There used to be a time when if you heard that someone was attending a college overseas, there was a natural assumption that they must be wealthy. However, as of late, there are actually many articles which indicate that some people are choosing to go to school abroad because one, they feel that they are able to get a more quality education and two, it is more affordable. If you find that second point to be pretty hard to believe and you would like some reasons why more and more people are coming to that conclusion, we have provided you...
Most people shy away from conversations about death. And that’s understandable; a vast majority of people find it very hard to come to terms with our mortality. But in truth, death is a part of life, and so making allowances for the inevitable is both responsible and financially beneficial. It’s true that we cannot put a price on our lives, but we can save money on life insurance. Here are some great tips to help you do just that. Do Your Research The widespread prevalence of the internet in recent times has meant that businesses in general are becoming far...
Before we get to the good reads! Check out this beastly resource on Innovative Internet Marketing Ideas, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. Mortgage rise will plunge a million homeowners into ‘perilous debt’: More than a million homeowners will be at risk of defaulting on their mortgages and losing their properties in the wake of even a small rise in interest rates, a bombshell analysis reveals. Borrowers who have failed to pay down their mortgages when interest rates have been at record low levels...
If you are in business who’s need the great marketing and social awareness [read here] about services of the firm than the social networking sites like Facebook, Twitter, MySpace, Google+ etc. can be very helpful for endorsement of product and services of the enterprise. If want to launch a new service or a new creation than social networking websites can do the advertisement for your new product and services. The advertisement is an essential effort for the promotion of fresh product. Generally the new product is failed as compare to expected selling just because of dreadful marketing. Marketing is the backbone...
Making Your Small Business Marketing Dollars Go Further by Generating Word-of-Mouth, Referral and Repeat Business Relationship building is possibly the most effective way to market a small business these days. This is part one in a two part series that will give you a ton of ideas about how to market your small business through generating word-of-mouth, referral and repeat business: Combat the clutter that your clients and customers filter out every day. We are so bombarded by marketing messages. Not one of us doesn’t experience information overload – nearly every day. There isn’t a lack of information out there about...
Before we get to the good reads! Check out this beastly resource on what to look for in an online trading platform, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. Democrats Miss Again on Student Debt Fix: Currently, institutions are kicked out of the federal loan program if their two-year default rates are 25 percent or higher for three years or exceed 40 percent in any single year. The most recent national two-year cohort default rate across all sectors of higher education was 10.0 – the highest since 1995. The department...
At Your Marketing Lab, we offer a free email course that’s all about how to create a consistent core message that resonates with your ideal customer or client. Why is this important? We are so over-marketed to these days (you might have noticed), that only the clearest, most compelling messages make it through – and even more importantly – move us to action. Below are a few of the main points covered in that course, summarized? 1. Marketing is really about a continuous conversation you are having with your customers, prospects, vendors, and partners. In fact, every point of contact your business has with the outside...
When it comes to innovative internet marketing ideas, you might find that different persons have absolutely different options on what is considered new. For instant, there are some business owners who have been using a particular type of internet marketing for some time. At the same time there are people who just have heard about it, making it a new and innovative internet marketing idea. According to this reason when it comes to find internet marketing strategies or ideas, you should not limit yourself to something that is just old or something that just new. Keeping all your options open...
All of us are looking for ways to save money. So, if you haven’t taken out a life insurance policy yet because in your mind, you feel like it’s an additional expense that you don’t need, we want to take out a moment to provide you with a few solid reasons why having life insurance is a good idea. For one thing, should you happen to pass, it will provide your family with the monies that are needed to pay for any medical bills and funeral costs. Secondly, if you happen to leave any unpaid debt or taxes behind, life...
Before we get to the good reads! Check out this beastly resource on online day trading 101, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. College Student Debt Soars; College Presidents’ Pay Skyrockets: Presidents of U.S. colleges and universities fundraise with donors, preside over graduation ceremonies and provide unversities with long-range strategic vision. They are also paid handsomely for their work. Forty-two private college presidents earned more than $1 million in 2011, according to a new analysis by The Chronicle of Higher Education. The median...
A number of things affect our insurance premiums, none so more than our lifestyle. How we live and how well we look after our health, property, and other belongings has a direct bearing on how much we pay for them in the form of insurance premiums each year. Whether it’s your house, your car, or your health, you can bring down the premiums for each of them by taking good care of everything you own. Seriously, the good ole sense of responsibility is universally rewarded! In this post we look at how a bit of carelessness here and there can...
Most people would probably rather not find themselves in search of a new place to live during the busy holiday season, but if the timing is right, you’ve just sold a home, or you’ve finally saved up enough to get out of your tiny apartment and into a house, then perhaps the best present you could give yourself and your family is a home for the holidays. Although it is already a stressful time of year and you’re likely not keen on the prospect of heaping on the additional pressures of house hunting, filling out loan paperwork, and moving, you...
Some people just aren’t well-suited for the demands of collegiate programs. In some cases they simply don’t want to continue going to school when they could start working instead. Or they may have learning disabilities that make academic coursework more of a struggle than it is for other students. But if the reason you’re not chasing your dreams of earning a college degree has to do with the fact that you’re lacking in funds, you should know that an MBA program isn’t out of your reach simply because you’re low on cash. Even broke students can find ways to continue...
Since online advertising may seem easy at first, many companies go about it the wrong way. Too many people see advertising line in the same way as traditional offline advertising. In the real world, the business has succeeded in part through its brand by constantly visible; regularly bring to the attention of potential customers through the media, such as mailings, pamphlets, brochures, business cards, radio and television. But this principle does not apply online in the same way. The bombardment of people with banner ads and emails will most likely result your email address each time added to spam lists,...
No-one wants to be in debt, but the reality is that most people will have to borrow money at some point during their lifetime. You cannot underestimate the importance of a sensible loan repayment service that is integrated within a loan facilitator. It is vital to plan your debts in order to avoid costly penalties. Be Honest Many people with lots of different debts, including secured and unsecured loans, credit card debt and overdrafts, don’t want to face up to how much they actually owe. However, if you’re honest about this you can start planning a strategy for dealing with...
Before we get to the good reads! Check out this beastly resource on how to build passive income, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. A Snapshot of How Much Debt 12 Boston-Area Colleges are Saddling Students With: Student loan debt is, unsurprisingly, on the rise again. After all, the financial burden has been weighing graduates down by an increased six percent year over year — a hike that’s led to the eventual $29,400 the Class of 2012 is, on average, saddled with. (more…)
It’s easy to assume that today’s patent wars are a new phenomenon. With billions of dollars spent on litigation – a figure that, in many cases, exceeds the amount used in research and development – the scale and intensity of today’s patent litigation can seem unique in history. Despite this assumed uniqueness, today’s patent wars are not only very similar to those that occurred during previous centuries, but in some cases actually smaller in scale than their forerunners. Today’s patent-related lawsuits are both less common and less costly than those that have occurred throughout the 19th and 20th centuries. (more…)
Before we get to the good reads! Check out this beastly resource on why private cloud hosting, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. There is no debt ceiling crisis – just an erroneous fixation with the West Wing: The way the Coalition has carried on in recent weeks, you’d be forgiven for thinking that Australia was in the grip of a US-style debt ceiling crisis threatening to shut down our government and our very way of life. (more…)
Interest rates greatly affect many personal finance choices. From refinancing mortgages for more affordable payments to transferring credit card balances for faster payoffs; historically low interest rates are helping Americans improve their finances. However, making investment decisions can be more difficult in a low interest rate economy. It is important to understand the degree of interest rate risk in your portfolio and rebalance investments accordingly if needed. While investment strategies run the gamut, most everyday investors own fixed income in the form of bonds, CDs or savings accounts. Simply avoiding fixed income investments or taking excessive risks for yield can...
A new year is around the corner, once Christmas is out of the way it’s always How can you make your hard-earned money work hard for you? If you are thinking about investing, here are four options worth considering: Investing in the stock market – Although not without risk, as shares can go down as well as up, this type of investment is traditionally a strong long-term option. A good return in the short-term is rare, but if you are patient and you are in it for the long run, investing in the stock market after the Global Financial Crisis...
Before we get to the good reads! Check out this beastly resource on how to start a blog, and let me know what you think. A Few Good Reads Here are a few of my favorite reads from the past week. 1. America’s health care cost slowdown and the disappearing debt: Six years after the start of the Great Recession, there should be little disagreement what America’s number one domestic priority should be. With unemployment still stuck around 7 percent four plus years after that recession was declared “over,” creating jobs has to be Job #1. (more…)
When money is tight we look towards brighter days. Having an account where your money is not locked away is critical when the economy is not doing well. It could happen at any moment that you lose your job. I have compiled a list of tips on what I look for when I am opening a savings account. What is the Best Easy Access Savings account you can get? Type of Institution When I am looking for a new account, I tend to look for an online account because many of them pay higher interest rates than the typical brick...
Looking at the changing role of risk management and how people from a variety of sectors and backgrounds are beginning to accept the value of effective risk management strategy across numerous settings. How the strategy has infiltrated everything from cyber security to tackling poverty in recent times and asking where else it can be used within modern society. There so many new factors which have to be considered in risk management assessments now, such as social media, that didn’t exist years ago. Does this make the initial assessment process tougher? Are risk management strategies becoming more popular? Many people probably...
