Health Insurance May Become Unaffordable for Low-Wage Workers + MORE

I did something at the end of 2008 that I’ve never done before or since. I took out a home equity line — I borrowed money — to invest in stocks.
I wouldn’t normally do that, of course. But the opportunity in certain stocks at the end of 2008 was just too great to pass up.
At that time, I scoured the globe, looking for opportunity…

Newish GRS reader Jennifer is beginning her financial journey, and she shared her strategy so far. So here I am, mid-30s, buried in an obscene amount of credit card debt, and very little to show for it other than my piles and piles of STUFF. Man, I love me some stuff. I’ve lived in denial for years… “Yes, I have a lot of credit card debt, but so long as I can pay my bills each month, I’m doing OK…

I’m having a Frugal Fatigue attack! Some of you may not be familiar with this deadly enemy of frugal folks so here is a short definition.
Frugal Fatigue: the feeling you get when you are worn down from being frugal for too long.  Basically, you’re thinking that being frugal sucks.
It seems like frugal fatigue rears its ugly head about once a year around the summertime for me…

Hi blog peeps! It’s been another week of working hard and blogging away here in Grenada! I’ve had such a fun week in so many ways from touring the island a little more to hitting some traffic highs on the blog this week.
Welcome to anyone new who is subscribing for the first time! Every Friday, I round up a bunch of awesome articles from the Internet and share a few of my own too! Enjoy!
Grenada/Life Update
I’m not sure if anyone has really noticed or if I’m just being a weirdo, but I’m wearing a blue shirt in every picture this week (and all the ones from last week!) While my fashion sense is surely not as awesome as GMD’s, I promise you that every shirt is clean (despite the fact that washing clothes in Grenada isn’t ideal!) I just have to wear them for work, haha!
I gotta say, work this week was just as difficult as it was last week…

Apparently yesterday was Thursday. I didn’t get the memo and as a result didn’t have a poll for you. But fear not, I got a super fun one for ya as we head in to the weekend.
Note: There is a poll embedded within this post, please visit the site to participate in this post’s poll.

You’ve had a healthy, filling, and cheap breakfast and lunch and made it through until dinner, with no unhealthy, costly snacks needed. It is time to truly reward yourself.
Dinner is my favorite meal of the day. Every dinner my wife and I construct is fit for royalty – a feast of delicious, organic, filling, healthy ingredients…

When we are younger, we are seldom bothered by sleepless nights. It wasn’t until I was in my late fifties that I started having problems sleeping. From the get-to I knew that my issues were stress induced. I only had problems when something was bothering me. Once the situation resolved, I slept like a baby…

At the bottom of the list of insurance policies most people consider is disability insurance. It’s the last policy people buy and the first they cut when cash becomes tight. Yet disability insurance is essential for a package of complete protection. At many ages, you’re more likely to need it than other types of insurance…

For breakfast this morning, our children had a bowl of plain generic Cheerios with milk and some strawberries from their garden. It was a pretty healthy breakfast, all around, and it was certainly cheap. All three of them finished their bowls, so they must have liked it.
They don’t think of breakfast as a time to eat a sugar-laden concoction that comes from a box with a bunch of cartoon characters on it…

When you hear the word “rich,” what do you think of?
Yachts? Evening gowns? Travel?
That’s true to an extent, but not all rich people live that way. For this argument, we’ll define “rich” as having an excess of money, and “lavish” as obscenely using moolah like those in Hollywood.
Those who are rich, especially the self-made rich, are a different breed than most people…

Link for teaser title:http://www.wisebread.com/dealsBlu-ray Movies $5, Sandals Up to 65% Off, Macy’s 10 off $25+ coupon, and more!

Are you a recent college graduate? Do you already have a job? Well congratulations! There aren’t too many people that can answer yes to both of those questions these days. By earning your degree and finding a job after college, you are already one step ahead of most of the field (that is, unless your job is at the burger joint that you worked at in high school)…

Welcome to the weekly Friday giveaway roundup! Every single Friday we post giveaways ending within the next week. If you want to make sure you never miss one of these posts be sure to subscribe via RSS or Email.
Happy Friday everyone!
This was a great week for us at Young Adult Money. We were happy to welcome Cat Alford to the team as our first ever staff writer…

The Affordable Care Act may be a misnomer for some working-class people.It simultaneously requires people to acquire health insurance or pay a penalty next year, and large companies to provide an affordable option for their workers. But there are some unintended gaps in the law that people with low incomes may not be able to bridge, The Associated Press says:The law is complicated, but essentially companies with 50 or more full-time workers are required to offer coverage that meets certain basic standards and costs no more than 9…

It has been said time and again, how everything is at the tip of your fingers. There is an app for just about anything these days. This includes your investments. You have more options now with your smartphone than were available on any platform just a few short years ago. Get quotes, analysis, breaking news, place trades, and more, all with a few swipes of the finger…

Woot Woot – haven’t done one of these in a while… You know, when I check the stats to see what kinds of craziness people are typing in to get to this site? Makes me feel all types of legit and stuff, haha… Or at least sane, for that matter 🙂
Here were my favorite questions I found in the past 24 hours, along with my half ass attempts at answering them:Do people still rollerblade 2013? – Haha… A better question to ask is, “with a fanny pack?”
Do rich people shop at the goodwill? Probably! How do you think they got so rich?
Is it dangerous to be a phone sex operator? I’m not going to try and find out 😉
What do bouncers do when they get old? Become security guards?
Can you file bankruptcy a second time? Sure! But I don’t advise filing even the first time…
Coin bank you have to break? Try out this grenade one! A bit on the expensive side @ $40, but really REALLY sounds like a lot of fun… Imagine throwing it against the wall?!
Boyfriend says limit on ring price — Smart boyfriend! Without a budget you’re liable to start the marriage broke (not unlike a friend of mine who spent $20k on a ring ‘cuz his girl “had to have it”)
Right hand itching — That means you’re about to come into money!
Why don’t I feel secure with 3 million dollars? Hmm… ‘cuz you live in a 5 million dollar home? Or you’re really sick? Or your expenses are out of whack?
What to do if a company puts money in your bank account by mistake? Don’t touch it!! Alert your bank and refrain from letting the “what ifs” take over… Anything you spend you’ll owe back…

While the threshold for investing in gold and silver might seem high, taking steps to acquire physical bullion now will definitely pay off if economic circumstances ever take a catastrophic turn.
Historically, gold and silver have been stores of value against that of paper money. Why? Because economies that function under a fiat currency have the potential for a very unstable money supply, as government can create an infinite amount of it…

While saving for retirement is important, there are times when it makes sense to delay making investments. Most people invest for retirement in a tax-advantaged plan such as an IRA or 401k with early withdrawal penalties and adverse income tax consequences. While these vehicles provide tax-advantaged growth that help your money grow, they can wreak […

Price To Book Ratio, often simply referred to as P/B Ratio, can be used to make a comparison between the current market price of a stock and the total book value of all the assets that company has on the balance sheet. The P/B ratio is one of the measures you can use when evaluating the fundamentals a stock…