How to Save Money by Swtiching Electric Companies + MORE

                                                                                                                                                                                                  

 
This  is a guest post from Todd at Fearless Men…

After 20 years of marriage I can look back and see a pattern to how my husband and I used excess cash. While it has been a long time since we lived paycheck to paycheck, any money not going toward living expenses is still almost always saved or spent for our children. I didn’t say it was a complicated pattern, but it is a pattern and for the first time in a long time we can see a shift away from it…

Proctor and Gamble (PG) is a leading company in the manufacture of household and personal care products.  The company has five main business segments: beauty (24% of sales) , grooming (10% of sales), health care (15% of sales), fabric and home care (32% of sales), and baby and family care (19% of sales)…

Nothing like feeling like I am in college, with the banging music that I can hear everywhere while I eat ramen noodles inside my home.  I had to turn up some club music just to drown out the thumping from … Continue reading →The post Let’s Party Like it’s 4/20 Day Plus Link Love appeared first on Financial Black Sheep…

Photo: paulinaclemente
In my weekly newsletter (you can signup in the box in the right sidebar), we cover painless ways to save money. One of the tips we recently discussed was saving some dough by changing electric companies. The response from readers was amazing. I received countless emails from readers who had great insight into the whole process…

Good morning Dinks.  Yesterday something happened to me and it was just so out of the ordinary that I have to share.  Yesterday I went out for lunch with one of my co-workers and when we were paying for our lunch she didn’t pull out her wallet she just pulled her debit card out of her pocket.  As a financial planner and former bank employee I felt the need to tell her the dangers of not keeping her debit card in a secure place…

By now I am sure you are aware that Adam Shepard has a new out book called One Year Lived. In case you have missed all the reviews going around – the book is a story about the last year of Adam’s life where he traveled through 17 countries and spent a total of less than $20,000.

I’ll start off my stating that I haven’t read the book in its entirety, but I have read the first couple of chapters, and thus far it has been a very interesting read…

I know I mentioned this previously, but I’ll remind everyone that steps four, five and six should be done simultaneously.  They don’t require any money right away, they each are just a change in where your money will go from here on out now that you have an emergency fund and all of your debt is paid off…

Image courtesy of Grant Cochrane / FreeDigitalPhotos.net
Over the weekend Vonnie and I watched the movie “This is 40″ with a group of friends.   I won’t give away many of the details of the movie for those who haven’t seen it yet, but the plot revolves around the fact that the two main characters are about to reach that milestone age of 40…

An Interview with Businessman Andrew Boyd
Club Thrifty – Stop spending. Start living.Thanks for checking out Club Thrifty! We hope you all had a wonderful weekend! Today, we have a fun little interview with Andrew Boyd from CreditCardCompare.com.au! Enjoy!
 
Q. Tell us a little bit about yourself and your business…

Before we get to that……
#1 You’ll probably have to start paying sales tax for your online purchases (pretend like you knew that you weren’t paying sales tax).

This week the Senate is considering a bill (The Marketplace Fairness Act) that would require us to pay sales tax on stuff we buy online…

Welcome to the another edition of “What Would You Do?”! If you have a question and would like to know what others would do please contact me and I’ll keep it in mind for future editions of “What Would You Do?”. To see previous versions, check out the What Would You Do? archives here…

April 20th marks the one year anniversary of the closing date of when we bought out condo. Anxious first time buyers, the bf and I were determined to be well-informed before we made the, “big purchase”. So we did our due diligence, read a few books, did some online research, talked to our folks and watched far too many episodes of Property Virgins on TLC…

For over a decade, Upromise has been helping students and their parents save money for college and pay back student loans. More recently, SmarterBucks has stepped out onto the scene offering a similar benefit, but targeted directly at student loans instead of upcoming college expenses. If college is in the future instead of the past, then Upromise is the obvious choice…

This weekend was the first time that I broke the grill to have a cookout.  My wife and I ended up having a small cookout with friends and family on Saturday and the weather couldn’t have been nicer.  Spring is the time of the year when we all get our grills out and start firing up the meat in order to enjoy those nightly cookouts…

You may need an office space for many reasons. You could either be starting out or you could be looking to expand your business. A good office space not only sets the mood of the business going, it is a lot more important when it comes down to employee satisfaction than you may think. A … Continue Reading »

I have never mindfully practiced the habits of a Zen monk, exactly. However, the more I read about the habits of Zen monks, the more I realize that I learned a lot of about their ways of life while I was in music school.
There are many things I love about the habits of Zen masters; the simplicity of their daily lives, the concentration and mindfulness of every activity, and the calm and peace they find and maintain in their days…

Studies have shown that people aren’t saving enough to get them by in retirement. Be different and bump your retirement savings into high gear.

No new picture for this week, so here’s an old one. Miami 2011.
Hi everyone. I hope you all had a great weekend. It was a pretty slow weekend for me. Just cleaning up around the house and trying to relax.
I wanted to give all of you an update on my Reconnecting with Family post that I made back in January…

The following is a guest post, from my lovely wife – Mrs. Frugal Rules. Please let her know how she did in the comments below. If you’re interested in doing a guest post, please see my guest posting policy and contact me.
 
I’m not sure if I’ve ever written a post about great customer service that I have personally experienced…