store owner, you obviously rely on the sales for your business. This means that you have to have online payment options. It used to be enough to have only one option, but now flexibility for payment increases the likelihood that you’ll be able to make sales. Here are some of the essential payment options you’ll want to consider and some tricks for getting the most out of them. Credit Cards Credit cards used to be the one option you absolutely had to have on your eCommerce store, but that isn’t necessarily the case. However, having the option...
Many people hear the phrase “offshore banking”, and don’t know what that means, or they don’t know that it can help individual people as much as it can help large corporations. But there are many benefits to using an offshore bank. One of the biggest benefits is that since most offshore banks operate in countries with fewer taxes, accounts in these banks will pay interest without seeing taxes deducted from it, making this a good option for those who don’t need to pay taxes on global income. Also, interest rates are sometimes higher with offshore bank accounts, offering better returns...
These days, people are looking for different ways to make extra money. Some people take part-time jobs, some people start a side business, and other people sell some of their excess stuff. One of the best ways to make some extra cash is by selling DVDs, CDs, and games over the Internet. This is an easy way to get needed cash quickly. There are many ways to sell these items over the Internet, but increasingly people are turning to large online companies that buy such items. These companies typically buy most DVDs, CDs, and games. The prices they pay are...
Before we get to the good reads! Check out this beastly resource on how to build passive income, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. What the Senate Didn’t Do on the Debt Ceiling: With both chambers of Congress back in session on Tuesday, budget theatrics returned to Capitol Hill. In the legislative equivalent of a double negative, the Senate voted down a resolution blocking the president from extending the country’s borrowing limit. In other words: The Treasury can still borrow money to pay the country’s...
Moving abroad for your retirement years can be an amazing experience. However, to what extent do you consider how much this will affect your pension? For many British expats the reality is that the impact can be quite significant. In total, around £10.6 billion is lost from British pensions. As this infographic created by HiFX points out, expats living in South Africa are the best off while those living in Switzerland experience the worst impact. It’s important t be aware of the implications of moving abroad when it comes to claiming your pension, but there are things you can do...
For fund managers, financial advisers, and Registered Investment Advisors, getting a holistic view of the risk/reward value of all the assets under management has not been easy. A great deal of the portfolio management software currently available is still somewhat “clunky”: customized spreadsheets cobbled-together with various specialized programs, some of which depend on data uploaded from public sources. “In the past most portfolio management software has largely been accountant-driven,” explains Daniel Rotherford, investment fund officer at Legal & General Unit Trust. “But fund managers gain immensely from a global view what is happening throughout their holdings. This is now much...
There is nothing happier or scarier than buying a home for the first time. It can take years to find the home you want to purchase and almost as long to find the financing you need to get into the home. There are a few tricks that will help you to get the kind of home you are looking for and make it affordable. You will need to make sure that you are aware of what your budget is when looking for a home, get a good rate on your mortgage, and ensure you have the right insurance for protecting...
Before we get to the good reads! Check out this beastly resource on tips for an effective post, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. Demilitarize the Debt Ceiling: And there we are: Victory! The debt limit has been raised. After weeks and weeks of open conflict, intense infighting, and yes, some passive-aggressive sitting around as well, the President and Congress have managed to avert U.S. default and reopen the federal government. The PandaCam is back! Plus, a global financial crisis has been averted or...
4 Ways to Gain Financial Independence from Your Parents Becoming financially independent from your parents can seem daunting. For many, it means getting a job, moving out, opening a personal checking account , establishing credit, and saving. This can be a tall order for those who have no experience with finances or living on their own. Read these tips below and get an idea how to launch into financial independence successfully. (more…)
There are so many fun ways to spend money. With a smartphone and a $5000 credit limit, you can buy a diamond encrusted Bluetooth headset without ever having to get up from your bar stool. Wants and needs can be hard to tell apart, but it’s time to come down from the consumption-induced high and realize that you didn’t really need the gold plated staples or the Jedi bathrobe. Don’t succumb to feeling guilty. Shame about where your priorities were in the past isn’t going to help you now. Focus instead on changing your habits today. Here are a few...
Anyone who holds an ACCA qualification is a member of the Association of Chartered Certified Accountants, a global organisation which issues qualifications in the field of accountancy, auditing and taxation. The company itself is approved by a British Royal Charter and has influence all over the world. With over 160,000 current members and around 425,000 students, ACCA provides special privileges and services to its associates through 89 international offices. To attain membership with ACCA and become a charted certified accountant, a student must pass 14 examinations and attain practical experience in the relevant areas. Additional training can also be given for...
Before we get to the good reads! Check out this beastly resource on how to start a blog, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. Senate stalls bi-partisan debt ceiling deal to end government shutdown: With only five days left to a possible default, there is yet no unity in the US senate with Republicans and Democrats rejecting each other’s proposal to end the 12-day-old government shutdown. (more…)
OMG i missed it, I wish the emails would come with the dates that the carnival is scheduled to be posted for 🙂 Well. I missed it and here it is without further adieu. BUDGETING AND ECONOMICS Jester @ The Ultimate Juggle writes How Much Money Can You Save By Breastfeeding? – Babies are expensive – breastfeeding can save money. Read my personal analysis and see how much I saved this way. Dividend Growth Investor @ Dividend Growth Investor writes Do not despise the days of small beginnings – In this article I argue why it is important to start...
Before we get to the good reads! Check out this beastly resource on online day trading 101, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. Here’s The Truth About Debt Ceiling Trutherism: One of the more concerning developments in the debt-ceiling fight is the growing contingent of Republicans who just aren’t that worried about raising the debt ceiling in a timely fashion. (more…)
You can find all kinds of great legal advice online, but given the vast breadth of United States’ law alone, the advice you read may not be appropriate for your situation. That does not even take into consideration the sites that provide inaccurate or outdated information. Before you act on information that you read online, you need to evaluate it to make sure it is accurate. Check for Credentials Look to see who wrote the article. While individuals who are not lawyers may have specialized information, remember that they are not held to the same standards as lawyers. By law,...
If you’re in the market for a new car, not only must you find a vehicle that fits within your budget but also find financing to pay for it. Some options include paying the full cost from your savings account, negotiating a personal loan with your bank, or signing up for a leasing agreement. Yet another option is to take out a loan directly at the dealership. There are a number of pros and cons to auto dealer loans, which are worth looking at in greater detail before you sign on the dotted line. Benefits of Dealer Loans One of...
Before we get to the good reads! Check out this beastly resource on why private cloud hosting, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. Gold price moves north on US debt ceiling drama: Gold hit a nine-day high and may achieve its first positive quarter in a year as the US debt ceiling showdown pushes investors towards safe havens. Though few analysts expect to see the sort of golden rise that accompanied the 2011 debt ceiling drama, gold jumped to $1,354 on Sunday – the highest...
Debt can be a huge drain on your ability to gain any ground in life. There are many different reasons that people go into debt. Maybe the financial climate has hit you hard or maybe you are simply trying to pay back student loans. No matter the cause, if you are in debt your number one goal should be to eliminate it. However, you might want to tackle your debt differently depending on the type of debt and the circumstances of your unique situation. So where are you in your financial game? Are you coming along well but you feel...
Before we get to the good reads! Check out this beastly resource on how to start a blog: the ultimate guide, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. With No Talks on Debt Ceiling, Risks Mount: As the nation approached its legal borrowing limit more than two years ago, President Barack Obama entered long and messy negotiations with Republicans in Congress. Amid the debate, his job-approval ratings fell to record lows. Now, Mr. Obama is trying a new strategy, refusing to negotiate over terms for raising...
