There’s quite a few bloggers out there who will tell you that a gym membership is something you can go without. While I do not necessarily disagree with this, I think most people are far more likely to work out and get in shape if they have a gym membership.
1) Wait for the right deal
Just last week my wife and I signed up for a gym membership for just $10/month…
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With tax return season nearing its peak, many consumers are looking at purchasing a new or used car. For many, tax returns are enough to provide or supplement a down payment for a new vehicle. However, there’s more to the cost of a new car than the purchase price.
Here are a few expenses to consider before buying a new or used car…
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Are you eagerly counting down the days to your next vacation? After working hard throughout the year, you deserve a few days of relaxation and fun. But regardless of how excited you are to take your next trip, it’s always crucial that you plan wisely and always remember to take plenty of precautions…
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When planning for retirement, in many ways successful planning is a matter of projections. How much money will there be coming in and for how long? How much money will be going out in expenses and how might those expenses grow over time? Unfortunately, far too many people have no real understanding of what their incomes and expenses might look like after they reach retirement age at 65…
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I continue to evolve as a young adult who’s working hard and making decent money, yet living below my means and saving over half of my income so that I can make my future as bright as it can be. First, it was about getting fired up and getting myself out of debt. I finished that in late 2010. Next, it was about rebuilding my cash emergency fund, which I depleted while writing massive checks to pay those debts off…
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If you are sitting there right now thinking, “I wish I had a job” or even “I wish I had a job that pays $75,000+ a year” then listen up.
What if I told you that a corporate recruiter from a $10 billion dollar publicly traded company contacted me about a job simply because I had expressed interest in learning a particular skill? Check out this email:
Last year I was looking for a promotion at work and I wanted to get into the mobile development space because I knew it was booming…
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There are many people currently rolling in their tax check and stocking up on furniture, big screen TV’s, and vacations. Others have waited a little bit longer and are carefully looking over their paperwork, in an attempt to make sure they are maximizing their gains for this April. Then there are the rest of us that have just been lazy and have been putting off doing our taxes…
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I’ve often suggested that a great way to earn some extra money is to turn your hobby into an income. For some of my thoughts on this subject, see these posts:
Turning a Hobby Into an Income: How I Did It
An Example of How to Turn a Hobby into an Income
Turn Your Hobby Into a Nice Second Income
Along the same lines, Dr…
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What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Roth TSP versus Roth IRA
2. Sports gambling addiction
3. Maximizing your driving dollar
4. Easy and hard
5. Which car should I sell?
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Learning to sew takes time and equipment. Is it a skill that is worthwhile to learn these days? Will it end up saving you money or costing you money in the end?
A super short history of sewing.
Back in the 19th century, the occupation of seamstress was one of the few open to women.
The Women in World History website reported the following as Evidence Taken by Children’s Employment Commission February 1841:
“Miss — has been for several years in the dress-making business…The common hours of business are from 8 a…
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What investments are tax free? Probably at least a few more than you think. Especially when you consider that where you have your money easily has the biggest impact on what is free of taxes and what is not.
Let’s look at tax-free investments in the usual – and not so usual – places.
1. Municipal bonds and municipal bond fund interest…
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(Guest post by Jenna of Beyond The Bridge, PDX)
I live in Portland, Oregon. The highest homeless population in the U.S. I volunteer with a group of awesome people on mission to serve this community, but I have a secret to tell: I don’t give money to our guests. (That is what we call the homeless we serve)
Personally, I struggle with the belief that, “the homeless are just going to use that money for drugs and alcohol” and I don’t want to be an enabler of those activities…
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Check baby, check baby, 1, 2, 3, 4….Time to file your taxes if you haven’t already!
We’ve still got plenty of time before the last day to file taxes, so you’ve got time to get ready.
But even if you want to purposefully wait till the last minute, it doesn’t hurt to start pulling together your information…
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It’s difficult to get into this topic without sounding too much like a motivational speaker. I am strongly averse to most motivational training. Here’s my problem: Motivational training, in the corporate world, encourages teamwork — good — but often at the expense of personal identity and independent thinking — bad…
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Just 4.3 percent of U.S. apartments were vacant in the first quarter of 2013, Reuters reports.That’s the lowest since the end of 2001. It’s an obvious result of the financial crisis, which has also pushed average effective rent (a calculation that accounts for discounts like free first or last months) above $1,100 in many areas…
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We all know kids love it when summer is here because it means they’re free from school and homework. They’re free to have fun and play all summer! Although parents also welcome the summer, it can also be a trying time for them because now their kids are constantly at home and sometimes it’s not always easy to keep them entertained…
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Did you know that having children can be a benefit to you in terms of taxes? If you have kids, you can take advantage of the Canada Child Tax Benefit.
The Canada Child Tax Benefit, or CCTB, is available to eligible families to help with the cost of raising their children. This is a non-taxable monthly payment that is based on your family net income…
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This post is by staff writer Holly Johnson. According to the Federal Reserve, the average amount of student loan debt carried by a student graduating in 2012 reached a staggering $24,301. And that isn’t the only scary student loan statistic. Overall, student loan debt in the U.S. has reached a cumulative $902 billion dollars, and loan delinquencies are at an all-time high…
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We have an old TV. It’s old and huge and heavy and not at all flat-screened. By "old" I mean to say that our TV probably rolled off the assembly line about 10 years ago, a fact that, unless you’re a teenager, will probably make you feel very old yourself…
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